Contact us: 563.441.1776
Description
This well maintained ranch sits creekside offering peaceful views of the nearby lake. It's open floor plan with vaulted ceiling creates a great living space. An open staircase takes you to the full finished basement where you'll find the large family room with a wood burning stove, a 4th bedroom, an office and a full bath. The main floor provides 3 bedrooms, a master bath, a guest bath and the convenient laundry room with utility sink. There's also a 20x12 deck off the dining area, a 24x15 patio off the family room with a 6 person Hot Springs hot tub (which is negotiable), and a 19x9 attached shed and 2 car heated garage. The furnace and A/C are less than a year old, the well pressure tank was new in 2025, and the roof was approx 2017. Only a $100 yearly dues for use and maintenance of the lake. The solar panels provide utility cost savings. It's a lovely home in beautiful surroundings any season of the year. See it soon if a new home in the new year is on your Christmas list!!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,380
Walkout Basement
Garage Size: 2
Attached Garage
Built in 1994
School District: District 5
Hot Tub
One Fireplace
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 1,380
County: Whiteside
Listed By:
Crawford Realty, LLC
815-285-3444
MRED MLS
MLS ID: 12529595
Room Information
Office: 12X10
Bedroom 2: 10X10
Bedroom 3: 10X10
Bedroom 4: 14X12
Dining Room: COMBO
Family Room: 29X20
Kitchen: 20X12
Laundry: 10X5
Living Room: 23X17
Primary Bedroom: 15X10
For Details, Contact
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Contact an agent to learn more about
24200 Hillcrest Drive, Sterling, IL 61081.
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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $250,000 | $250,000 | $250,000 |
| Down Payment | $50,000 | $8,750 | $62,500 |
| Monthly Mortgage Amount | $1,151 | $1,433 | $1,495 |
| Taxes | $348 | $348 | $348 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $110 | $0 |
| Monthly Estimated Total | $1,599 | $1,991 | $1,943 |
About this area
About Sterling
Sterling, IL is a well-established city in the northwest part of the state that offers a comfortable blend of small-city charm, riverfront scenery, and modern conveniences. Nestled along the Rock River, Sterling provides residents with access to scenic parks, walking trails, and outdoor recreation while supporting a vibrant local economy and strong community infrastructure. The city features a revitalized downtown area with local shops, dining options, and community events that reflect Sterling’s pride and sense of connection. Its location allows for easy travel to nearby cities while maintaining a relaxed, approachable atmosphere.
Once known as the Hardware Capital of the World, Sterling is widely associated with manufacturing and the steel industry. This growing industrial community is surrounded by popular parks, farmland and industrial parks offering employment seekers a great place to settle.
With more than six nearby neighborhood parks, and a popular state park located a short distance away, nature exploration is a favorite past time in Sterling. The beautiful Rock River brings people out to boat, fish and play in its waters. After a day out in nature, residents love to come back to their neighborhood and enjoy town activities. Movies in the park during the Summer is a very popular event as well as grabbing a bite to eat at the Midway Diner where patrons can enjoy a classic hamburger, hot-dog, nachos and many other classic favorites. Small in boundaries, but large on activities for residents, Sterling is a great community to live in and raise a family. With seasonal festivals, a small but influential art scene, and outdoor recreation, there is something to keep everyone busy.
The real estate market in Sterling is diverse and appealing to a wide range of buyers. Residential options include classic single-family homes in established neighborhoods, many showcasing traditional Midwestern architecture, mature trees, and generous lot sizes. Buyers will also find ranch-style homes, multi-level properties, and updated residences offering modern layouts and amenities. Newer developments on the outskirts of the city provide contemporary housing with open floor plans and attached garages, appealing to families and professionals alike.
Sterling also offers opportunities for buyers seeking additional space, with properties on larger lots or in semi-rural settings just outside the city limits. Affordability is a key advantage, making the area attractive to first-time homebuyers, retirees, and those looking to maximize value without sacrificing quality of life.
With its riverfront setting, strong sense of community, and wide variety of housing options, Sterling stands out as a desirable place to live. The city combines economic stability, natural beauty, and comfortable residential living in a way that continues to draw long-term residents and newcomers alike.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Sterling, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776
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