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24-78 Saddlewood Lake Carroll, IL 61046 Land - Farm Active

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Description

An extraordinary chance to own one of the most desirable waterfront lots remaining at Lake Carroll. Located in the highly coveted Swimmers Bay, this exceptional 2.27-acre waterfront lot offers 196 feet of shoreline and one of the most beautiful, buildable settings left on the lake. Tucked just inside the mouth of the bay, the property enjoys calmer water, stunning views, and an ideal setting for swimming, boating, and relaxing at the shoreline. The land features a gentle, natural slope to the water, making it perfectly suited for a walk-out lower level and expansive lakeside outdoor living spaces. Since purchasing, the owners have made significant improvements to enhance both usability and shoreline integrity, transforming this into a truly special, build-ready waterfront property. Updates include extensive tree clearing to open up views and create more functional space, shoreline stabilization with updated rip rap, and a leveled waterfront area ideal for gathering and easy lake access. The combination of acreage, privacy, improved shoreline, and premier bay location is incredibly rare - especially on a lot that still allows you to design and build exactly what you want. Conveniently located near the clubhouse, golf course, and trail system, this property offers the best of Lake Carroll living both on and off the water. Large, improved waterfront parcels like this simply do not exist anymore at Lake Carroll. This is a rare chance to create a legacy lake home in one of the community's most desirable locations.

Property Highlights

Property Type: Land - Farm
Total Acres: 2.27 Acres

General Information

County: Carroll
Listed By:
KELLER WILLIAMS INSPIRE
Rockford Board of Realtors
$699,900
Est. $4,717/mo
New to the Market Active
LOT SIZE 2.270 acres MLS#202605515
STATUSActive PROPERTY TYPELand - Farm SCHOOLEastland

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Ruhl&Ruhl Realtors

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24-78 Saddlewood, Lake Carroll, IL 61046.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $699,900$699,900$699,900
Down Payment $139,980$24,497$174,975
Monthly Mortgage Amount $3,539$4,344$4,394
Taxes $974$974$974
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$308$0
Monthly Estimated Total $4,717$5,830$5,572

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