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Description
**If you've been searching for that rare combination of built-to-last quality and a location that hits every high note in St. Charles, 232 Sedgewick is the one you've been waiting for.** This isn't a cookie-cutter house; it's a solid, incredibly well-maintained home where you can feel the craftsmanship the moment you step through the door. It's been cared for with so much heart, and it's just waiting for its next chapter. ***** The layout is all about space and ease. You'll find generous rooms and-honestly-the kind of storage you usually only dream about. There are 3 spacious bedrooms, including a Master Suite, and 2 and a half baths. The deck off the main floor is your own quiet retreat, perfect for morning coffee. The walkout basement is a total game-changer, too, leading you right out to a private backyard that backs to open space. Great for hosting weekend get-togethers without feeling like the neighbors are right on top of you. ***** But let's talk about the lifestyle, because this spot is hard to beat. You're right in the heart of everything that makes St. Charles so special. Whether you're heading down to the Fox River for a scenic afternoon, exploring the local parks, or hitting the downtown scene for dinner and shopping, it's all just minutes away. Plus, being part of this community means access to fantastic local schools and a vibrant, friendly atmosphere. ***** NEW! NEW! NEW! Roof, siding, gutters soffits and fascia being installed in Aug 2026!!! ***** It's a quality home in a perfect spot-a total find for anyone who appreciates a house with great bones and a premier location. Come take a look and see why life on Sedgewick is so easy to love.
Property Highlights
Property Type: Residential - Townhouse
Total Living Area SF: 2,521
Garage Size: 2
Attached Garage
Built in 1987
Elementary School: Wild Rose Elementary School
High School: St Charles North High School
Middle School: Haines Middle School
Two Fireplaces
General Information
Bedrooms: 3
Bathrooms: 3
Sqft: 2,521
County: Kane
High School: St Charles North High School
Subdivision: Timbers
Listed By:
Compass
224-699-9499
MRED MLS
MLS ID: 12711640
Room Information
Eating Area: 11X10
Recreation Room: 25X21
Foyer: 15X10
Storage: 25X21
Balcony/Porch/Lanai: 18X8
Bedroom 2: 16X11
Bedroom 3: 13X11
Dining Room: 12X10
Family Room: 18X13
Kitchen: 14X10
Living Room: 18X12
Primary Bedroom: 17X15
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232 Sedgewick Circle, Saint Charles, IL 60174.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $450,000 | $450,000 | $450,000 |
| Down Payment | $90,000 | $15,750 | $112,500 |
| Monthly Mortgage Amount | $2,246 | $2,721 | $2,803 |
| Taxes | $626 | $626 | $626 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $3,003 | $3,676 | $3,560 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/23/2026. The listing information on this page last changed on 07/23/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 07/23/2026 12:11:49 AM EST) or MRED MLS (last updated Thu 07/23/2026 12:05:10 AM EST) or SCWMLS (last updated Wed 07/22/2026 11:54:48 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Wed 07/22/2026 10:30:13 PM EST) or Cedar Rapids MLS (last updated Wed 07/22/2026 10:47:55 PM EST) or NEIRBR MLS (last updated Thu 07/23/2026 12:08:44 AM EST) or ICAAR MLS (last updated Wed 07/22/2026 11:37:31 PM EST) or ECIMLS (last updated Wed 07/22/2026 11:44:35 PM EST) or RMLSA (last updated Thu 07/23/2026 12:00:59 AM EST) or Muscatine MLS (last updated Thu 07/23/2026 12:00:12 AM EST) or No Coast MLS (last updated Thu 07/23/2026 12:04:24 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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