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218 N 4th Avenue, Saint Charles, IL 60174.
Once upon a time, steps away from downtown St. Charles, this charming and sophisticated home was waiting for its next owners. Tucked on a quiet street, yet so close to dining, boutiques, the renovated riverwalk, Potawatomi Park, Whole Foods and much more. With a layout designed for real life, the floor plan was functional and inviting. The main floor featured a bonus bedroom/office, enchanting sunroom, and a tasteful new kitchen where no detail was spared. Its crowning feature was the custom-built, hidden and detailed 1920's SPEAKEASY, accessible through a built-in bookshelf door or by finding the red light via a separate walk-out entrance. Guests knock on the judas window to determine entry. A room created to impress guests and ensure their return, featuring a full wet bar, keg tap, beverage fridge, and built in sound system. The other side of the basement featured the what if, once a baker's kitchen is ready for new inspiration. The charm continues into the backyard, which features an enclosed dog run, privacy lined custom built two tiered wood deck, solid brick fire pit/seating area and tranquil views of the ravine. This home this awaits its next chapter! Upgrades include: New Lennox high efficiency furnace/ whole house humidifier (2023), New electrical panel with upgraded 200 AMP service, high end replacement windows, NEW Kitchen- soft close cabinets, spice drawer, mixer pull out, deep double sink, touch faucet, double oven, (one is a separate steam oven), Pot filler (Instant hot water), signature gas range, quartz counters and Island with electrical. See feature sheet for additional details.
MLS ID: 12589537
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218 N 4th Avenue, Saint Charles, IL 60174.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $575,000 | $575,000 | $575,000 |
| Down Payment | $115,000 | $20,125 | $143,750 |
| Monthly Mortgage Amount | $2,721 | $3,385 | $3,524 |
| Taxes | $800 | $800 | $800 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $253 | $0 |
| Monthly Estimated Total | $3,689 | $4,606 | $4,492 |