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215 Fernwood Road , Montgomery, IL 60538.
Rare opportunity in the Boulder Hill community of unincorporated Montgomery! This Cape Cod-style home offers nearly 2,000 square feet of living space with 5 bedrooms and 3 full bathrooms, featuring a flexible layout and generous room sizes throughout.The partial basement-an uncommon find in this neighborhood-providing valuable storage and excellent potential for future finishing, recreation space, or additional living area. Recent 2025 updates include new carpet, new kitchen flooring, a new water heater, and a new refrigerator. Major components such as the roof and electrical system have also been updated within the past 10 years, providing added peace of mind. The home includes a private primary suite, four additional bedrooms, and versatile living spaces that may accommodate a variety of uses, including workspace, guest rooms, or hobby areas. The exterior features a fully fenced yard with a newer side deck, patio, and a large storage shed for added convenience. Additional highlights include a heated 2-car garage and ample driveway parking. Conveniently located near shopping, dining, fitness centers, parks, and major commuter routes, the property offers both accessibility and long-term potential. With limited inventory in today's market and basement space rarely available in this neighborhood, this property presents a unique opportunity to own a spacious home with room for customization. Priced to sell. Schedule your private showing today. Property sold as-is.
MLS ID: 12590810
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215 Fernwood Road , Montgomery, IL 60538.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $344,999 | $344,999 | $344,999 |
| Down Payment | $69,000 | $12,075 | $86,250 |
| Monthly Mortgage Amount | $1,611 | $1,977 | $2,097 |
| Taxes | $480 | $480 | $480 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $152 | $0 |
| Monthly Estimated Total | $2,192 | $2,710 | $2,678 |