Contact us: 563.441.1776
Description
Old-World Charm Meets Modern Efficiency! This turnkey, up-and-down duplex is an absolute gem for savvy investors or owner-occupants looking to house-hack. Packed with character, both units boast hardwood floors alongside updated kitchens and bathrooms. Mechanically, this property offers ultimate peace of mind: separate utilities, a newer furnace and central air conditioning for each unit, and a brand-new water heater for the upper unit. The upper unit features exclusive access to a charming balcony and a spacious, usable attic for excellent storage or expansion potential. Downstairs, the open basement includes a fun built-in bar area-perfect for entertaining. Outside, enjoy a fully fenced yard and a detached 2-car garage with an automatic opener. Move right in or start collecting rent on day one!
Property Highlights
Property Type: Multi Unit - Multiple
General Information
Bedrooms: 4
Bathrooms: 2
County: Winnebago
High School: Jefferson High School
Listed By:
Gambino Realtors Home Builders
815-282-2222
MRED MLS
MLS ID: 12687396
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2108 20th Avenue , Rockford, IL 61104.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $150,000 | $150,000 | $150,000 |
| Down Payment | $30,000 | $5,250 | $37,500 |
| Monthly Mortgage Amount | $729 | $907 | $927 |
| Taxes | $209 | $209 | $209 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $66 | $0 |
| Monthly Estimated Total | $1,038 | $1,282 | $1,236 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/24/2026. The listing information on this page last changed on 06/24/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 06/24/2026 12:07:02 AM EST) or MRED MLS (last updated Wed 06/24/2026 12:05:03 AM EST) or SCWMLS (last updated Tue 06/23/2026 11:54:37 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 06/23/2026 10:15:26 PM EST) or Cedar Rapids MLS (last updated Tue 06/23/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Tue 06/23/2026 11:58:40 PM EST) or ICAAR MLS (last updated Tue 06/23/2026 11:37:33 PM EST) or ECIMLS (last updated Tue 06/23/2026 11:44:11 PM EST) or RMLSA (last updated Wed 06/24/2026 12:00:57 AM EST) or Muscatine MLS (last updated Wed 06/24/2026 12:00:11 AM EST) or No Coast MLS (last updated Wed 06/24/2026 12:04:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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