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205 S 7th Street, Girard, IL 62640.
Step into timeless elegance with this stately Victorian home, thoughtfully renovated to preserve its historic charm while offering modern comfort. Many windows & doors have been replaced & both bedrooms & bathrooms have been beautifully updated. The home features upgraded wiring, plumbing & insulation, along with custom-crafted woodwork designed to replicate the original trim. Upstairs, you'll find new ceilings accented with crown molding & a fully renovated bathroom complete with heated tile floor, quartz-top vanity & new bathtub installed in 2026. Additional features include pull-down aluminum attic stairs, a whole-house fan & convenient laundry chute. Downstairs rooms also boast new ceilings & the home was insulated & rewired from the exterior for efficiency & minimal disruption. Character abounds with 2 sets of French doors & 2 antique glass-pane swinging doors. The inviting living space includes a ventless gas log fireplace & custom-made oak dining room cabinet with a pass-through to kitchen, designed to match the homes original built-ins. The fully renovated kitchen (2020) is a standout, featuring a farmhouse sink, granite countertops, subway tile backsplash, under-cabinet & recessed lighting, walk-in pantry with original French door & updated appliances including a dishwasher, microwave & disposal. The main floor bathroom includes a quartz vanity top & new toilet in 2026. Outside, enjoy a new back porch (2020) & completely rebuilt front porch (cont. in agent remarks).
MLS ID: CA1042613
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205 S 7th Street, Girard, IL 62640.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $249,900 | $249,900 | $249,900 |
| Down Payment | $49,980 | $8,747 | $62,475 |
| Monthly Mortgage Amount | $1,167 | $1,471 | $1,519 |
| Taxes | $348 | $348 | $348 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $110 | $0 |
| Monthly Estimated Total | $1,615 | $2,029 | $1,967 |