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203 N 4th Avenue Saint Charles, IL 60174 Residential - Townhouse Active

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Description

Set on a professionally landscaped corner in the coveted St. Charles Historic District, 203 N 4th Ave places in-town St. Charles living just steps from the Friday farmers market, downtown restaurants and social scene, the Riverwalk, Pottawatomie Park and Golf Course, the library, shops, and the Fox River. Designed to live and present like a detached single-family home, this beautifully remodeled residence pairs 2,678 SF above grade with an additional 1,063 SF of finished lower-level space, private-feeling outdoor areas, a fenced yard, and an oversized, deep attached 2-car garage. Inside, a vaulted foyer with stained-glass detail, rich woodwork, iron balusters, plantation shutters, crown molding, and warm, timeless finishes sets the tone for a home remodeled by the current owners with exceptional attention to quality. The main level is open while thoughtfully defined, connecting a generous living room anchored by a stone fireplace, a separate dining area, and a well-appointed kitchen with abundant custom cabinetry, granite countertops, stainless-steel appliances, a Viking gas range, pantry closet, and breakfast bar. A main-floor office, currently used as a study and also suitable as a fourth bedroom, sits near an adjacent full bath, creating valuable flexibility for guests, work-from-home, or main-level living needs. Seamlessly adjacent to the living room, patio doors with exquisite stained-glass transom detail open to a spacious Trex deck designed for dining, grilling, entertaining, and relaxing, surrounded by mature professional landscaping, outdoor lighting, fenced green space, and remarkable privacy for an in-town setting. Upstairs, the primary suite is a true retreat with vaulted ceilings, plantation shutters, a generous custom-organized walk-in closet, and a spa-like bath, dual vanities, hydrotherapy soaking tub, separate full-body shower, and private water closet. Two additional bedrooms share a Jack-and-Jill bath, while second-floor laundry with ample cabinetry and a utility sink keeps the upper level practical and polished. The finished lower level extends the home's livability with a large recreation/media area, fireplace, billiards/game space, full bath, bonus room, extensive storage with shelving systems, and a built-in wet bar with live-edge bar top, bar refrigerator, and open shelving. With four bedrooms, four full baths, two fireplaces, and generous closets throughout, this is a standout opportunity for buyers who want the charm and convenience of downtown St. Charles without giving up space, storage, privacy, or finish quality.

Property Highlights

Property Type: Residential - Townhouse
Total Living Area SF: 2,678
Garage Size: 3
Attached Garage
Built in 2004
Elementary School: Munhall Elementary School
High School: St Charles East High School
Middle School: Wredling Middle School
Brick Exterior
Stone Exterior
Two Fireplaces

General Information

Bedrooms: 4
Bathrooms: 4
Sqft: 2,678
County: Kane
High School: St Charles East High School
Listed By:
Compass 630-909-9551
MRED MLS

Room Information

Bonus Room: 13X10
Foyer: 12X13
Storage: 9X12
Walk In Closet: 8X10
Deck: 15X18
Bar/Entertainment: 17X11
Bedroom 2: 15X15
Bedroom 3: 12X14
Bedroom 4: 12X14
Dining Room: 17X13
Family Room: 31X14
Kitchen: 15X15
Laundry: 6X9
Living Room: 15X16
Primary Bedroom: 18X18
$779,000
Est. $5,250/mo
4beds
4baths
2,678sqft
3cars
New to the Market Active
BEDS4 BATHS4 full SQUARE FEET2,678 MLS#12718623
STATUSActive PROPERTY TYPEResidential - Townhouse SCHOOLDistrict 303

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Ruhl&Ruhl Realtors
563.441.1776

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203 N 4th Avenue, Saint Charles, IL 60174.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $779,000$779,000$779,000
Down Payment $155,800$27,265$194,750
Monthly Mortgage Amount $3,939$4,772$4,891
Taxes $1084$1084$1084
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$343$0
Monthly Estimated Total $5,250$6,426$6,202

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