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Description
20 S 14th Street is a six-unit multifamily building located in St. Charles, Illinois. Directly across the street from St. Charles Police Station. Built in 1977, the property consists of six units with a total of 11 bedrooms and 6 bathrooms. All six units are currently occupied. The unit mix includes 5 two-bedroom, one-bathroom units and 1 one-bedroom, one-bathroom unit. Three of the six units have been rehabbed within the last 12 months. The basement includes one storage locker for each unit and a coin-operated laundry area. The full roof was replaced in August 2025. Full building fire alarm system was replaced in January 2026. Car port with 6 covered assigned parking spaces. Additional 8 unassigned lot spaces. Tenants pay for all in unit utilities through the City of St. Charles (water, sewer, electric). Individually metered. No gas in the building. Owner pays only common area utilities, trash, landscaping/snow removal. Room for rent growth with the 3 renovated units renting between $1500-$1550. 3 unrenovated units renting between $980-$1200.
Property Highlights
Property Type: Multi Unit - Multiple
General Information
Sqft: 7,500
County: Kane
Listed By:
Yellow Key Property Management
800-901-4199
MRED MLS
MLS ID: 12753673
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20 S 14th Street , Saint Charles, IL 60174.
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| Loan Type | FHA 30 Year Fixed | 15 Year Fixed | VA 30 year fixed |
| Purchase Price | $1,095,000 | $1,095,000 | $1,095,000 |
| Down Payment | $38,325 | $273,750 | $0 |
| Monthly Mortgage Amount | $6,708 | $6,875 | $7,070 |
| Taxes | $1524 | $1524 | $1524 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $657 | $0 | $0 |
| Monthly Estimated Total | $9,208 | $8,718 | $8,913 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/11/2026. The listing information on this page last changed on 09/11/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 09/11/2026 12:02:28 AM EST) or MRED MLS (last updated Thu 09/10/2026 11:58:24 PM EST) or SCWMLS (last updated Thu 09/10/2026 11:55:20 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Thu 09/10/2026 10:20:06 PM EST) or Cedar Rapids MLS (last updated Thu 09/10/2026 10:44:47 PM EST) or NEIRBR MLS (last updated Thu 09/10/2026 11:58:52 PM EST) or ICAAR MLS (last updated Thu 09/10/2026 11:37:38 PM EST) or ECIMLS (last updated Thu 09/10/2026 11:44:44 PM EST) or RMLSA (last updated Fri 09/11/2026 12:01:09 AM EST) or Muscatine MLS (last updated Fri 09/11/2026 12:00:19 AM EST) or No Coast MLS (last updated Thu 09/10/2026 11:54:34 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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