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190 Center Point Drive Montezuma, IA 50171 • Residential -

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Description

This fully furnished 4-bedroom, 2.5 bath home sits directly on the water at Lake Ponderosa with 40 feet of private shoreline and private beach area. The main floor features a spacious primary suite with an ensuite bath and laundry, while the upper level offers three additional bedrooms and two bathrooms for family and guests. The three-season porch adds even more space to gather, relax, and enjoy views of the water. The private shoreline leads directly to your dock, lift, and beach area, making it easy to enjoy boating, swimming, fishing, and sunset views. A garage provides excellent storage for lake gear, tools, and toys. The covered deck is the perfect place to enjoy your morning coffee or unwind with friends and family in the evening. All you need are your clothes, hop on the water and start making the best memories of your life!

Property Highlights

Property Type: Residential -
Total Living Area SF: 924
Main Floor Master Bedroom
Garage Size: 1
Built in 1977
River Front

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 924
County: Poweshiek
Listed By:
AE Realty, Inc 641-623-2639
No Coast MLS
$465,000
Est. $3,227/mo
4beds
3baths
924sqft
1cars
Active Price Reduced $10,000 on October 23rd, 2026
BEDS4 BATHS2 full 1 partial SQUARE FEET924 MLS#6339331
STATUS PROPERTY TYPEResidential -

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Ruhl&Ruhl Realtors
563.441.1776

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190 Center Point Drive, Montezuma, IA 50171.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $465,000$465,000$465,000
Down Payment $93,000$16,275$116,250
Monthly Mortgage Amount $2,444$2,999$3,014
Taxes $647$647$647
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$205$0
Monthly Estimated Total $3,227$3,987$3,797

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