Contact us: 563.441.1776
Description
Welcome home to this beautifully updated 3-bedroom, 1.1-bath ranch offering approximately 1,040square feet of comfortable living space in a desirable 55+ community. This move-in-ready home features new flooring throughout, including luxury vinyl plank flooring throughout the main living areas and new carpet in 2 bedrooms. The remodeled kitchen (2025) showcases stunning quartz countertops and a modern design, complemented by newer appliances (2021). Major mechanical and exterior updates provide peace of mind, including a furnace and A/C (2019), roof, windows, and exterior doors (2020), and an upgraded electrical panel with circuit breakers (2021). Both bathrooms have also been refreshed with new vanities. Enjoy low-maintenance living with a monthly HOA fee of $255, which includes roof, gutters, siding, exterior painting, fencing and walls (excluding storm damage), lawn care of common areas, trimming of bushes and trees outside private courtyards and backyard areas, snow removal including courtyards to the mailbox, and weekly garbage and recycling service. The community requires a resident application and a one-time application fee of $765. Don't miss this opportunity to enjoy carefree, low-maintenance living in a welcoming active adult community!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,122
Garage Size: 1
Attached Garage
Built in 1974
School District: District 308
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,122
County: Kendall
Subdivision: The Gardens
Listed By:
Heritage Select Realty
815-433-5000
MRED MLS
MLS ID: 12714172
Room Information
Office: 8X19
Bedroom 2: 10X10
Bedroom 3: 8X19
Kitchen: 11X19
Laundry: 11X5
Living Room: 16X13
Primary Bedroom: 10X15
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19 Garden Drive, Montgomery, IL 60538.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $239,900 | $239,900 | $239,900 |
| Down Payment | $47,980 | $8,397 | $59,975 |
| Monthly Mortgage Amount | $1,197 | $1,470 | $1,506 |
| Taxes | $334 | $334 | $334 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $106 | $0 |
| Monthly Estimated Total | $1,631 | $2,010 | $1,940 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/12/2026. The listing information on this page last changed on 08/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 08/12/2026 12:03:42 AM EST) or MRED MLS (last updated Tue 08/11/2026 11:58:04 PM EST) or SCWMLS (last updated Tue 08/11/2026 11:54:39 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 08/11/2026 10:15:20 PM EST) or Cedar Rapids MLS (last updated Tue 08/11/2026 10:44:57 PM EST) or NEIRBR MLS (last updated Tue 08/11/2026 11:58:41 PM EST) or ICAAR MLS (last updated Tue 08/11/2026 11:37:28 PM EST) or ECIMLS (last updated Tue 08/11/2026 11:44:33 PM EST) or RMLSA (last updated Wed 08/12/2026 12:00:55 AM EST) or Muscatine MLS (last updated Wed 08/12/2026 12:00:09 AM EST) or No Coast MLS (last updated Tue 08/11/2026 11:54:22 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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