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1890 Lackey Lane, Centralia, IL 62801.
Tucked along the shores of a quiet, low-speed lake, this charming 1-bedroom cottage offers the perfect blend of modern comfort and relaxed lakefront living. Fully renovated in 2023, the home features stylish updates throughout while maintaining its cozy cottage character. Designed to comfortably sleep up to 4 guests, the layout is ideal for weekend getaways, vacation rental potential, or year-round enjoyment. Inside, you'll find a bright and inviting living space, updated finishes, and a thoughtfully refreshed kitchen and bath. Large windows bring in natural light and peaceful lake views, creating a warm and welcoming atmosphere. Outside, enjoy calm waters perfect for fishing, slow motorboating, kayaking, canoeing, paddleboarding, and other paddle-operated watercraft. With the lake's low-speed restrictions, you can enjoy a quieter, safer environment without heavy boat traffic or noise. Whether you're looking for a peaceful retreat, an investment opportunity, or a turnkey waterfront escape, this beautifully renovated cottage is ready to enjoy from day one.
MLS ID: 12651870
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1890 Lackey Lane, Centralia, IL 62801.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $229,000 | $229,000 | $229,000 |
| Down Payment | $45,800 | $8,015 | $57,250 |
| Monthly Mortgage Amount | $1,113 | $1,384 | $1,415 |
| Taxes | $319 | $319 | $319 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $101 | $0 |
| Monthly Estimated Total | $1,532 | $1,904 | $1,834 |