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18730 N Il Hwy 97 Highway, Cuba, IL 61427.
Set on 13.4 private acres, this spacious 4-bedroom, 3-bath home offers the perfect blend of comfort, efficiency, and room to roam. A small pond enhances the natural setting, while approximately 1 acre is fenced and includes a lean-to, ideal for animals, equipment, or hobby use. Inside, the home features a welcoming eat-in kitchen anchored by a new granite island that opens seamlessly into the living room?perfect for everyday living and entertaining. A sliding glass door leads to a wooded deck that runs the full length of the house, creating an ideal space to relax and take in the peaceful surroundings. Major mechanical updates were completed in January 2022, including a new furnace, ductwork, central A/C, and water heater, along with an on-demand water heater powering in-floor radiant heat throughout the main floor, basement, and garage. The system is wood-boiler ready, offering flexibility and efficiency for future heating options. The home also features new vinyl plank flooring, laundry hookups on both the main level and basement, and a walk-out basement that adds functionality and convenience. The lower level includes a new full bathroom with a walk-in shower, making it ideal for guests, extended living, or recreation space. This property offers space, privacy, and modern upgrades?an exceptional opportunity for those seeking country living with todays comforts.
MLS ID: CA1041528
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18730 N Il Hwy 97 Highway, Cuba, IL 61427.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $365,000 | $365,000 | $365,000 |
| Down Payment | $73,000 | $12,775 | $91,250 |
| Monthly Mortgage Amount | $1,774 | $2,149 | $2,255 |
| Taxes | $508 | $508 | $508 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $161 | $0 |
| Monthly Estimated Total | $2,388 | $2,924 | $2,869 |