Contact us: 563.441.1776
Description
Move-in ready 4 bedroom ranch with walkout basement in Lake Summerset featuring 2 full baths and 1 half bath with a finished lower level and full exposure. The main level offers vaulted ceilings and an open floor plan connecting the updated kitchen & appliances 2024 and living room, plus the convenience of first floor laundry. Recent updates include kitchen improvements, new flooring, and fresh paint, making this home truly turn-key. Enjoy outdoor living on the wrap-around deck and screened porch overlooking peaceful views, with the property backing to farmland and offering privacy on both sides. Newer siding, sliding glass doors, and some new windows. Located in the gated Lake Summerset community with access to a private lake, beach, pool, playgrounds, tennis and pickleball courts, basketball courts, frisbee golf, and more
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,696
Garage Size: 2
Attached Garage
Built in 1998
School District: District 201
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 1,696
County: Stephenson
Listed By:
Dickerson & Nieman Realtors - Rockford
815-227-5900
MRED MLS
MLS ID: 12590393
Room Information
Recreation Room: 21X18
Bedroom 2: 13X12
Bedroom 3: 13X10
Bedroom 4: 13X10
Dining Room: COMBO
Kitchen: 23X19
Laundry: 8X6
Living Room: 23X27
Primary Bedroom: 16X15
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186 Lake Summerset Road , Davis, IL 61019.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $365,000 | $365,000 | $365,000 |
| Down Payment | $73,000 | $12,775 | $91,250 |
| Monthly Mortgage Amount | $1,727 | $2,091 | $2,219 |
| Taxes | $508 | $508 | $508 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $160 | $0 |
| Monthly Estimated Total | $2,341 | $2,865 | $2,833 |
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/17/2026. The listing information on this page last changed on 03/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 03/17/2026 1:37:24 AM EST) or MRED MLS (last updated Tue 03/17/2026 1:29:05 AM EST) or SCWMLS (last updated Mon 03/16/2026 11:54:43 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 03/16/2026 10:15:30 PM EST) or Cedar Rapids MLS (last updated Mon 03/16/2026 10:44:29 PM EST) or NEIRBR MLS (last updated Tue 03/17/2026 1:18:42 AM EST) or ICAAR MLS (last updated Mon 03/16/2026 11:37:28 PM EST) or ECIMLS (last updated Mon 03/16/2026 11:44:14 PM EST) or RMLSA (last updated Tue 03/17/2026 1:10:55 AM EST) or Muscatine MLS (last updated Tue 03/17/2026 1:30:21 AM EST) or No Coast MLS (last updated Tue 03/17/2026 12:44:17 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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