Contact us: 563.441.1776
Description
Lake Ponderosa Lake View Retreat on 1.59 Acres Enjoy the perfect blend of privacy, space, and lake living in this beautifully maintained 3-bedroom, 2-bath home (one non-conforming bedroom). Situated on 1.59 wooded acres, this property offers exceptional privacy while providing convenient access to Lake Ponderosa with 19 feet of lake access just a short walk away. Inside, you'll find a warm and inviting living space highlighted by a stunning built-in brick fireplace, creating the perfect gathering place year-round. The updated dock (2024), new solar-powered boat lift, and whole-home generator provide convenience and peace of mind, while three separate garages with space for up to five vehicles offer abundant storage for cars, boats, golf carts, and lake toys. Relax on the inviting three-season screened porch, the perfect place to enjoy your morning coffee or unwind on peaceful evenings surrounded by nature. Whether you're looking for a year-round residence or a weekend getaway, this property offers the space, amenities, and lake lifestyle you've been searching for.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,818
Lot Size: 1.59 acres
Attached Garage
Built in 1974
School District: Montezuma
River Front
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,818
County: Poweshiek
High School: Montezuma
Listed By:
Realty87
Patricia O'Connell
319-364-8121
Cedar Rapids MLS
MLS ID: 2605051
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181 Center Point Dr , Montezuma, IA 50171.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $469,000 | $469,000 | $469,000 |
| Down Payment | $93,800 | $16,415 | $117,250 |
| Monthly Mortgage Amount | $2,372 | $2,911 | $2,945 |
| Taxes | $653 | $653 | $653 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $206 | $0 |
| Monthly Estimated Total | $3,162 | $3,907 | $3,735 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/08/2026. The listing information on this page last changed on 09/08/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 09/08/2026 12:00:17 AM EST) or MRED MLS (last updated Mon 09/07/2026 11:57:56 PM EST) or SCWMLS (last updated Mon 09/07/2026 11:54:50 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 09/07/2026 10:15:19 PM EST) or Cedar Rapids MLS (last updated Mon 09/07/2026 10:44:18 PM EST) or NEIRBR MLS (last updated Mon 09/07/2026 11:58:40 PM EST) or ICAAR MLS (last updated Mon 09/07/2026 8:32:18 AM EST) or ECIMLS (last updated Mon 09/07/2026 11:44:32 PM EST) or RMLSA (last updated Mon 09/07/2026 11:50:56 PM EST) or Muscatine MLS (last updated Mon 09/07/2026 11:45:12 PM EST) or No Coast MLS (last updated Mon 09/07/2026 11:54:18 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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