Contact us: 563.441.1776
Description
Welcome to lake living at its finest! This charming 2-bedroom, 2-bath ranch home offers comfort, space, and a lifestyle you'll love. Situated on an oversized 0.64-acre lot, this property features an open-concept layout and a walkout basement-perfect for entertaining or relaxing. The main floor boasts a bright and inviting primary bedroom with sliding glass doors leading to an expansive deck, ideal for enjoying peaceful mornings or evening sunsets. You'll also find a full bathroom and a seamless flow between the kitchen, dining, and living areas, complete with a cozy and efficient wood-burning fireplace. The kitchen is equipped with sleek stainless steel appliances, making it both functional and stylish. Downstairs, the walkout lower level offers incredible potential with a second bedroom, full bathroom, spacious living area, and a bar-ready for your personal finishing touches. Step outside to enjoy the large backyard, perfect for gatherings, recreation, or simply taking in the natural surroundings. Located just a short walk from the lake, this home provides access to a variety of amenities including beaches, a clubhouse, parks, and more. Whether you're looking for a weekend getaway or a year-round residence, this property is ready to welcome its new owners. Don't miss your chance to enjoy the best of lake community living!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,175
Garage Size: 2
School District: Dakota 201
One Fireplace
General Information
Bedrooms: 2
Bathrooms: 2
Sqft: 2,175
County: Stephenson
Listed By:
Best Realty
Rockford Board of Realtors
MLS ID: 202601568
Room Information
Bedroom 1: 20 X 13 Level - Main
Bedroom 2: 10 X 10 Level - Main
Kitchen: 21 X 10 Level - Main
Living Room: 21 X 15 Level - Main
Dining Room: 10 X 10 Level - Main
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175 Lake Summerset Road, Lake Summerset, IL 61019.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $229,900 | $229,900 | $229,900 |
| Down Payment | $45,980 | $8,047 | $57,475 |
| Monthly Mortgage Amount | $1,088 | $1,353 | $1,409 |
| Taxes | $320 | $320 | $320 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $101 | $0 |
| Monthly Estimated Total | $1,508 | $1,874 | $1,829 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/14/2026. The listing information on this page last changed on 04/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 04/14/2026 1:23:37 AM EST) or MRED MLS (last updated Tue 04/14/2026 1:15:13 AM EST) or SCWMLS (last updated Mon 04/13/2026 11:54:41 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 04/13/2026 10:15:23 PM EST) or Cedar Rapids MLS (last updated Mon 04/13/2026 10:44:15 PM EST) or NEIRBR MLS (last updated Tue 04/14/2026 1:18:44 AM EST) or ICAAR MLS (last updated Mon 04/13/2026 11:37:30 PM EST) or ECIMLS (last updated Mon 04/13/2026 11:44:13 PM EST) or RMLSA (last updated Tue 04/14/2026 1:10:57 AM EST) or Muscatine MLS (last updated Tue 04/14/2026 1:15:24 AM EST) or No Coast MLS (last updated Tue 04/14/2026 12:44:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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