Contact us: 563.441.1776
Description
Welcome to this beautifully updated home situated on a scenic 3-acre lot, offering the perfect combination of space, comfort, and functionality. The heart of the home features a spacious kitchen with abundant counter space, open to the dining area and family room-ideal for everyday living and entertaining. Just beyond, you'll find an impressive 28' x 19' living room filled with natural light from an abundance of windows. The main-floor primary suite provides a private retreat with 2 walk in closets, its own bathroom featuring a jetted tub and separate shower. A convenient laundry room and half bath complete the main level. Upstairs offers two generously sized bedrooms, each with walk-in closets, along with a loft area and a full bath. The walkout lower level is every bit as impressive as the rest of the home, featuring a recently updated great room, a fourth bedroom with a window, another full bath, and plenty of storage space. Step outside to enjoy the oversized 3-car garage and a spacious elevated deck overlooking the peaceful 3-acre property. With 4 bedrooms, 4 bathrooms, a finished walkout basement, ample living space, and a beautiful country setting, this home truly has it all. Don't miss the opportunity to make this exceptional property your own!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,965
Lot Size: 3.02 acres
Garage Size: 3
Attached Garage
Built in 1999
School District: District 3A
General Information
Bedrooms: 4
Bathrooms: 4
Sqft: 2,965
County: Shelby
Listed By:
Equity Realty Group
618-526-0021
MRED MLS
MLS ID: 12698745
Room Information
Bedroom 2: 16X13
Bedroom 3: 16X13
Bedroom 4: 14X13
Dining Room: 11X12
Family Room: 27X15
Kitchen: 15X20
Laundry: 11X10
Living Room: 21X17
Primary Bedroom: 17X14
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169 State Highway 128, Cowden, IL 62422.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $399,900 | $399,900 | $399,900 |
| Down Payment | $79,980 | $13,997 | $99,975 |
| Monthly Mortgage Amount | $2,022 | $2,482 | $2,511 |
| Taxes | $557 | $557 | $557 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,696 | $3,332 | $3,185 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/09/2026. The listing information on this page last changed on 09/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 09/09/2026 12:00:22 AM EST) or MRED MLS (last updated Tue 09/08/2026 11:58:02 PM EST) or SCWMLS (last updated Tue 09/08/2026 11:55:01 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 09/08/2026 10:15:20 PM EST) or Cedar Rapids MLS (last updated Tue 09/08/2026 10:44:13 PM EST) or NEIRBR MLS (last updated Tue 09/08/2026 11:58:39 PM EST) or ICAAR MLS (last updated Tue 09/08/2026 11:37:27 PM EST) or ECIMLS (last updated Tue 09/08/2026 11:44:32 PM EST) or RMLSA (last updated Tue 09/08/2026 11:50:55 PM EST) or Muscatine MLS (last updated Tue 09/08/2026 11:45:09 PM EST) or No Coast MLS (last updated Tue 09/08/2026 11:54:19 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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