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1600 E Spruce Street, Chatham, IL 62629.
Well-maintained and move-in ready, this 4-bedroom, 2.5-bath home with a 3-car garage is located in the highly sought-after Breckenridge neighborhood. Set on one of the largest lots in the community, the property features beautiful front landscaping, a spacious poured patio, and a dedicated basketball area; ideal for outdoor entertaining and recreation around back! Inside, you're welcomed by a two-story foyer with maple flooring and a main level enhanced by 9-foot ceilings, creating a bright and open feel throughout. The kitchen offers custom white cabinetry, granite counter tops, updated stainless steel appliances, a large pantry, and abundant storage, blending style and function effortlessly. The dry, unfinished basement comes studded for future rooms, including plumbing for an additional bathroom, and features three egress windows; offering excellent potential for added living space. Major mechanical updates include a high-efficiency furnace and A/C (2021) and a new water heater (2019), ensuring peace of mind for years to come. Upstairs, you will find all four generously sized bedrooms. The master suite offers a double-sink vanity and dual walk-in closets, while the second-floor laundry room adds an extra layer of convenience to the home. Schedule your tour of this charming home!
MLS ID: CA1043082
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1600 E Spruce Street, Chatham, IL 62629.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $459,900 | $459,900 | $459,900 |
| Down Payment | $91,980 | $16,097 | $114,975 |
| Monthly Mortgage Amount | $2,176 | $2,707 | $2,796 |
| Taxes | $640 | $640 | $640 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $202 | $0 |
| Monthly Estimated Total | $2,950 | $3,683 | $3,570 |