Contact us: 563.441.1776
Description
Ready for an Uplift? This affordable 3-bedroom home is ready for someone to bring out its full potential! If you're looking for an affordable home with many of the important updates already completed, this one is worth a look. The home features a metal roof, vinyl siding, replacement windows, 200-amp breaker box, updated water lines, and some completed drywall work. There is still some work to do, including the dining room and laundry room floors that need an uplift for the dining room has a down slope, but the potential is here to create a comfortable home at an affordable price. The large corner lot is one of the highlights, with tall, mature trees providing plenty of shade and room to enjoy the outdoors. The oversized 31' x 25' detached 2-car garage offers plenty of room for vehicles, storage, a workshop, or all three. Inside, the spacious kitchen features solid wood cabinets, stainless sink, gas range, French-door refrigerator, dishwasher, and microwave hood, with the washer and dryer also staying with the home. The large living room provides plenty of space to relax, while the primary bedroom offers a nice-sized retreat. The other two bedrooms share a convenient Jack-and-Jill closet. There has already been plenty of work completed, and with some additional TLC, this could become a great home for someone looking for value and space without breaking the budget. Ready to put in a little work and enjoy the rewards? This property may also be a great candidate for one of the grant programs that may be available to qualified buyers. Come take a look and see for yourself the possibilities this affordable home has to offer. Give our office a call today and let's take a look!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,208
Garage Size: 2
Built in 1923
School District: District 35
General Information
Bedrooms: 3
Bathrooms: 1
Sqft: 1,208
County: Clay
Listed By:
WILEY REALTY GROUP
618-508-4848
MRED MLS
MLS ID: 12762198
Room Information
Bedroom 2: 10X8
Bedroom 3: 10X08
Dining Room: 16X13
Kitchen: 14X12
Laundry: 13X6
Living Room: 18X15
Primary Bedroom: 15X12
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1401 Main Cross Street, Xenia, IL 62899.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $76,500 | $76,500 | $76,500 |
| Down Payment | $15,300 | $2,678 | $19,125 |
| Monthly Mortgage Amount | $402 | $493 | $492 |
| Taxes | $106 | $106 | $106 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $34 | $0 |
| Monthly Estimated Total | $608 | $733 | $698 |
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 11/05/2026. The listing information on this page last changed on 11/05/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 11/05/2026 12:00:20 AM EST) or MRED MLS (last updated Wed 11/04/2026 7:06:34 AM EST) or SCWMLS (last updated Wed 11/04/2026 11:55:08 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Wed 11/04/2026 10:16:41 PM EST) or Cedar Rapids MLS (last updated Wed 11/04/2026 10:44:21 PM EST) or NEIRBR MLS (last updated Wed 11/04/2026 11:58:43 PM EST) or ICAAR MLS (last updated Wed 11/04/2026 11:37:42 PM EST) or ECIMLS (last updated Wed 11/04/2026 11:44:35 PM EST) or RMLSA (last updated Wed 11/04/2026 11:50:58 PM EST) or Muscatine MLS (last updated Wed 11/04/2026 11:45:25 PM EST) or No Coast MLS (last updated Wed 11/04/2026 11:54:23 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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