Contact us: 563.441.1776
Description
Value-add opportunity in the heart of Albion! Welcome to 140 S 4th St, a 3-bedroom, one and a half bath home with additional potential and plenty of character. Built in 1960, this property is ideal for an owner-occupant looking to build equity through updates or an investor seeking a home with strong upside after renovation. The main floor features two bedrooms, one full bathroom, a spacious living/dining area, and an eat-in kitchen with generous cabinet storage. The home offers charming architectural details throughout, including hardwood floors, wood trim, arched openings, built-ins, unique ceiling lines, and warm second-floor wood paneling that gives the property character you do not often find in newer homes. Upstairs, you will find a flexible bonus room that could serve as a family room, playroom, office, hobby space, or additional lounge area, along with a third bedroom. The full unfinished basement provides extra storage and utility space, plus a below-grade half bathroom that is waiting to be finished, adding even more future functionality. Outside, the property includes a detached 2.5-car garage with plenty of room for parking, storage, tools, or workshop use. The corner lot is over a quarter of an acre, giving the home a comfortable yard and usable outdoor space. Located near the main part of Albion, this property offers convenient access to local shops, services, schools, community amenities, and the small-town charm that makes Albion a desirable place to call home. This home is being sold as-is and is ready for its next owner to bring vision, updates, and TLC. Whether you are looking for a personal home with equity potential or your next investment project, this diamond in the rough is definitely worth a look.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,400
Garage Size: 2
Built in 1960
Elementary School: Albion Grade School
High School: Edwards County High School
Middle School: Albion Grade School
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,400
County: Edwards
High School: Edwards County High School
Listed By:
Compass
847-306-6158
MRED MLS
MLS ID: 12706292
Room Information
Eating Area: 8X8
Bedroom 2: 12X11
Bedroom 3: 11X11
Dining Room: COMBO
Family Room: 14X14
Kitchen: 12X12
Living Room: 12X20
Primary Bedroom: 14X14
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140 S 4th Street , Albion, IL 62806.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $69,900 | $69,900 | $69,900 |
| Down Payment | $13,980 | $2,447 | $17,475 |
| Monthly Mortgage Amount | $344 | $423 | $432 |
| Taxes | $97 | $97 | $97 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $31 | $0 |
| Monthly Estimated Total | $541 | $651 | $629 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/15/2026. The listing information on this page last changed on 07/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 07/15/2026 12:07:19 AM EST) or MRED MLS (last updated Wed 07/15/2026 12:05:02 AM EST) or SCWMLS (last updated Tue 07/14/2026 11:54:44 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 07/14/2026 10:15:48 PM EST) or Cedar Rapids MLS (last updated Tue 07/14/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Tue 07/14/2026 11:58:41 PM EST) or ICAAR MLS (last updated Tue 07/14/2026 11:37:25 PM EST) or ECIMLS (last updated Tue 07/14/2026 11:44:33 PM EST) or RMLSA (last updated Wed 07/15/2026 12:00:54 AM EST) or Muscatine MLS (last updated Wed 07/15/2026 12:00:10 AM EST) or No Coast MLS (last updated Wed 07/15/2026 12:04:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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