Contact us: 563.441.1776
Description
Wake up to stunning lake views every morning in this charming lakefront retreat nestled in the heart of Oakwood Hills, a small, tranquil village in McHenry County where private lake living meets small-town character. Set on a half-acre lot with direct frontage on the lake, this property offers the rare combination of waterfront lifestyle and year-round livability. Inside, the home features [4] bedrooms, [4] bathrooms, and a warm, inviting layout that's been lovingly maintained. Two wood-burning fireplaces create the perfect ambiance for cozy evenings, while recessed lighting in the lakeside TV room adds a relaxed, resort-like feel. The kitchen is well-appointed with appliances including a refrigerator, microwave, and dishwasher. The unfinished basement offers tremendous potential for additional living space. Step outside to a screened-in porch, perfect for enjoying warm lake breezes without the bugs, which flows to a deck that extends to the back of the home, offering expansive outdoor living with breathtaking water views. The property also features a private well and water softener. No HOA fees. No special service area assessments. Oakwood Hills is bordered by Cary and is mere minutes from Crystal Lake. Nearby downtown Cary offers dining, boutique shops, and community events, while Crystal Lake provides additional retail, recreation, and entertainment options. Outdoor enthusiasts will appreciate the abundance of forest preserves, bike paths, and parks throughout McHenry County. This is a rare opportunity to own a lakefront home in one of the Chicago area's most quietly beloved lake communities. Whether you're looking for a year-round residence or a summer escape, this home delivers the waterfront lifestyle you've been dreaming of. Included with the sale: canoe, row boat, pier, paddle boat, 2 kayaks, and 4 Adirondack chairs. This home is a great opportunity for investors. It is being conveyed as-is, where-is, without exception.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,312
Garage Size: 1
Built in 1959
Elementary School: Prairie Grove Elementary School
High School: Prairie Ridge High School
Middle School: Prairie Grove Junior High School
River Front
Two Fireplaces
General Information
Bedrooms: 4
Bathrooms: 4
Sqft: 2,312
County: McHenry
High School: Prairie Ridge High School
Listed By:
Baird & Warner Real Estate - Algonquin
847-426-7510
MRED MLS
MLS ID: 12689601
Room Information
Enclosed Porch: 11X15
Foyer: 18X11
Bedroom 2: 14X9
Bedroom 3: 10X14
Bedroom 4: 14X13
Dining Room: 20X13
Family Room: 19X17
Kitchen: 13X9
Primary Bedroom: 20X13
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14 Lake Shore Drive , Oakwood Hills, IL 60013.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $400,000 | $400,000 | $400,000 |
| Down Payment | $80,000 | $14,000 | $100,000 |
| Monthly Mortgage Amount | $1,996 | $2,418 | $2,491 |
| Taxes | $557 | $557 | $557 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $176 | $0 |
| Monthly Estimated Total | $2,670 | $3,268 | $3,165 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/25/2026. The listing information on this page last changed on 07/25/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 07/25/2026 1:41:08 AM EST) or MRED MLS (last updated Sat 07/25/2026 1:36:07 AM EST) or SCWMLS (last updated Fri 07/24/2026 11:54:48 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 07/24/2026 10:16:08 PM EST) or Cedar Rapids MLS (last updated Fri 07/24/2026 10:44:16 PM EST) or NEIRBR MLS (last updated Sat 07/25/2026 1:18:42 AM EST) or ICAAR MLS (last updated Fri 07/24/2026 11:37:37 PM EST) or ECIMLS (last updated Fri 07/24/2026 11:44:35 PM EST) or RMLSA (last updated Sat 07/25/2026 1:10:56 AM EST) or Muscatine MLS (last updated Sat 07/25/2026 1:30:09 AM EST) or No Coast MLS (last updated Sat 07/25/2026 12:44:23 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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