Contact us: 563.441.1776
Description
Well-maintained ranch home offering the convenience of main-floor living in a great Geneva location. With 3 bedrooms on the main level, a finished basement, and 2.5 bathrooms, this home provides flexible living space, built in storage, and valuable updates throughout. The main level features hardwood flooring and a cozy wood-burning fireplace that serves as the focal point of the living room. The finished basement significantly expands the home's usable space with a large recreation area, bathroom, and a spacious 4th bedroom featuring two oversized egress windows. Major improvements have already been completed, including a new roof in 2024, furnace and air conditioner in 2023, and a new sump pump and drain tile system, providing peace of mind for years to come. Outside, the fenced backyard offers room to relax and entertain, while the 10x12 storage shed provides additional storage space. The attached two-car garage with connecting breezeway adds everyday convenience. With major updates already completed, a finished basement, hardwood flooring, and convenient access to downtown Geneva and local amenities, this home offers exceptional functionality both inside and out.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,661
Garage Size: 2
Attached Garage
Heated Garage
Built in 1951
School District: District 304
Stone Exterior
Two Fireplaces
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 1,661
County: Kane
Listed By:
Coldwell Banker Real Estate Group
815-756-2557
MRED MLS
MLS ID: 12685961
Room Information
Enclosed Porch: 10X21
Bedroom 2: 10X13
Bedroom 3: 8X15
Bedroom 4: 17X13
Dining Room: 12X11
Family Room: 25X28
Kitchen: 13X18
Living Room: 16X21
Primary Bedroom: 13X13
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1319 W State Street , Geneva, IL 60134.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $450,000 | $450,000 | $450,000 |
| Down Payment | $90,000 | $15,750 | $112,500 |
| Monthly Mortgage Amount | $2,217 | $2,721 | $2,780 |
| Taxes | $626 | $626 | $626 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $2,974 | $3,676 | $3,537 |
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/15/2026. The listing information on this page last changed on 07/15/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 07/15/2026 12:07:19 AM EST) or MRED MLS (last updated Wed 07/15/2026 12:05:02 AM EST) or SCWMLS (last updated Tue 07/14/2026 11:54:44 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 07/14/2026 10:15:48 PM EST) or Cedar Rapids MLS (last updated Tue 07/14/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Tue 07/14/2026 11:58:41 PM EST) or ICAAR MLS (last updated Tue 07/14/2026 11:37:25 PM EST) or ECIMLS (last updated Tue 07/14/2026 11:44:33 PM EST) or RMLSA (last updated Wed 07/15/2026 12:00:54 AM EST) or Muscatine MLS (last updated Wed 07/15/2026 12:00:10 AM EST) or No Coast MLS (last updated Wed 07/15/2026 12:04:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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