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1312 Royal Drive , Montgomery, IL 60538.
WELCOME HOME! This charming brick ranch is bursting with character, space, and opportunity-perfect for buyers looking to build equity while adding their own personal touch. Lovingly maintained over the years, this home was originally designed as a 3-bedroom, 1-bath layout and thoughtfully reconfigured into a spacious 2-bedroom design, offering expanded living areas and flexibility.Step inside to discover a warm and inviting main level, complemented by a fully finished basement that truly expands your living space. Downstairs, you'll find an oversized family room, a recreation area, a full bath, and a dedicated utility/workshop space-ideal for hobbies, entertaining, or simply spreading out. Enjoy the comfort of not one, but TWO fireplaces: a cozy gas fireplace upstairs and a classic wood-burning fireplace below. Recent updates provide peace of mind, including a new roof (2023), new hot water heater, and a new garage door opener. Outside, the fenced yard and patio create the perfect setting for relaxing or entertaining.The home is ideally located within walking distance of Phillips Park Family Aquatic Center, Phillips Park Zoo, and Phillips Park Golf Course-offering recreation and outdoor fun just minutes from your door. You're also conveniently close to shopping, dining, medical facilities, and restaurants. Select furniture pieces are available for purchase, and the unique train sets in the recreation room are also for sale (please admire without handling). This is a must-see home filled with potential, charm, and unbeatable location. Schedule your showing today and imagine the possibilities! Estate Sale - As-Is
MLS ID: 12625152
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1312 Royal Drive , Montgomery, IL 60538.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $300,000 | $300,000 | $300,000 |
| Down Payment | $60,000 | $10,500 | $75,000 |
| Monthly Mortgage Amount | $1,420 | $1,766 | $1,824 |
| Taxes | $418 | $418 | $418 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $132 | $0 |
| Monthly Estimated Total | $1,938 | $2,416 | $2,342 |