Contact us: 563.441.1776
Description
Charming A-Frame Retreat on a Wooded Lot with Creek - Nature Lover's Dream! Welcome to your private getaway nestled on a beautiful 0.9-acre wooded lot with a creek running through the backyard and frequent visits from local wildlife. This 1,800 sq. ft. A-frame home blends rustic charm with modern comfort and is just a short walk to Sinnissippi Park and the Rock River - perfect for outdoor enthusiasts. Inside, you'll find 4 bedrooms and 3 full baths, offering plenty of space for family and guests. The main level features an open-concept living area with tall vaulted cathedral ceiling 2 with a wooded view, a cozy gas fireplace, and a large wrap-around deck ideal for entertaining or simply enjoying the peaceful surroundings. The updated kitchen boasts modern finishes and recent upgrades, making it both functional and inviting. The primary suite upstairs includes a private balcony deck, and an attached master bath - your own serene retreat. The walk-out lower level offers even more living space with two patio doors, a wet bar, a large family room, a wood-burning fireplace, and a workshop plus a workout room that could serve as a 4th bedroom. Outside, enjoy evenings around the fire pit right next to the creek, take advantage of the garden shed, and park with ease in the detached 2-car garage. Recent updates include: New kitchen (recently updated) New furnace and dual A/C units (2024) Water softener and pressure pump (2022) If you're seeking the perfect balance of privacy, nature, and modern living, this A-frame gem delivers it all.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,800
Walkout Basement
Garage Size: 2
Built in 1965
School District: District 5
Wooded Lot
Two Fireplaces
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 1,800
County: Whiteside
Listed By:
Bird Realty
815-973-6768
MRED MLS
MLS ID: 12553704
Room Information
Work Room: 12X10
Exercise Room: 10X20
Bedroom 2: 11X11
Bedroom 3: 12X11
Bedroom 4: 21X10
Dining Room: 15X11
Family Room: 20X17
Kitchen: 10X14
Laundry: 13X5
Living Room: 15X22
Primary Bedroom: 13X17
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1310 Mineral Springs Road, Sterling, IL 61081.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $230,000 | $230,000 | $230,000 |
| Down Payment | $46,000 | $8,050 | $57,500 |
| Monthly Mortgage Amount | $1,059 | $1,318 | $1,375 |
| Taxes | $320 | $320 | $320 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $101 | $0 |
| Monthly Estimated Total | $1,479 | $1,839 | $1,795 |
About this area
About Sterling
Sterling, IL is a well-established city in the northwest part of the state that offers a comfortable blend of small-city charm, riverfront scenery, and modern conveniences. Nestled along the Rock River, Sterling provides residents with access to scenic parks, walking trails, and outdoor recreation while supporting a vibrant local economy and strong community infrastructure. The city features a revitalized downtown area with local shops, dining options, and community events that reflect Sterling’s pride and sense of connection. Its location allows for easy travel to nearby cities while maintaining a relaxed, approachable atmosphere.
Once known as the Hardware Capital of the World, Sterling is widely associated with manufacturing and the steel industry. This growing industrial community is surrounded by popular parks, farmland and industrial parks offering employment seekers a great place to settle.
With more than six nearby neighborhood parks, and a popular state park located a short distance away, nature exploration is a favorite past time in Sterling. The beautiful Rock River brings people out to boat, fish and play in its waters. After a day out in nature, residents love to come back to their neighborhood and enjoy town activities. Movies in the park during the Summer is a very popular event as well as grabbing a bite to eat at the Midway Diner where patrons can enjoy a classic hamburger, hot-dog, nachos and many other classic favorites. Small in boundaries, but large on activities for residents, Sterling is a great community to live in and raise a family. With seasonal festivals, a small but influential art scene, and outdoor recreation, there is something to keep everyone busy.
The real estate market in Sterling is diverse and appealing to a wide range of buyers. Residential options include classic single-family homes in established neighborhoods, many showcasing traditional Midwestern architecture, mature trees, and generous lot sizes. Buyers will also find ranch-style homes, multi-level properties, and updated residences offering modern layouts and amenities. Newer developments on the outskirts of the city provide contemporary housing with open floor plans and attached garages, appealing to families and professionals alike.
Sterling also offers opportunities for buyers seeking additional space, with properties on larger lots or in semi-rural settings just outside the city limits. Affordability is a key advantage, making the area attractive to first-time homebuyers, retirees, and those looking to maximize value without sacrificing quality of life.
With its riverfront setting, strong sense of community, and wide variety of housing options, Sterling stands out as a desirable place to live. The city combines economic stability, natural beauty, and comfortable residential living in a way that continues to draw long-term residents and newcomers alike.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Sterling, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776
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