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131 E Iowa Street, Spring Valley, IL 61362.
Rare opportunity to own this spacious 3-bedroom, 2-bath home situated on a fully fenced double lot in the heart of Spring Valley. This corner property offers two levels of living space plus a large unfinished basement with high ceilings, providing endless potential for storage, recreation, or future expansion. The first floor features two generously sized bedrooms, a modern kitchen with recessed lighting, a bright living room, dining room, full bath, and convenient laundry room. Upstairs, you'll find a private primary suite complete with a newly updated full bathroom. Additional highlights include 200-amp electrical service, forced-air heating, central A/C, city water, city sewer, and an electric water heater. The 100x130 double lot is completely fenced in and includes a 2-car slab with carport, offering plenty of parking and outdoor space. The corner location provides added privacy with fewer neighboring properties. All appliances stay with the home. A great opportunity to own a well-maintained property with space, comfort, and future possibilities in a desirable Spring Valley location
MLS ID: 12651766
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131 E Iowa Street, Spring Valley, IL 61362.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $199,900 | $199,900 | $199,900 |
| Down Payment | $39,980 | $6,997 | $49,975 |
| Monthly Mortgage Amount | $972 | $1,209 | $1,235 |
| Taxes | $278 | $278 | $278 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $88 | $0 |
| Monthly Estimated Total | $1,350 | $1,675 | $1,613 |