Contact us: 563.441.1776
Description
Currently zoned commercial, this stunning victorian is a charming piece of Mt. Vernon history. With some love this property could be restored for a variety of different purposes. Retail? Office? Mixed use? The main floor was last used as a restaurant with a bar space, side entrance and two bathrooms. On the second floor you find two ample sized 'bedrooms and a third non conforming with access to the sleeping porch off the back side of the property. The second floor also has a bathroom with a corner shower. The third floor offers time period appropriate roof lines with a main bonus space in the middle, a potential bedroom and a large bathroom. Don't miss the clawfoot tub and beautiful beadboard. For the right visionary this could be a great opportunity to invest in the historic and bustling town of Mt. Vernon, Iowa. Seller has recently modernized the HVAC system. Property sits just behind main street retail shops.
Property Highlights
Property Type: Commercial - Business
Year Built: 1900
General Information
County: Linn
Listed By:
Pinnacle Realty LLC
319-393-0900
Crystal Wherry
Cedar Rapids MLS
MLS ID: 2601382
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124 2nd Avenue Nw, Mt Vernon, IA 52314.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $157,000 | $157,000 | $157,000 |
| Down Payment | $31,400 | $5,495 | $39,250 |
| Monthly Mortgage Amount | $733 | $900 | $939 |
| Taxes | $218 | $218 | $218 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $69 | $0 |
| Monthly Estimated Total | $1,051 | $1,287 | $1,257 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/03/2026. The listing information on this page last changed on 03/03/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 03/03/2026 12:10:33 AM EST) or MRED MLS (last updated Tue 03/03/2026 12:04:55 AM EST) or SCWMLS (last updated Mon 03/02/2026 11:54:39 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Mon 03/02/2026 10:15:21 PM EST) or Cedar Rapids MLS (last updated Mon 03/02/2026 10:44:15 PM EST) or NEIRBR MLS (last updated Tue 03/03/2026 12:08:41 AM EST) or ICAAR MLS (last updated Mon 03/02/2026 11:37:29 PM EST) or ECIMLS (last updated Mon 03/02/2026 11:44:19 PM EST) or RMLSA (last updated Tue 03/03/2026 12:00:57 AM EST) or Muscatine MLS (last updated Tue 03/03/2026 12:00:23 AM EST) or No Coast MLS (last updated Tue 03/03/2026 12:04:19 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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