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1212 Dean Street , Saint Charles, IL 60174.
RARE DOUBLE LOT IN DOWNTOWN ST. CHARLES WITH THE ULTIMATE HEATED & COOLED GARAGE/WORKSHOP! Nearly a half acre in one of St. Charles' most sought-after locations, a short walk to downtown restaurants, shopping, parks, the Fox River, and everything that makes this community what it is. The home itself is charming and thoughtfully updated: 3 bedrooms, 2 baths, and a versatile floor plan anchored by a first-floor bedroom, full bath, and laundry. Beautifully updated bathrooms, Andersen windows, updated plumbing and electrical, newer HVAC, and a tankless water heater. The kitchen has recently been opened to the dining area, making it an easy place to gather. But the showstopper is out back. The heated, cooled, and fully insulated garage/workshop features an 11'5 overhead door and loft storage, room enough for contractors, mechanics, hobbyists, and car enthusiasts, or for a home business, boats, campers, and RVs. Year-round comfort means the projects never have to stop. The yard matches it. A fully fenced double lot with a newly finished deck, a beautiful fire pit area, mature trees, and a custom-built playset loaded with swings, a slide, sandbox, loft, and climbing features. A double lot, an updated home, an exceptional workshop, and an unbeatable downtown location, that combination is almost impossible to find. Endless possibilities await.
MLS ID: 12730284
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1212 Dean Street , Saint Charles, IL 60174.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $450,000 | $450,000 | $450,000 |
| Down Payment | $90,000 | $15,750 | $112,500 |
| Monthly Mortgage Amount | $2,246 | $2,757 | $2,825 |
| Taxes | $626 | $626 | $626 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $3,003 | $3,712 | $3,582 |
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