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1207 E 4th Street Sterling, IL 61081 Commercial - Business Active

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Description

Opportunity awaits in this newly remodeled brick commercial building offering versatility, functionality, and excellent visibility. Currently operating as a gym, this property is well-suited for a variety of business uses. The front lobby area features approximately 1,200 sq. ft. and has been completely remodeled, including updated bathrooms, newer windows, and a new entry door, creating a welcoming and modern first impression for clients and customers. The rear portion of the building is equally impressive, featuring a new concrete slab floor, newer heater, newer A/C and furnace, LED lighting, a bathroom, and heavily insulated walls and ceiling for energy efficiency. A 10' x 14' newer garage door adds convenience and flexibility for deliveries, equipment, or workshop use. Added is the separate lot located west of the building, measuring 100' x 34', currently used for parking and fully enclosed with new fencing?a valuable asset for staff or customer parking. This well-maintained and thoughtfully updated property offers endless possibilities for retail, fitness, service, or light industrial use. A solid investment in a growing area of Sterling.

Property Highlights

Property Type: Commercial - Business
Building Description: 1.0 stories
Year Built: 1960
Lot Size: 1.90 acres

General Information

County: Whiteside
Listed By:
RE/MAX Concepts Bettendorf 563-332-9900
MRED MLS
$295,000
Est. $1,888/mo
Active
SQUARE FEET3,780 MLS#12562801
STATUSActive PROPERTY TYPECommercial - Business

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Ruhl&Ruhl Realtors
563.441.1776

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1207 E 4th Street, Sterling, IL 61081.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $295,000$295,000$295,000
Down Payment $59,000$10,325$73,750
Monthly Mortgage Amount $1,377$1,690$1,764
Taxes $411$411$411
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$130$0
Monthly Estimated Total $1,888$2,331$2,275

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About this area

Illinois/Sterling
Sterling

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About Sterling

Sterling, IL is a well-established city in the northwest part of the state that offers a comfortable blend of small-city charm, riverfront scenery, and modern conveniences. Nestled along the Rock River, Sterling provides residents with access to scenic parks, walking trails, and outdoor recreation while supporting a vibrant local economy and strong community infrastructure. The city features a revitalized downtown area with local shops, dining options, and community events that reflect Sterling’s pride and sense of connection. Its location allows for easy travel to nearby cities while maintaining a relaxed, approachable atmosphere.

Once known as the Hardware Capital of the World, Sterling is widely associated with manufacturing and the steel industry. This growing industrial community is surrounded by popular parks, farmland and industrial parks offering employment seekers a great place to settle.

With more than six nearby neighborhood parks, and a popular state park located a short distance away, nature exploration is a favorite past time in Sterling. The beautiful Rock River brings people out to boat, fish and play in its waters. After a day out in nature, residents love to come back to their neighborhood and enjoy town activities. Movies in the park during the Summer is a very popular event as well as grabbing a bite to eat at the Midway Diner where patrons can enjoy a classic hamburger, hot-dog, nachos and many other classic favorites. Small in boundaries, but large on activities for residents, Sterling is a great community to live in and raise a family. With seasonal festivals, a small but influential art scene, and outdoor recreation, there is something to keep everyone busy.

The real estate market in Sterling is diverse and appealing to a wide range of buyers. Residential options include classic single-family homes in established neighborhoods, many showcasing traditional Midwestern architecture, mature trees, and generous lot sizes. Buyers will also find ranch-style homes, multi-level properties, and updated residences offering modern layouts and amenities. Newer developments on the outskirts of the city provide contemporary housing with open floor plans and attached garages, appealing to families and professionals alike.

Sterling also offers opportunities for buyers seeking additional space, with properties on larger lots or in semi-rural settings just outside the city limits. Affordability is a key advantage, making the area attractive to first-time homebuyers, retirees, and those looking to maximize value without sacrificing quality of life.

With its riverfront setting, strong sense of community, and wide variety of housing options, Sterling stands out as a desirable place to live. The city combines economic stability, natural beauty, and comfortable residential living in a way that continues to draw long-term residents and newcomers alike.

If you are ready to start your home buying or selling journey, browse the latest real estate listings in Sterling, IL. You can also contact us—we are here to help!

Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776

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