Contact us: 563.441.1776
Description
Welcome to this stunning custom built lakefront home in the highly sought after Silver Oak Estates, where timeless design meets exceptional craftsmanship. This spacious 6 bedroom, 3.5 bath home with a 3 car garage offers the perfect blend of luxury, comfort, and functionality. The thoughtfully designed main level features a desirable first floor primary suite, a second main level bedroom, and convenient first floor laundry. At the heart of the home is a beautifully appointed kitchen featuring custom Homecrest cabinetry, granite countertops, and an island that's ideal for entertaining family and friends. Upstairs, you'll find 3 additional spacious bedrooms connected by a convenient Jack and Jill bathroom, along with a loft that overlooks the living room, creating an open and inviting feel. The finished basement is an entertainer's dream, complete with a wet bar, cozy gas fireplace, pool table, built-in wall aquarium that will remain with the home, and a storm shelter for added peace of mind. Enjoy your own private backyard oasis. Beautiful landscaping surrounds a spacious Holland stone paver patio with illuminated corner pillars, creating the perfect setting for morning coffee while watching the sunrise over the lake or hosting unforgettable gatherings. This exceptional waterfront property offers luxury living in one of the area's most desirable neighborhoods. Don't miss the opportunity to make this remarkable home your own.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 4,648
Garage Size: 3
Attached Garage
Built in 2008
Elementary School: Grove Elementary
High School: Normal Community High School
Middle School: Chiddix Jr High
River Front
Brick Exterior
Stone Exterior
Two Fireplaces
General Information
Bedrooms: 6
Bathrooms: 4
Sqft: 4,648
County: McLean
High School: Normal Community High School
Subdivision: Not Applicable
Listed By:
RE/MAX Rising
309-340-1000
MRED MLS
MLS ID: 12718118
Room Information
Loft: 15X15
Bedroom 5: 15X15
Bedroom 6: 17X16
Other Room: 7X17
Bedroom 2: 13X14
Bedroom 3: 14X13
Bedroom 4: 12X12
Dining Room: 12X12
Family Room: 18X46
Kitchen: 18X23
Laundry: 8X9
Living Room: 18X19
Primary Bedroom: 18X20
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1203 Silver Oak Circle , Normal, IL 61761.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $729,000 | $729,000 | $729,000 |
| Down Payment | $145,800 | $25,515 | $182,250 |
| Monthly Mortgage Amount | $3,686 | $4,466 | $4,577 |
| Taxes | $1015 | $1015 | $1015 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $321 | $0 |
| Monthly Estimated Total | $4,914 | $6,015 | $5,805 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/01/2026. The listing information on this page last changed on 08/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 08/01/2026 12:29:56 AM EST) or MRED MLS (last updated Sat 08/01/2026 12:26:00 AM EST) or SCWMLS (last updated Fri 07/31/2026 11:54:49 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 07/31/2026 10:24:06 PM EST) or Cedar Rapids MLS (last updated Fri 07/31/2026 10:45:27 PM EST) or NEIRBR MLS (last updated Sat 08/01/2026 12:28:42 AM EST) or ICAAR MLS (last updated Fri 07/31/2026 11:37:32 PM EST) or ECIMLS (last updated Fri 07/31/2026 11:44:33 PM EST) or RMLSA (last updated Sat 08/01/2026 12:20:58 AM EST) or Muscatine MLS (last updated Sat 08/01/2026 12:15:10 AM EST) or No Coast MLS (last updated Sat 08/01/2026 12:24:24 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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