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119 N 1st Street , Geneva, IL 60134.
Live in the heart of downtown Geneva just one block from the Fox River and steps to Third Street's restaurants, boutiques, coffee shops, and Metra station. This rarely available in-town residence offers 3 bedrooms, 3.1 baths, and over 2700 square feet of beautifully finished living space across three levels - delivering flexibility, comfort, and convenience in one of Geneva's most desirable walkable locations. The main level features an open-concept layout centered around a cozy gas fireplace, dedicated office/flex space, and a spacious kitchen with granite countertops and abundant cabinetry - ideal for both entertaining and everyday living. A private balcony provides the perfect spot to enjoy morning coffee or unwind in the evening. Upstairs, the vaulted primary suite offers architectural ceilings, an oversized walk-in closet, dual vanities, soaking tub, and separate shower. A second bedroom and full bath complete the upper level. The fully finished walkout lower level adds exceptional versatility with a generous recreation space, third bedroom, full bath, and direct access to a covered patio. Enjoy the benefits of downtown living with minimal exterior upkeep and no HOA - allowing you more time to walk to dinner, explore river paths, or catch the train. A+ Geneva schools. Premier location. Turnkey condition. Downtown living without the maintenance of a traditional single-family home. Plenty of additional guest parking available in the Geneva parking lot just SE of this home at State St. & Hamilton.
MLS ID: 12578783
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119 N 1st Street , Geneva, IL 60134.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $550,000 | $550,000 | $550,000 |
| Down Payment | $110,000 | $19,250 | $137,500 |
| Monthly Mortgage Amount | $2,533 | $3,152 | $3,289 |
| Taxes | $765 | $765 | $765 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $242 | $0 |
| Monthly Estimated Total | $3,458 | $4,319 | $4,214 |