Contact us: 563.441.1776
Description
Absolutely stunning Waterfront townhome in the sought after Willowgate community. This beautifully appointed townhome offers a perfect blend of elegance and modern comfort. Featuring high-end finishes, hardwood floors, wainscotting, and abundant natural light, the space is both inviting and stylish. The updated gourmet kitchen is equipped with high-end stainless steel appliances, granite countertops, and custom cabinetry, making it ideal for both everyday living and entertaining guests. Spacious bedrooms, luxurious bathrooms, and a private outdoor patio complete this exceptional residence, providing a peaceful retreat in a prime location. This townhome offers a range of premium features including a security system, elevator, and end unit location with a private entrance. There are five bedrooms, with the second bedroom currently functioning as an office and the fourth bedroom serving as an exercise room. All bedrooms are equipped with its own private full bath, providing comfort and convenience for every resident and guest. The elevator is routinely maintained, last maintenance Jan, 2026. 2 new hot water heaters installed in 2025. The main floor & lower level furnace was replaced in 2013. Second level furnace 2020. A/C condensers 2020. Sump pump 2014, ejector pump 2015, and water softener was replaced within the last 3 years.
Property Highlights
Property Type: Residential - Townhouse
Total Living Area SF: 3,831
Walkout Basement
Garage Size: 2
Attached Garage
Built in 1994
School District: District 303
Security System
Wooded Lot
River Front
Brick Exterior
Two Fireplaces
General Information
Bedrooms: 5
Bathrooms: 4
Sqft: 3,831
County: Kane
Subdivision: Willowgate
Listed By:
Baird & Warner Fox Valley - Geneva
630-377-1855
MRED MLS
MLS ID: 12567277
Room Information
Loft: 12X14
Bedroom 5: 16X15
Screened Porch: 19X10
Foyer: 11X9
Enclosed Porch: 19X10
Bedroom 2: 15X14
Bedroom 3: 26X14
Bedroom 4: 22X20
Dining Room: 16X13
Family Room: 30X18
Kitchen: 14X14
Laundry: 08X06
Living Room: 19X17
Primary Bedroom: 20X15
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1186 Willowgate Lane, Saint Charles, IL 60174.
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| Loan Type | FHA 30 Year Fixed | VA 30 year fixed | 30 yr Jumbo |
| Purchase Price | $1,150,000 | $1,150,000 | $1,150,000 |
| Down Payment | $40,250 | $0 | $230,000 |
| Monthly Mortgage Amount | $6,861 | $7,138 | $5,590 |
| Taxes | $1600 | $1600 | $1600 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $690 | $0 | $0 |
| Monthly Estimated Total | $9,486 | $9,073 | $7,525 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/25/2026. The listing information on this page last changed on 03/25/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/25/2026 5:24:44 AM EST) or MRED MLS (last updated Wed 03/25/2026 2:04:05 AM EST) or SCWMLS (last updated Tue 03/24/2026 11:54:43 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 03/24/2026 10:15:20 PM EST) or Cedar Rapids MLS (last updated Tue 03/24/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Wed 03/25/2026 1:18:41 AM EST) or ICAAR MLS (last updated Tue 03/24/2026 11:37:30 PM EST) or ECIMLS (last updated Tue 03/24/2026 11:44:12 PM EST) or RMLSA (last updated Wed 03/25/2026 1:10:55 AM EST) or Muscatine MLS (last updated Wed 03/25/2026 2:00:21 AM EST) or No Coast MLS (last updated Wed 03/25/2026 12:44:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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