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116 Birch Street , Prophetstown, IL 61277.
Don't wait on this well-maintained, raised ranch home in a pleasant location close to Prophetstown schools! The property is on three lots totaling 0.60 acre. In addition to the open living space on the main level, the lower level features a finished family room with a free-standing gas heater. The lower level bathroom includes a two-person reclining hot tub and a cultured marble shower. The upper level bedroom is spacious and includes a walk-in closet. Lots of storage throughout the home. Enjoy three seasons of relaxation in the 9' x 12' enclosed sunroom off the dining area, with access to the back yard. The laundry is conveniently located on the main level as you enter from the garage. In addition to the attached one-car garage, the property also includes an additional 25' x 25' detached garage and 12' x 12' storage shed. Quick possession is possible.
MLS ID: 12785121
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For Details, Contact
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116 Birch Street , Prophetstown, IL 61277.

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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $198,000 | $198,000 | $198,000 |
| Down Payment | $39,600 | $6,930 | $49,500 |
| Monthly Mortgage Amount | $1,094 | $1,326 | $1,314 |
| Taxes | $276 | $276 | $276 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $87 | $0 |
| Monthly Estimated Total | $1,470 | $1,789 | $1,690 |
Prophetstown, IL is a welcoming small city located along the Rock River in Northwest Illinois offering a relaxed lifestyle rooted in history, nature, and community connection. Known for its scenic river views and quiet residential streets, Prophetstown provides a peaceful environment while remaining within easy driving distance of larger regional cities. The area’s natural surroundings, including nearby parks and open green spaces, make it appealing for those who enjoy outdoor recreation and a slower pace of life. Community events, local schools, and family-owned businesses contribute to the city’s close-knit and friendly atmosphere.
Real estate in Prophetstown reflects the character and accessibility of the community. Buyers will find a mix of classic single-family homes, modest starter residences, and larger homes with spacious yards. Many properties feature traditional Midwestern architecture, mature trees, and established neighborhoods that emphasize comfort and livability. Homes near the river often offer scenic views and a sense of privacy, while newer construction provides modern layouts and updated features for buyers seeking contemporary convenience.
The surrounding countryside offers additional real estate opportunities, including acreage properties and rural homes ideal for those who value open space while staying close to city amenities. Prophetstown’s housing market is generally more affordable than larger metropolitan areas, making it attractive to first-time buyers, families, and retirees alike.
With its riverfront setting, strong sense of community, and variety of housing options, Prophetstown delivers small-town charm and solid real estate value. It stands out as a desirable choice for those seeking a comfortable lifestyle in a scenic and welcoming Illinois community.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Prophetstown, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Clinton
301 North Second Street
Clinton, IA 52732
(563) 441-1776
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