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114 North Street, Bayard, IA 50029.
114 North St, Bayard, Iowa Step inside this classic 1931 home and you'll immediately notice the character that sets it apart. Offering 1,224 sq. ft. of main-level living space, 2 bedrooms, 1 full bath, and a full basement, this home combines original craftsmanship with several practical updates. Beautiful hardwood floors and substantial original woodwork carry throughout the home, including wide trim, solid wood doors, built-ins, and an impressive columned room divider between the main living spaces. Large windows provide plenty of natural light, while the open flow between the living and dining areas gives the home a comfortable and surprisingly spacious feel. The kitchen offers abundant oak cabinetry, generous countertop space, stainless-steel appliances, and a functional layout with access to the rear wood deck?a convenient spot for outdoor dining, entertaining, or simply relaxing. The home also features central air and forced-air gas heat. Outside, the home's Craftsman-inspired architecture makes a great first impression with its broad rooflines, covered front porch, brick columns, mature landscaping, and established shade trees. An additional rear deck expands the outdoor living space, and the property includes a detached 12' x 24' garage. Situated on an approximately 0.24-acre lot (82' x 125'), one of the added perks is the city park located directly across the street from the home. Enjoy the slower pace of a quiet small-town Iowa community
MLS ID: 6341997
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114 North Street, Bayard, IA 50029.

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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $87,777 | $87,777 | $87,777 |
| Down Payment | $17,555 | $3,072 | $21,944 |
| Monthly Mortgage Amount | $438 | $538 | $547 |
| Taxes | $122 | $122 | $122 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $39 | $0 |
| Monthly Estimated Total | $660 | $799 | $769 |
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