Contact us: 563.441.1776
Description
Introducing 114 4th St. Fulton, IL! This charming 3 bedroom beauty has been completely remodeled top to bottom and will capture your attention the moment you arrive! The attention to detail beams throughout! The open concept kitchen, dining, and living room offers spectacular views of the mighty Mississippi! Two bedrooms and a spacious full bath complete the main level. The lower level walk out is where you'll find the spacious primary bedroom with ensuite, recreation room, half bath with laundry and storage space, plus a 3 season porch. Enjoy the outdoors on your upper level maintenance free deck with electric awning, your built in patio with smokeless firepit, or right on the beautiful shoreline of the Mississippi River. The views and wildlife are truly amazing with every season. This home is comfortable, functional, and the pride of ownership is very apparent. The best part? River living with no flood insurance!
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,189
Built in 1975
High School: Fulton High School
River Front
General Information
Bedrooms: 3
Bathrooms: 3
Sqft: 2,189
County: Whiteside
High School: Fulton High School
MLS ID:
12575454
Room Information
Recreation Room: 16X26
Sun Room: 20X9
Bedroom 2: 12X11
Bedroom 3: 11X12
Dining Room: 10X15
Kitchen: 16X12
Laundry: 10X10
Living Room: 16X15
Primary Bedroom: 13X20
Listed By
Ruhl&Ruhl REALTORS Clinton
(563) 242-4602
Kris Whalen
(563) 242-4602 Office
(563) 212-1044 Agent
Get in Touch
Listed By
Ruhl&Ruhl REALTORS Clinton
(563) 242-4602
Kris Whalen
(563) 242-4602 Office
(563) 212-1044 Agent
Contact an agent to learn more about
114 4th Street , Fulton, IL 61252.
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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $379,900 | $379,900 | $379,900 |
| Down Payment | $75,980 | $13,297 | $94,975 |
| Monthly Mortgage Amount | $1,774 | $2,177 | $2,272 |
| Taxes | $722 | $722 | $722 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $167 | $0 |
| Monthly Estimated Total | $2,607 | $3,177 | $3,105 |
About this area
About Fulton
Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.
The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.
Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/04/2026. The listing information on this page last changed on 03/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/04/2026 2:57:32 AM EST) or MRED MLS (last updated Wed 03/04/2026 2:04:01 AM EST) or SCWMLS (last updated Tue 03/03/2026 11:54:38 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 03/03/2026 10:15:25 PM EST) or Cedar Rapids MLS (last updated Tue 03/03/2026 10:44:16 PM EST) or NEIRBR MLS (last updated Wed 03/04/2026 1:18:40 AM EST) or ICAAR MLS (last updated Tue 03/03/2026 11:37:36 PM EST) or ECIMLS (last updated Tue 03/03/2026 11:44:17 PM EST) or RMLSA (last updated Wed 03/04/2026 1:10:55 AM EST) or Muscatine MLS (last updated Wed 03/04/2026 2:00:21 AM EST) or No Coast MLS (last updated Wed 03/04/2026 12:44:20 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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