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1131 Fourth Avenue, Dixon, IL 61021.
Sprawling homestead just outside of town with all the perks of being in the county but one minute from town. This stunner is a two story brick and stone home with a full finished walkout basement that leads to patio and deck area with L-shaped double in ground pool. The eye catching two story entryway with grand oak staircase welcomes you into the home. Large living room with built in book shelves and woodburning fireplace has views of the park like yard and pool area. There is an eat in kitchen plus formal dining room that opens to the screened porch. The main Floor also has a bedroom and full bathroom. 2nd floor of this home features a library and 6 additional bedrooms with 4 full bathrooms. The primary bedroom is off of the library and features a full bath with double sinks and walk in closet plus views of the pool. The custom oak spiral staircase takes you to the loft area that looks out to the back of the property. This unique property has so much to offer including 30x60 outbuilding and an additional 4 acres for sale that can be purchased with a pond.
MLS ID: 12457969
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1131 Fourth Avenue, Dixon, IL 61021.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $785,000 | $785,000 | $785,000 |
| Down Payment | $157,000 | $27,475 | $196,250 |
| Monthly Mortgage Amount | $3,665 | $4,498 | $4,694 |
| Taxes | $1092 | $1092 | $1092 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $345 | $0 |
| Monthly Estimated Total | $4,986 | $6,164 | $6,015 |
Dixon, IL is a historic city along the Rock River that blends small-town charm with a vibrant community spirit. The city offers a strong mix of cultural, recreational, and educational opportunities. Residents enjoy a variety of local shops, restaurants, and events, as well as outdoor activities such as boating, fishing, and biking along scenic riverfront trails. Its historic downtown, paired with modern conveniences, creates a balanced environment that appeals to both families and professionals.
Once home to Ronald Reagan as a child, Dixon has kept its history alive with celebrations and preservation. Situated along two banks of the Rock River, this historic and charming little community filled with classic brick structures lining its downtown district offers residents a quiet place to settle without sacrificing great dining and shopping.
Art lovers relish in the local galleries, community art fairs and year-round performances at the art center. A particular favorite is the Gardentstock Arts & Music Fest where local artists feature their work, and local musicians entertain throughout the day and night. This little community is well known for its festivals, bringing in visitors from surrounding communities as far as two hours away. Fourth of July fireworks wow the residents, the Petunia Festival spreads beauty throughout the downtown streets, and the fall Scarecrow Festival delights all.
The real estate market in Dixon is diverse and inviting. Buyers will find an array of housing options ranging from classic single-family homes on tree-lined streets to newer construction with updated layouts and amenities. Historic properties, some with unique architectural character, are also available and reflect the city’s long-established roots. For those seeking more space, country homes and properties with acreage can be found just outside the city, offering privacy while keeping local amenities close at hand.
Affordability is a major advantage in the local housing market, making it an appealing choice for first-time homebuyers, retirees, and investors. The community’s steady growth, along with its convenient location within Northern Illinois, ensures that housing retains long-term value. With its strong sense of community, accessible lifestyle, and variety of real estate options, Dixon offers an excellent balance of small-town living and opportunity, making it a desirable place to call home.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Dixon, IL. You can also contact us—we are here to help!