Contact us: 563.441.1776
Description
Property Highlights
Property Type: Commercial - Retail
Building Description: 1.0 stories
Year Built: 2016
General Information
County: Clinton
MLS ID:
12583210
Listed By
Ruhl&Ruhl REALTORS DeWitt
(563) 659-9433
Jeramy Jennings
(563) 659-9433 Office
(563) 940-4430 Agent
Get in Touch
Listed By
Ruhl&Ruhl REALTORS DeWitt
(563) 659-9433
Jeramy Jennings
(563) 659-9433 Office
(563) 940-4430 Agent
Contact an agent to learn more about
112 1st Street, Charlotte, IA 52731.
Mortgage Calculator
Call or Click to get Pre-Approved!
563-441-1862
toll free 866-441-1862
Customize Your Rate
| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $184,900 | $184,900 | $184,900 |
| Down Payment | $36,980 | $6,472 | $46,225 |
| Monthly Mortgage Amount | $863 | $1,059 | $1,124 |
| Taxes | $274 | $274 | $274 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $81 | $0 |
| Monthly Estimated Total | $1,237 | $1,514 | $1,498 |
About this area
About Charlotte
Charlotte, IA is a small rural community that offers a quiet, close-knit lifestyle surrounded by open farmland and rolling countryside. The area appeals to residents who value simplicity, space, and a slower pace of life. Daily living in Charlotte is shaped by strong community ties and a peaceful setting, while nearby towns provide access to additional services, shopping, and employment. The surrounding landscape creates opportunities for outdoor enjoyment, including walking country roads, gardening, and appreciating Iowa’s agricultural scenery.
Real estate in Charlotte reflects its rural character and affordability. Housing options primarily consist of single-family homes, many set on larger lots that provide ample outdoor space and privacy. Buyers will find modest ranch-style homes, traditional two-story houses, and older residences with long-standing local character. Properties often include detached garages, sheds, or outbuildings, which appeal to buyers seeking storage or workspace.
The area surrounding Charlotte offers additional real estate opportunities in the form of acreage properties and farm-adjacent homes. These options are well suited for buyers interested in hobby farming, gardening, or simply enjoying wide-open views and minimal development. The housing market is generally accessible, making Charlotte attractive to first-time homebuyers, retirees, and those looking to reduce housing costs while gaining more land.
Charlotte’s appeal lies in its simplicity and sense of community. While it does not offer urban density or large-scale development, it provides a comfortable and grounded way of life. With its affordable homes, spacious lots, and rural setting, Charlotte is an appealing choice for buyers seeking quiet living and a strong connection to the land in eastern Iowa.
If you are ready to start your real estate buying or selling journey, browse the newest homes for sale in Charlotte, IA. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/11/2026. The listing information on this page last changed on 03/11/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/11/2026 3:59:42 AM EST) or MRED MLS (last updated Tue 03/10/2026 5:33:37 PM EST) or SCWMLS (last updated Tue 03/10/2026 11:54:52 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Tue 03/10/2026 10:15:23 PM EST) or Cedar Rapids MLS (last updated Tue 03/10/2026 10:44:37 PM EST) or NEIRBR MLS (last updated Wed 03/11/2026 1:18:49 AM EST) or ICAAR MLS (last updated Tue 03/10/2026 11:37:37 PM EST) or ECIMLS (last updated Tue 03/10/2026 11:44:20 PM EST) or RMLSA (last updated Wed 03/11/2026 1:11:03 AM EST) or Muscatine MLS (last updated Wed 03/11/2026 2:00:25 AM EST) or No Coast MLS (last updated Wed 03/11/2026 12:44:29 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
![mls logo]()
Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
This site is hosted, designed and copyright
© 1994 - 2026 by
Delta Media Group, Inc. -- Patent Pending --