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1111 Walnut Street , Ottawa, IL 61350.
Nestled among mature trees on Ottawa's west side, this charming 1.5-story home offers privacy, character, and numerous recent updates. The home features 3 bedrooms and 1 full bathroom, with two bedrooms, the bathroom, and laundry conveniently located on the main level. Upstairs, you'll find a spacious third bedroom and a versatile bonus room with French doors leading to a second-story balcony. The detached 2-car garage provides ample storage and parking, while the fenced yard offers space for pets, gardening, or outdoor entertaining. Recent improvements include a new roof (2021), fence (approximately 2020), main-level flooring and fresh paint (2026), updated light fixtures (2026), new bedroom doors on the main level (2026), and a refreshed bathroom with new flooring and exhaust fan (2026). The kitchen has been enhanced with a center island, stylish backsplash, and new stove and refrigerator (2026). A new railing has also been added to the second-story balcony.
MLS ID: 12675578
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1111 Walnut Street , Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $136,900 | $136,900 | $136,900 |
| Down Payment | $27,380 | $4,792 | $34,225 |
| Monthly Mortgage Amount | $665 | $828 | $846 |
| Taxes | $191 | $191 | $191 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $60 | $0 |
| Monthly Estimated Total | $956 | $1,179 | $1,137 |