Contact us: 563.441.1776
Description
This spacious four-bedroom, three-and-a-half-bath home in South Elgin offers an exceptional layout with generous livable space across every level. Beautiful gleaming hardwood flooring welcomes you through the main level, featuring a separate living room, a formal dining room, main-floor laundry, and a large eat-in kitchen that opens directly to a private balcony. Upstairs, the impressive primary bedroom boasts high ceilings and a private ensuite bath, complemented by two additional bedrooms and another full bathroom. The fully finished walkout basement serves as a fantastic retreat or guest suite, complete with a recreation room, dry bar, fourth bedroom, full bath, and direct access to a picturesque outdoor setting featuring a pond view. Outstanding recent updates enhance the entire property, including a newly replaced refrigerator, dishwasher, and washer from 2025, an HVAC system fully serviced in 2025 with an added UV air purifier, a reliable 2017 water heater, and a fresh deck, patio, retaining wall, and professional landscaping completed in June 2026.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,148
Walkout Basement
Garage Size: 2
Attached Garage
Built in 1994
Elementary School: Anderson Elementary School
High School: St Charles North High School
Middle School: Wredling Middle School
River Front
General Information
Bedrooms: 4
Bathrooms: 4
Sqft: 2,148
County: Kane
High School: St Charles North High School
Subdivision: Sugar Ridge
Listed By:
Redfin Corporation
312-836-4263
MRED MLS
MLS ID: 12723157
Room Information
Foyer: 7X6
Bedroom 2: 12X9
Bedroom 3: 12X11
Bedroom 4: 12X11
Dining Room: 12X9
Family Room: 23X21
Kitchen: 12X12
Laundry: 5X4
Living Room: 12X15
Primary Bedroom: 14X12
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1092 N Camden Lane, South Elgin, IL 60177.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $450,000 | $450,000 | $450,000 |
| Down Payment | $90,000 | $15,750 | $112,500 |
| Monthly Mortgage Amount | $2,246 | $2,757 | $2,825 |
| Taxes | $626 | $626 | $626 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $198 | $0 |
| Monthly Estimated Total | $3,003 | $3,712 | $3,582 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/12/2026. The listing information on this page last changed on 08/12/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 08/12/2026 4:12:02 PM EST) or MRED MLS (last updated Wed 08/12/2026 4:09:52 PM EST) or SCWMLS (last updated Wed 08/12/2026 4:11:08 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Wed 08/12/2026 4:04:18 PM EST) or Cedar Rapids MLS (last updated Wed 08/12/2026 4:09:20 PM EST) or NEIRBR MLS (last updated Wed 08/12/2026 4:08:55 PM EST) or ICAAR MLS (last updated Wed 08/12/2026 4:07:54 PM EST) or ECIMLS (last updated Wed 08/12/2026 3:56:53 PM EST) or RMLSA (last updated Wed 08/12/2026 4:11:07 PM EST) or Muscatine MLS (last updated Wed 08/12/2026 4:00:46 PM EST) or No Coast MLS (last updated Wed 08/12/2026 4:04:31 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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