Contact us: 563.441.1776
Description
This thoughtfully and beautifully renovated 1919 building is located in the heart of downtown Geneseo and combines original historic character with extensive modern updates and custom finishes. Major improvements include a new storefront and awning, repaired foundation, new HVAC and furnace, plumbing roughed in for the second floor, updated electrical, new drywall, windows and exterior/interior doors, new drop ceiling and lighting, and updated plumbing including a new sink and toilet in the main-level bathroom. The interior features original 100+ year-old barn board walls, corrugated steel accents, reclaimed wood counters, a custom wood bar, grain-bin dressing rooms, a washtub sink in the front room, handmade barn and saloon doors, rustic lighting, and other custom farmhouse-inspired details. The main floor offers a versatile space suitable for retail, events, a studio, salon, or other commercial uses, with bathrooms on both the main and second levels. The second floor offers additional potential for an apartment, office, or studio and is ready for the new owner to finish to their vision. The building also includes a basement providing additional storage and utility space. Located in the business district on State Street in downtown Geneseo there is convenient street parking in front and public parking behind the building. Extensive improvements have already been completed, while the flexible layout allows the next owner to make the space their own.
Property Highlights
Property Type: Commercial - Retail
Year Built: 1919
General Information
County: McHenry
Listed By:
Epique Realty
319-540-1002
MRED MLS
MLS ID: 12736059
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106 S State Street, Geneseo, IL 61254.
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563-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $350,000 | $350,000 | $350,000 |
| Down Payment | $70,000 | $12,250 | $87,500 |
| Monthly Mortgage Amount | $1,770 | $2,172 | $2,197 |
| Taxes | $487 | $487 | $487 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $154 | $0 |
| Monthly Estimated Total | $2,359 | $2,915 | $2,786 |
About this area
About Geneseo
Geneseo, IL—located in Henry County—is a small city celebrated for its historic charm, welcoming community, and thriving cultural life. Known as the Maple City, Geneseo features tree-lined streets, a well-preserved downtown filled with boutiques, restaurants, and antique shops, and a strong sense of pride in its heritage. The community places a high value on education, with local schools widely recognized for academic excellence and extracurricular opportunities. Geneseo also offers plenty of recreation, from parks and trails to nearby access to the Rock River for boating and fishing. Seasonal festivals, community events, and local arts performances add to the city’s warm and lively atmosphere. Its location just east of the Quad Cities makes it ideal for those seeking a quieter setting while staying connected to urban amenities.
The real estate market in Geneseo is diverse, offering something for nearly every type of buyer. Historic homes near the downtown area showcase beautiful architecture and classic designs, while newer subdivisions provide modern amenities and open layouts for families. Buyers can also find mid-sized ranch-style homes, two-story traditional residences, and rural properties on larger lots or acreages. Many homes feature generous yards, established landscaping, and quiet neighborhood settings.
Geneseo’s real estate is considered highly desirable due to its affordability, community atmosphere, and proximity to larger employment centers. Whether looking for a first home, a family-friendly property, or a quieter retreat with room to grow, this city offers a balanced blend of small-town living, strong schools, and accessible housing options.
If you are ready to start your home buying or selling journey, browse the latest real estate listings in Geneseo, IL. You can also contact us—we are here to help!
Nearest Ruhl & Ruhl Office: Moline, IL
1701 52nd Avenue
Moline, IL 61265
(563) 441-1776
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