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106 Pembroke Circle S, Unit 106, Lake Bluff, IL 60044.
This beautifully upgraded home combines modern functionality with elegant design, offering a truly move-in-ready experience. A new roof (2024) and a recently installed HVAC system (AC and furnace, August 2023) provide long-term peace of mind and energy efficiency. Step inside to discover soaring high ceilings enhanced by elegant chandeliers and recessed lighting, creating a bright and sophisticated ambiance throughout. The home also features a spacious, beautifully finished loft area, perfect for a second living space, home office, or entertainment zone. All bedrooms are filled with natural light and thoughtfully updated with energy-efficient LED can lighting and ceiling fans for added comfort. Designed with both style and organization in mind, custom cabinetry installed in 2023 by Cabinets by Design elevates the dining area and primary closets, offering ample, well-crafted storage solutions. Outdoor living is truly exceptional with a brand-new (2025) maintenance-free composite deck featuring durable, non-rusting railings-perfect for relaxing or entertaining. Additional 2025 upgrades include a new garbage disposal, a new garage door, and a MyQ smart opener for seamless, modern access. This beautiful house comes with a Full Finished basement. The garage itself has been transformed into a highly functional space, featuring professional Greatmats perforated flooring and abundant integrated storage, ideal for both organization and versatility. This home effortlessly blends thoughtful upgrades, quality craftsmanship, and modern conveniences-making it a standout choice for today's discerning buyer.
MLS ID: 12614115
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106 Pembroke Circle S, Unit 106, Lake Bluff, IL 60044.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $412,000 | $412,000 | $412,000 |
| Down Payment | $82,400 | $14,420 | $103,000 |
| Monthly Mortgage Amount | $1,950 | $2,425 | $2,525 |
| Taxes | $573 | $573 | $573 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $181 | $0 |
| Monthly Estimated Total | $2,643 | $3,299 | $3,218 |