Contact us: 563.441.1776
Description
Welcome home to this cozy 3-bedroom, 2-bathroom bi-level located in the desirable Unity School District! Great curb appeal welcomes you from the start, with real cedar accents on the front pillars adding warmth and character to the exterior. Inside, engineered hardwood flooring brings a beautiful finish to the living room, while the kitchen features quartz countertops and plenty of space for everyday living. The lower level offers additional living space with new vinyl flooring installed in 2024, and original hardwood floors are waiting underneath the carpet and the engineered hardwood on the upper level. The main bedroom also comes with a $1,000 flooring credit with an acceptable offer, giving the next owner the opportunity to make the space their own. Outside is where this home really shines! The fenced-in yard features an approximately 17-foot gate for convenient access, along with a huge back deck perfect for entertaining. The insulated garage offers added functionality, with a lean-to added along the side for even more covered space and storage. A 10x16 storage shed complete with power and a concrete floor provides another great spot for tools, equipment, or hobbies. Additional updates include a new roof and water heater, both completed in 2019. With thoughtful updates, great outdoor space, and a warm, comfortable feel throughout, this home is ready for its next chapter! Don't wait! Call today to schedule a private showing. ** This home has been pre-inspected! **
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,640
Garage Size: 2
Built in 1963
Elementary School: Unity East Elementary School
High School: Unity High School
Middle School: Unity Junior High School
Cul-De-Sac Lot
Brick Exterior
General Information
Bedrooms: 3
Bathrooms: 2
Sqft: 1,640
County: Champaign
High School: Unity High School
Listed By:
Happ Realty
217-607-9992
MRED MLS
MLS ID: 12748059
Room Information
Recreation Room: 13X11
Bedroom 2: 11X11
Bedroom 3: 10X9
Dining Room: 6X8
Kitchen: 12X7
Laundry: 12X20
Living Room: 12X15
Primary Bedroom: 14X12
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106 Mckinley Circle, Philo, IL 61864.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $259,900 | $259,900 | $259,900 |
| Down Payment | $51,980 | $9,097 | $64,975 |
| Monthly Mortgage Amount | $1,314 | $1,613 | $1,632 |
| Taxes | $362 | $362 | $362 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $114 | $0 |
| Monthly Estimated Total | $1,776 | $2,189 | $2,094 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/07/2026. The listing information on this page last changed on 09/07/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 09/07/2026 12:00:50 AM EST) or MRED MLS (last updated Sun 09/06/2026 11:57:51 PM EST) or SCWMLS (last updated Sun 09/06/2026 11:54:55 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 09/06/2026 10:15:57 PM EST) or Cedar Rapids MLS (last updated Sun 09/06/2026 10:44:16 PM EST) or NEIRBR MLS (last updated Sun 09/06/2026 11:58:40 PM EST) or ICAAR MLS (last updated Sun 09/06/2026 8:32:55 AM EST) or ECIMLS (last updated Sun 09/06/2026 11:44:33 PM EST) or RMLSA (last updated Sun 09/06/2026 11:50:55 PM EST) or Muscatine MLS (last updated Sun 09/06/2026 11:45:09 PM EST) or No Coast MLS (last updated Sun 09/06/2026 11:54:19 PM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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