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105 Kendall Street, Gifford, IL 61847.
Looking for new construction, but can't afford the cost?! This home offers peace of mind with having all the expensive updates done to it? Stop searching as this well-priced, completely renovated brick/wood exterior design turned garage ranch home with 3 bedrooms, 2 full baths, oversized 2.5 garage with gas heater, plus a shed, is waiting for you! Welcome home to small town living on a tucked away cul-de-sac in SE Gifford. A large park is one block away with a charming downtown within blocks of the home: restaurants, boutique, bank, bar, gas station. Fall easily into a cozy lifestyle as you fall in love with the quaint section of neighborhood it resides in! Most of the home has been completely redone: Brand new roof with 1/3 being new trusses, beams, mostly new sheathing over the garage area and a few other sections; all new underlayment throughout roof that comes with GAF Timberline HDZ fiberglass shingles. Large useable attic with new pull down stairs. New energy efficient solar panels installed on south & west sides of roof providing low cost fixed monthly electric. New mechanicals: 96% efficient Lennox HVAC system with new Honeywell internet programmable thermostat and new AO Smith hot water heater. New windows throughout the home with the exception of the Pella slider door. New wood deck installed late Sept of '25. Exterior wood siding with 70% being replaced; exterior of home, including trim, soffits, etc. has been completely repainted with Sherwin Williams quality paint! A complete new gutter system installed in Summer of 2024. Newer garage door with opener and exterior keypad access. An added feature to the home is a 220 hook up for RV's on garage exterior wall. Inside renovations include 90% all new flooring in the home; engineered wood flooring throughout the living spaces, porcelain tiling in both bathrooms, upgraded pad & carpeting in two bedrooms, and quality wood laminate floor in the third bedroom. The living, dining, and kitchen spaces were restructured to allow for an open living area that is full of light and a great entertaining space. The large bank of windows overlooking the covered front porch allows the morning light to shine throughout the main living spaces. Updated electrical with newly installed recessed lighting in the living spaces, light fixtures, ceiling fans, switch/cover plates. All interior doors, hardware, and some trim are new. Complete gut of master bathroom and hall bathroom that include concrete board installed to both shower walls and floors; significantly enlarging spaces for both bathrooms with new plumbing. The primary bedroom has walk-in closet with private full bath with new vanity and mirror, lighting/exhaust fan, new eco-friendly toilet and walk in shower complete with full glass hinged shower door, floor to ceiling porcelain tile; color scheme is off white with brushed gold accents reflected in the hardware, light fixtures and Delta plumbing. In the hall bath new porcelain tile floor with new cabin
MLS ID: 12533493
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105 Kendall Street, Gifford, IL 61847.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $225,000 | $225,000 | $225,000 |
| Down Payment | $45,000 | $7,875 | $56,250 |
| Monthly Mortgage Amount | $1,050 | $1,289 | $1,345 |
| Taxes | $313 | $313 | $313 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $99 | $0 |
| Monthly Estimated Total | $1,463 | $1,801 | $1,758 |