Contact us: 563.441.1776
Description
Opportunity awaits at 1031 Ridge Avenue! Offering nearly 1,900 square feet of living space, this spacious home features four bedrooms, one full bathroom, a formal dining room, an enclosed front porch, and a finished walk-up attic that provides additional flexible living space. The property also includes a full unfinished basement, detached one-car garage, and a new roof. Currently tenant-occupied with a lease through the end of September, this could be a great addition to an investment portfolio or an exciting opportunity for a future owner-occupant ready to make the home their own. With generous room sizes, high ceilings, and plenty of potential throughout, there is lots of space to bring your vision to life! New furnace in 2023 and new siding and a new roof in 2024.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,897
Garage Size: 1
Built in 1900
School District: District 205
General Information
Bedrooms: 4
Bathrooms: 1
Sqft: 1,897
County: Winnebago
Listed By:
Real Broker, LLC
217-960-8605
MRED MLS
MLS ID: 12735340
Room Information
Attic: 16X27
Bedroom 2: 8X13
Bedroom 3: 11X12
Bedroom 4: 9X12
Dining Room: 12X13
Kitchen: 12X11
Living Room: 13X15
Primary Bedroom: 10X12
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1031 Ridge Avenue, Rockford, IL 61103.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $145,000 | $145,000 | $145,000 |
| Down Payment | $29,000 | $5,075 | $36,250 |
| Monthly Mortgage Amount | $733 | $900 | $910 |
| Taxes | $202 | $202 | $202 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $64 | $0 |
| Monthly Estimated Total | $1,035 | $1,266 | $1,212 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/10/2026. The listing information on this page last changed on 09/10/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 09/10/2026 12:12:37 AM EST) or MRED MLS (last updated Thu 09/10/2026 12:05:06 AM EST) or SCWMLS (last updated Wed 09/09/2026 11:55:07 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Wed 09/09/2026 10:18:18 PM EST) or Cedar Rapids MLS (last updated Wed 09/09/2026 10:45:10 PM EST) or NEIRBR MLS (last updated Thu 09/10/2026 12:08:44 AM EST) or ICAAR MLS (last updated Wed 09/09/2026 11:37:40 PM EST) or ECIMLS (last updated Wed 09/09/2026 11:44:37 PM EST) or RMLSA (last updated Thu 09/10/2026 12:11:00 AM EST) or Muscatine MLS (last updated Thu 09/10/2026 12:00:13 AM EST) or No Coast MLS (last updated Thu 09/10/2026 12:04:27 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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