Contact us: 563.441.1776
Description
Endless Potential in a One-of-a-Kind Property! This unique home has worn many hats over the years-serving as a family residence, doctor's office, and even a flower shop-and is now in the process of being transformed back into a truly remarkable home, ready for your finishing touches. Major updates have already been completed, including a new roof and HVAC in 2024, along with significant renovations in 2015. With so much already invested, this property offers a rare opportunity to create something truly special. Inside, you'll find an abundance of custom features and flexible spaces. Love to cook? Enjoy the convenience of two kitchen areas. Love to entertain? From the stunning living room to the covered screened deck and beautiful stone patio, there are multiple spaces designed to gather, relax, and impress. While the home still requires finishing work to become move-in ready, it presents an incredible opportunity for buyers with vision. Whether you're a hands-on homeowner, an investor, or someone looking for a custom project, this property is full of potential. The home is being sold as-is, and buyers are encouraged to bring their contractor and fully explore the possibilities. With motivated sellers ready to move on, now is the time to take advantage of this unique offering. If you've been searching for a property you can truly make your own, this is your chance-bring your ideas, create your plan, and make it yours.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,468
Garage Size: 2
Built in 1915
School District: District 35
One Fireplace
General Information
Bedrooms: 2
Bathrooms: 2
Sqft: 1,468
County: Clay
Listed By:
WILEY REALTY GROUP
618-508-4848
MRED MLS
MLS ID: 12604728
Room Information
Den: 12X10
Kitchen- 2nd: 13X15
Foyer: 10X6
Screened Porch: 12X25
Bedroom 2: 15X12
Dining Room: 15X15
Kitchen: 9X15
Living Room: 17X16
Primary Bedroom: 15X12
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102 W 3rd Street, Flora, IL 62839.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $129,000 | $129,000 | $129,000 |
| Down Payment | $25,800 | $4,515 | $32,250 |
| Monthly Mortgage Amount | $669 | $822 | $830 |
| Taxes | $180 | $180 | $180 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $57 | $0 |
| Monthly Estimated Total | $949 | $1,159 | $1,110 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 11/09/2026. The listing information on this page last changed on 11/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 11/09/2026 8:30:34 AM EST) or MRED MLS (last updated Mon 11/09/2026 7:05:43 AM EST) or SCWMLS (last updated Mon 11/09/2026 8:27:01 AM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 11/08/2026 10:16:30 PM EST) or Cedar Rapids MLS (last updated Mon 11/09/2026 8:29:15 AM EST) or NEIRBR MLS (last updated Mon 11/09/2026 8:28:44 AM EST) or ICAAR MLS (last updated Sun 11/08/2026 11:37:27 PM EST) or ECIMLS (last updated Sun 11/08/2026 11:44:36 PM EST) or RMLSA (last updated Mon 11/09/2026 8:23:13 AM EST) or Muscatine MLS (last updated Mon 11/09/2026 2:00:12 AM EST) or No Coast MLS (last updated Mon 11/09/2026 8:24:22 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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