Contact us: 563.441.1776
Description
Here's your chance to buy smart and build value from day one. This 2-bedroom, 2-bathroom house in Fulton is priced to move and offered as-is, giving budget-conscious buyers and hands-on investors a genuine opportunity to shape a home entirely their own. Let's be upfront: this property needs some work. But that's exactly where the upside lives. Several improvements are already done for you-fresh carpet warms the living room, new vinyl flooring brightens the kitchen and dining area, and a coat of new paint gives certain spaces a cleaner feel. From there, the canvas is yours. With this kind of entry price, you have real room in the budget to renovate, personalize, and create the finishes you've always wanted. The location, though, is the headline you can't renovate anywhere else. Friendship Park sits just half a block away, perfect for spontaneous walks, playtime, or a quiet afternoon in the green. Families will love being roughly three blocks from Fulton's schools, including the high school and elementary, keeping busy weekday routines wonderfully short. Everyday shopping, dining, and small-town essentials remain comfortably close, striking that satisfying balance between convenience and calm. Whether you're a first-time buyer eager to build equity through sweat and vision, someone looking for a project, or a savvy investor hunting for potential, this one deserves a serious look. Homes at this price and in this position don't linger. Call today to schedule your private showing.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,657
Built in 1941
School District: District 2
General Information
Bedrooms: 2
Bathrooms: 2
Sqft: 1,657
County: Whiteside
Listed By:
Windmill Real Estate
815-589-9191
MRED MLS
MLS ID: 12739910
Room Information
Foyer: 5X6
Bedroom 2: 11X9
Dining Room: 8X9
Family Room: 15X20
Kitchen: 12X11
Laundry: 3X5
Living Room: 13X15
Primary Bedroom: 12X12
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1015 10th Avenue , Fulton, IL 61252.
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $104,900 | $104,900 | $104,900 |
| Down Payment | $20,980 | $3,672 | $26,225 |
| Monthly Mortgage Amount | $524 | $643 | $653 |
| Taxes | $146 | $146 | $146 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $46 | $0 |
| Monthly Estimated Total | $770 | $935 | $899 |
About this area
About Fulton
Fulton, IL is a picturesque small city located along the banks of the Mississippi River in Whiteside County. Known for its rich Dutch heritage, Fulton embraces its cultural roots through landmarks such as the authentic Dutch windmill—De Immigrant—and annual community events that celebrate its history and traditions. The riverfront area provides stunning views, recreational opportunities, and access to boating, fishing, and biking along the Great River Trail. Fulton’s charming downtown features local shops, restaurants, and historic buildings, all contributing to the city’s warm, welcoming atmosphere. With its strong sense of community and small-town charm, Fulton is an ideal place for those seeking a relaxed lifestyle while remaining close to the Quad Cities and Clinton, IA.
The real estate market in Fulton reflects the area’s diverse appeal. Housing options range from historic homes with character-filled details to newer construction designed for modern living. Buyers will find single-family homes in established neighborhoods, larger properties with expansive yards, and rural homesites just outside the city limits. Proximity to the Mississippi River also means opportunities for waterfront properties that offer scenic views and recreational access.
Affordability is one of Fulton’s strongest draws, with housing prices that are generally more accessible than those in larger metro areas. This makes the city attractive to families, retirees, and individuals seeking more space and value. With its blend of natural beauty, cultural heritage, and accessible real estate options, Fulton offers a unique lifestyle that combines small-town warmth with convenient access to regional amenities.
If you are ready to start your property buying or selling journey, browse the newest homes for sale in Fulton, IL. You can also contact us—we are here to help!
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/22/2026. The listing information on this page last changed on 08/22/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 08/22/2026 12:19:15 AM EST) or MRED MLS (last updated Sat 08/22/2026 12:12:04 AM EST) or SCWMLS (last updated Fri 08/21/2026 11:58:49 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 08/21/2026 10:15:22 PM EST) or Cedar Rapids MLS (last updated Fri 08/21/2026 10:44:14 PM EST) or NEIRBR MLS (last updated Sat 08/22/2026 12:08:42 AM EST) or ICAAR MLS (last updated Fri 08/21/2026 11:37:36 PM EST) or ECIMLS (last updated Fri 08/21/2026 11:44:33 PM EST) or RMLSA (last updated Sat 08/22/2026 12:10:57 AM EST) or Muscatine MLS (last updated Sat 08/22/2026 12:15:31 AM EST) or No Coast MLS (last updated Sat 08/22/2026 12:14:31 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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