Contact us: 563.441.1776
Description
CALLING ALL VETERANS, this is the opportunity you've been waiting for - assume a VA loan at an incredible 3.875 interest rate for qualified buyers, a rare advantage in today's market, while also benefiting from energy-efficient solar panels designed to help reduce monthly utility costs. 1005 Joel Lane in Oak Creek Estates in Genoa offers comfort, style, and generous living space with 3 bedrooms on the main level, an additional bedroom in the fully finished basement, and 3 full bathrooms, making it ideal for families, guests, and entertaining. The open, light-filled floor plan creates seamless flow between the living room, dining area, and thoughtfully designed kitchen featuring ample cabinetry and generous counter space perfect for everyday living or hosting gatherings. The fully finished basement stands out with a wet bar, expansive recreation room, full bathroom with a jetted tub, and private bedroom, providing flexible space for a home theater, game room, fitness area, or guest suite. A tankless water heater adds modern efficiency with endless hot water, while the professionally landscaped and fully fenced backyard offers a private retreat for summer BBQs, relaxing evenings, pets, or playtime, all conveniently located near schools, parks, shopping, and dining, delivering small-town charm with easy access to surrounding communities.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 1,616
Garage Size: 3
Attached Garage
Built in 2021
Elementary School: Kingston Elementary School
High School: Genoa-Kingston High School
Middle School: Genoa-Kingston Middle School
One Fireplace
General Information
Bedrooms: 4
Bathrooms: 3
Sqft: 1,616
County: DeKalb
High School: Genoa-Kingston High School
Listed By:
Coldwell Banker Realty
630-377-1771
MRED MLS
MLS ID: 12579357
Room Information
Bedroom 2: 10X11
Bedroom 3: 11X11
Bedroom 4: 15X14
Dining Room: COMBO
Kitchen: 14X12
Laundry: 7X5
Living Room: 24X16
Primary Bedroom: 15X13
For Details, Contact
Get in Touch
For Details, Contact
Contact an agent to learn more about
1005 Joel Lane, Genoa, IL 60135.
Mortgage Calculator
Call or Click to get Pre-Approved!
563-441-1862
toll free 866-441-1862
Customize Your Rate
| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $424,900 | $424,900 | $424,900 |
| Down Payment | $84,980 | $14,872 | $106,225 |
| Monthly Mortgage Amount | $1,984 | $2,435 | $2,583 |
| Taxes | $591 | $591 | $591 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $187 | $0 |
| Monthly Estimated Total | $2,699 | $3,337 | $3,298 |
Disclaimer:
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/14/2026. The listing information on this page last changed on 03/14/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 03/14/2026 12:38:53 AM EST) or MRED MLS (last updated Sat 03/14/2026 12:32:54 AM EST) or SCWMLS (last updated Fri 03/13/2026 11:54:54 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Fri 03/13/2026 10:15:31 PM EST) or Cedar Rapids MLS (last updated Fri 03/13/2026 10:44:26 PM EST) or NEIRBR MLS (last updated Sat 03/14/2026 12:28:42 AM EST) or ICAAR MLS (last updated Fri 03/13/2026 11:37:32 PM EST) or ECIMLS (last updated Fri 03/13/2026 11:44:18 PM EST) or RMLSA (last updated Sat 03/14/2026 12:30:58 AM EST) or Muscatine MLS (last updated Sat 03/14/2026 12:30:24 AM EST) or No Coast MLS (last updated Sat 03/14/2026 12:34:21 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
![mls logo]()
Listing data and photos distributed by MLSGRID
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
Member Participants (and their affiliated licensees, if applicable) shall indicate on their websites that IDX information is provided exclusively for consumers’ personal non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, that the data is deemed reliable but is not guaranteed by MLS GRID, and that the use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time. MLS GRID may, at its discretion, require use of other disclaimers as necessary to protect Member Participant, and/or their MLS from liability.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Privacy Policy / DMCA Notice / ADA Accessibility
This site is hosted, designed and copyright
© 1994 - 2026 by
Delta Media Group, Inc. -- Patent Pending --