One of the most frequently asked questions our loan officers at Ruhl Mortgage receive is “When is the appraisal?” Followed closely by, “What happens if the home appraises for more than the purchase price?” These are...
Read moreOne of the most frequently asked questions our loan officers at Ruhl Mortgage receive is “When is the appraisal?” Followed closely by, “What happens if the home appraises for more than the purchase price?” These are...
Read moreEach quarter the Federal Housing Finance Agency (FHFA) releases home appreciation data that reflect changes to our regional markets or Metropolitan Statistical Areas (MSAs). The third quarter data shows percent changes...
Read moreThanksgiving kicks off the holiday season with lots of fun, exciting events based around races and delicious food. When it comes to the Ruhl communities, they sure do know how to make the most of the Thanksgiving season! Quad...
Read moreAccording to Selma Hepp, Economist at CoreLogic, “For many households, home equity is the only source of wealth creation. As a result, recent record gains in equity and record declines in loan-to-value ratios will provide...
Read moreEarlier this month, our Fall 2022 Facts & Trends Newsletter was released. Ruhl&Ruhl CEO, Caroline Ruhl wrote the lead article tackling the topics of mortgage rates and listing inventory. For more market-specific articles...
Read moreThe November featured properties range from sprawling ranches to vaulted two-story homes and all in different price points. Be sure to share your favorite properties with your real estate agent. Happy house hunting! Quad...
Read moreThe Council For Community and Economic Research has released its Cost of Living Index for Quarter 3, 2022. The index compares the cost of living data for 265 urban areas throughout the country with the goal of providing...
Read moreDespite what outside sources may suggest, the real estate market slowdown was predicted by many in the industry months before it occurred. As expected, the housing market needed to come down from its pandemic high. What we...
Read moreEarlier in the year, homes were selling at breakneck speeds. Freddie Mac reported that “Nearly two-in-five potential homebuyers would consider purchasing a home requiring renovations.” With that kind of demand, home improvements...
Read moreWhat is Loan-to-Value (LTV) and Why is it Important? By Chris Schneider, Vice President of Ruhl Mortgage The loan-to-value (LTV) ratio is a metric lenders use to measure the amount of debt used to buy a home compared...
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