The Ruhl Blog

10 Reasons People Decide to Buy a Home

Renting is a very frustrating way of life. The money you pay every month disappears, leaving you with few benefits other than a roof over your head. Compared to owning a home, renting is a futile exercise that leaves you...

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10 Reasons You Should Never Buy or Sell Without an Agent

Inman.com recently published an article on the most important reasons why you shouldn’t go into the buying and selling process blind. We wanted to touch on those reasons, as you can always reach out to a Ruhl&Ruhl agent if you ever have any questions about the home-buying or selling process. If you’re completely unsure of where to start,...

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10 Ways to Improve Your Credit Score

Inman.com recently published the 10 ways homebuyers can improve their credit scores, and we wanted to pass the information along because we know the mortgage process can be difficult to understand. You never know when the perfect home will come along on ruhlhomes.com, so you may need to have your finances ready to buy at any time. Below you'll...

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11 Cities Where Homes Sell the Fastest – Iowa City, IA Made the List!

According to data provided by Realtor.com, Iowa City, Iowa is one of the 11 cities that homes are selling the fastest! With a very high median sales price and average days on the market a mere 66 this may be the right time, if you were thinking about selling your home.   California boasted the highest number of cities where homes tended to spend...

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1862 Mortgage

Are you ready to start the home buying process but not exactly sure how to go about securing a mortgage? Ruhl&Ruhl along with 1862 Mortgage have provided you a simple and easy way to be pre-approved for financing on your new home! Start the process right away by completing 1862 Mortgage's short application or get a jump start by completing...

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1862 Mortgage

Don’t guys get cheap jerseys locked out of a movement home mortgage, contact 1862 Mortgage today. Interest rates wholesale mlb jerseys are at an all time low. Contact us today to find out how you can take advantage of the current market. contact cheap us cheap jerseys today at video RuhlHomes.com came ...

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1862 Mortgage – Finding a loan officer thats right for you.

1862 Mortgage has fast and friendly loan officers available to pre-approve Ruhl&Ruhl your home loan via telephone or online, no cheap jerseys matter where you live or are purchasing a home. For those customer searching for Quad Cities mortgages or Iowa and Illinois home loans, you can also Price meet with wholesale nfl jerseys a ...

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1862 Mortgage Offers Home Affordable Refinance Program

A new financing package is being offered to help homeowners who have been unable to get traditional refinancing because the value of their home has declined. The new Home Affordable Refinance Program (HARP) assists homeowners who have a higher loan balance than the current value of their home, yet allows refinancing into lower mortgage interest...

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2009 – First Time Homebuyer Tax Credit – FAQ’s

1. How much can I claim for the tax credit? Borrowers can claim up to $8,000 or 10% of the home's purchase price, whichever is less.. 2. Who is eligible for this tax credit? First time homebuyers, defined as those who have not owned a principal residence during the three year period prior to purchase of the home. For married couples, their...

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2011 Spring Parade of Homes

Please join us for the upcoming Spring Preview Parade of Homes event.  The parade will be held April 9th, 10th, 16th & 17th from 1:00 p.m. – 5:00 p.m.  As always, the parade of homes is free to the public. Many of the top builders in the Quad Cities participate in this event as it showcases new building trends in new construction homes....

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2013 QCBR Fall Parade of Homes

Please join us for the upcoming Fall Parade of Homes event.  The parade will be held September 21 – 22nd, 25th, 28th - 29th from 1:00 p.m. – 5:00 p.m. on Saturday and Sunday and 5:00 p.m. - 8:00 p.m. Wednesday. As always, the parade of homes is free to the public. Many of the top builders in the Quad Cities participate in this event as it...

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2013 QCBR Spring Parade of Homes

Please join us for the upcoming Spring Parade of Homes event.  The parade will be held April 20th - 21st, 24th and 27th - 28th from 1:00 p.m. – 5:00 p.m. on Saturday and Sunday and 5:00 p.m. - 8:00 p.m. Wednesday. As always, the parade of homes is free to the public.   Many of the top builders in the Quad Cities participate in this...

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2014 QCBR Fall Parade of Homes

Please join us for the upcoming Fall Parade of Homes event.  The parade will be held September 20 – 21st, 24th, 27 – 28th from 1:00 p.m. – 5:00 p.m. on Saturday and Sunday and 5:00 p.m. – 8:00 p.m. Wednesday. As always, the parade of homes is free to the public. Many of the top builders in the Quad Cities participate in this event as...

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2014 QCBR Spring Parade of Homes

Please join us for the upcoming Quad City Builders Association Spring Parade of Homes event.  The parade will be held April 26th – 27th and May 3rd – 4th from 1:30 p.m. – 5:00 p.m., as well as April 30th from 5:00 p.m. – 8:00 p.m. As always, the parade of homes is free to the public. Many of the top builders in the Quad Cities participate...

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2015 QCBR Spring Parade of Homes

Please join us for the upcoming Spring Parade of Homes event.  The parade will be held April 18 & 19  and April 25 & 26 from 1:30 p.m. – 5:00 p.m., as well as April 22 from 5:00 p.m. – 8:00 p.m. As always, the parade of homes is free to the public. Many of the top builders in the Quad Cities participate in this event as it...

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2015 Will Be a Good Year for Home Sales

In our winter report last year, we forecasted flat unit sales for our region in 2014. Unfortunately, we were right. In fact, if we combine our 14 regional markets, the number of units sold was down 1%, average sales prices were up 1%, and sales volume was flat. As always, there was considerable variation from market to market. Total Sales...

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2016 In Review

We may have jumped ahead of ourselves by predicting the future last week, so today we're going to take a moment to reflect on 2016. Yesterday, the NAR released the annual Profile of Buyer's and Sellers, and we're here to share the results with you. Here are the highlights. Median age of first-time buyers is on the rise' Single Females...

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3 Questions You Must Answer Before Buying a Home

If you are thinking about purchasing a home right now, you are surely getting a lot of advice. And most of that advice is probably negative. Why buy now with prices still falling? Don’t you realize real estate is no longer a good investment? Don’t you know that people who bought five years ago lost their shirt? We understand the concern your...

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30 Open Houses in 30 Days

Steve Hart, sales associate with Ruhl&Ruhl Realtors, has set a personal challenge for himself: complete 30 open houses in 30 days. Hart held one open house each day from June 16th to July 15th. He was inspired by, David Knox, a national real estate expert and educator. After watching a video as a new agent David Knox mentioned he completed...

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3rd Quarter Sales Dip Wipes out Earlier Gains

As reported by the regional Multiple Listing Services, a decrease in new homes sales of 11% vs. the 3rd quarter last year has erased the modest gains of the first six months and leaves us with a YTD unit decrease of 4% in unit sales.  There have been 4% fewer houses and 3% fewer condos sold through 9/30/15.  At the same time, house inventory...

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4 Reasons to Sell Now

Many homeowners tend to wait until the spring 'buying season' to list their homes for sale. We believe that is a huge mistake right now and came up with four great reasons to list your home: 1.) Demand Is High Home buyers are on the move, literally. First-time buyers are ready to stop renting or living with family; and move-up buyers, those...

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5 Holiday Hosting Disasters and How to Avoid Them

Take look at the most common things that can go wrong when you have guests and learn how to prevent them. There are many hosting nightmares that can end your holiday party before it even begins. Thankfully, some of the most damaging mishaps easily can be avoided. We collected five of the most prevalent issues and give you preventative tips to...

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5 Real Estate Headlines You’ll See in the Next Six Months

Making predictions can be the ‘kiss-of-death’ for a blog. Even if we get four out of five correct (80%), there are those in the industry who will kill us on the one we got wrong. We believe strongly that when making a real estate decision for you and your family you must look forward and take into consideration how the housing market may change....

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5 Real Estate Podcasts You HAVE to Listen To

Eye on Real Estate with Dottie Herman Herman has not been quiet in the Real Estate world, and her podcast is no exception. As president and CEO of the New York-based firm Douglas Elliman, Herman seems to have all the answers. On the podcast, she fields questions ranging from buyers negotiations to real estate trends. If you’ve ever had a burning...

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5 Reasons Homeownership is a Good Financial Investment

According to a report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 33.1%.” That may have some thinking about buying a home instead of signing another lease extension, but does that make sense from a financial perspective? In the report, Ralph McLaughlin, Trulia’s Chief Economist...

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5 Reasons to Hire a Ruhl&Ruhl Realtor

Whether you are buying or selling a home, it can be quite an adventurous journey; you need an experienced Ruhl&Ruhl Realtor to lead you to your ultimate goal. In this world of instant gratification and internet searches, many sellers think that they can For Sale by Owner or FSBO. The 5 Reasons You NEED a Ruhl&Ruhl Realtor in your...

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5 Reasons to Sell Now

Many sellers feel that the Spring is the best time to place their home on the market as buyer demand increases at that time of year. However, the Fall and Winter have their own advantages. Here are five reasons to to sell now. Only Serious Buyers Are Out At this time of year, only those purchasers who are serious about buying a home will be in...

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5 Reasons to Sell This Fall

Here are five reasons listing your home for sale this fall makes sense from Keeping Current Matters.  1. Demand Is Strong The latest Buyer Traffic Report from the National Association of Realtors(NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing,...

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5 Reasons To Use a Realtor

With home prices rising and a lack of inventory, some homeowners may consider trying to sell their home on their own, or For Sale By Owner (FSBO). Keeping Current Matters provides the top five crucial reasons why that may not be such a good idea. Check them out! Exposure to prospective buyers Most real estate agents have an internet strategy...

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5 Reasons You Should Consider Selling Now

If you plan on moving anytime in 2011, you should strongly consider selling your house now rather than waiting. Here are five reasons why: 1.) This is when your house will get the most exposure  The spring, and particularly the month of May, is when most buyers enter the real estate market. This surge of buyers dramatically increases the exposure...

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5 Things to Look for in Your First Home

If you decide the time is right, here are some key things to look for in your first home. Price Tag It is essential to know how much your first home will cost. If you’re unsure about how to get this right, contact a reputable real estate agent. Property Issues A thorough inspection is a must if you want a realistic view of the good, bad...

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5/1 ARM Offers Best of Price and Stability

With rising interest rates, this is a great time to take a fresh look at adjustable rate mortgages (ARMs) for your purchase and refinance. These are not the exotic ARMs involved in the subprime meltdown – they are traditional, 5/1 ARMs with unbelievable rates that are in the threes today! That’s more than a point lower than 30-year fixed rates....

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7 Quick Tips For A Kid-Friendly, Less Stress Move

Moving out of and into a new home can have its ups and downs emotionally.  Finding the right home, leaving your friends, packing everything up and moving your life…it’s an experience, and one that should be as stress less as possible; especially when you have kids involved.  Here are a few quick tips to keep in mind when you’re ready...

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7 Tips for Short Sale Success

When you owe more on your home than its worth, but you have to sell, you need to squeeze every dollar possible from the sale. Here are seven tips for navigating the short-sale process. 1. Know who you owe A short sale has to be approved by any company that has a mortgage or lien against your home. That includes your first, second, or even...

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8 Home Improvement Skills to Master Before Moving In

Maybe you're becoming a homeowner for the first time. Maybe you are transitioning back to owning a home after several years of renting. Maybe you just need to freshen up on your home improvement skills. Whatever your situation, you haven't had to take care of your own property for a long time. So what's home improvement all about?...

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8 Reasons to List or Extend your Listing During the Holidays

As the holidays approach, sellers often wonder if they should list their property or extend their current listing already on the market. People used to say that potential buyers were too preoccupied with holiday activities to engage in home buying. Caroline Ruhl declares, “holiday buyers are serious buyers.” With the internet, smartphones,...

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A Bull Market in Rental Housing

Five years into the real-estate bust, the market for single-family homes seems weaker than ever. According to the most recent S&P/Case-Shiller housing data, prices fell 3.3% nationwide in February from a year earlier. The ongoing malaise, paradoxically, is only boosting the opportunities for investors in multiunit rental properties. The...

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A Personal Touch for Children in Need

"Every child deserves to not only know where they will lay their heads down at night, but to also feel the love of family and self-worth." - Darcy Jacks, Moline Office Adam After Three Months On April 6 th, Darcy Jacks had a simple mission: Collect gently used bags and luggage for children in foster care. The two women work in the...

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A Very Ghoulish Ruhl&Ruhl Dog-O-Ween

Halloween isn’t just for "hoomans!" Come celebrate Halloween with your pup this Saturday from 10:00 a.m - 1:00 p.m, at Ruhl&Ruhl REALTORS Dog-O-Ween event at the Moline Office.  Halloween costumes are encouraged,...

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A Window of Opportunity for House Sellers

There has been much confusion as to where housing prices are headed. We have actually blogged on the issue recently. Today, we want to give our opinion on this subject for the short term. We believe sellers have a window of opportunity for the next 90-120 days in which to sell their homes for maximum price. We believe there will be increased downward...

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Almost 14,000 Houses Sold Yesterday

One of the biggest misconceptions in today’s housing market is that homes are not selling. That is simply not true. Last month’s Existing Sales Report from the National Association of Realtors (NAR) showed that homes were selling at an “annual rate of 5.10 million”. That’s an average of 13,973 every day – 365 days a year! And the...

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America’s Top 10 States For Business in 2011

Let’s face it, in these economically trying times going to a state that is conducive for conducting business is vitally important. If you are looking for work it does not make a great deal of sense going to a state that hinders a businesses ability to succeed. Likewise, buying a house in a good business environment makes a lot more sense than...

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America’s Top 10 States For Business in 2011

Let’s face it, in these economically trying times going to a state that is conducive for conducting business is vitally important. If you are looking for work it does not make a great deal of sense going to a state that hinders a businesses ability to succeed. Likewise, buying a house in a good business environment makes a lot more sense than...

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Americans Still Believe in the Value of Homeownership

Last week, Fannie Mae released their National Housing Survey for the third quarter of 2011. They survey the American public on a multitude of questions concerning today’s housing market. Each quarter, we like to pull out some of the findings we deem most interesting. Here they are for the most recent report: Most Important Reasons to Buy a...

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Appraisals: Why You Must Now Sell Your House Twice

Banks have become very conservative when lending mortgage money today. With the current foreclosure challenges in the country, we can’t really blame them. The requirements now necessary to qualify for mortgages have gotten much more stringent and it seems will get even more stringent as we move forward. The banks want to make sure the prospective...

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Are you Ready to Buy your First Home?

Buying your first home is an exciting and serious experience. It takes money, responsibility and patience. Although homeownership has several advantages – it’s important to be truly ready before you purchase a home. While you decide if buying a home is right for you, it may be beneficial to rent. Check out Ruhl Property Management, a division...

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Baby Boomers Finding Freedom in Retirement

Within the next five years, more than one in five people will be aged 65+, and one in three households will be headed by someone in that age group according to the Joint Center for Housing Studies (JCHS) at Harvard University. This means that Baby Boomers will soon be the largest demographic demanding housing in the near future. Let's...

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Best Chance to Sell Your Home the First 5 Days on the Market

An interesting new study coming out of New Zealand reinforces the belief that getting home pricing correct on the first try greatly increases your home being sold. A new home on the market gets 4 times as many page views in the first 5 days as it does during the next week. So if the pricing of the home is wrong, odds of the home selling in...

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Best Time to Buy? Bottom of a Recession!

We’re there!  Most economists are saying the economy has bottomed out.  Seize the opportunity while interest rates are at a 50 year low. (Today, as I write this article, October 12th, interest rates are at 4.125% for a 30-year loan with no points and at 3.75% for a 15-year loan with no points.  And for smart people who refinance from a 30-year...

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Best Time to Sell Ever

Inventory is down 10% across the region, and prices are up. Homeowners who have contemplated selling should seize this opportunity to sell at top dollar. And Move-up buyers have the most to gain, as they can sell in a seller's market and buy in a buyer's market! Home prices have appreciated from 6% to 12% in our region over...

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Big Jump in Home Values in the Past Year

  Due to tremendous buyer demand for homes and limited inventory, home values have significantly increased. According to the Federal Housing Finance Agency, FHFA, the rate of appreciation in the MSA’s we serve increased...

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Black Friday Survival Guide

After hearing the good, the bad and the extremely ugly, many consumers still find the hunts on Black Friday a fun and adventurous family tradition.  Although this Blog post is not relevant to the housing market, Ruhl&Ruhl will not be discounting houses on November 23! We do fully believe in helping our community and clientele in any way possible....

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Blue Grass, Iowa

Blue Grass is a friendly Iowa farming community. The area was once a popular Indian trail between the Mississippi and Cedar Rivers. Once the prairie grass was trampled, grass with a bluish tint sprouted in its place. The blue grass that gave the city its name is long gone, but the quiet farming community is thriving. Blue Grass, Iowa is located...

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Blue Skies Ahead in our Local Real Estate Markets

DAVENPORT – The real estate market is back in our region. Sales volume is up in most of our markets for the first 6 months of the year compared to 2012 (see Regional Real Estate Activity Chart attached): Burlington Area                                 +11% Cedar Rapids Area                         ...

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Bruce Braley Speaks with Ruhl&Ruhl Realtors on Dubuque Tax Credit

It is likely many homeowners are unaware of the tax break advocated by U.S. Rep. Bruce Braley, local Realtors say. And they won't love finding out it's gone. Braley visited on Friday with representatives of the Dubuque Board of Realtors to discuss issues relating to the housing market. Braley is encouraging the extension of a federal tax deduction for homeowners with mortgage insurance. The deduction saves nearly 20,000 Iowans an average...

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Builders Respond to Changing Market

Since 2005, when our new construction market peaked, regional home builders have responded wisely by steadily adjusting new housing starts to market demand. 効果的なライブのやり方 その1 Their Sports midwestern conservatism and wisdom has saved our region from the irrational exuberance that has ravaged other new construction...

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Burlington, Iowa

From riverfront to new construction there are many great places to live in Burlington, Iowa. Click the link below for current statistics on Burlington real estate. Burlington, Iowa | Create infographics Click here to search homes for sale in Burlington, or contact one of our knowledgeable realtors to find out more about living in Burlington...

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Buying a Home Now Is a No-Brainer

You might not make a ton of money, but you’re unlikely to ever score a better deal. Is now the right time to invest in a house?  Trick question.  Actually it’s two questions.  Question 1: Is now the time to buy? Questions 2: Is buying a house a good investment? The first answer is easy: With a few exceptions, if you have 20% to put down...

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Buying a Home: Wants vs Needs

Starting to look for a home? Know what you want vs. What you need In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search. If...

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Buying a Home? The COST Is More Important Than the PRICE

We have often advised buyers to look at the COST of purchasing a house more than the PRICE of the home. Obviously, price is part of the cost equation. The other piece, assuming you are not an all cash buyer, is the mortgage rate. The mortgage rate to finance a purchase can have a dramatic impact on the overall cost. Recently, there are more people...

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Buying is Now 37.7% Cheaper than Renting in the U.S.

The results of the latest Rent vs. Buy Report show that homeownership remains cheaper than renting with a traditional 30-year fixed rate mortgage in the 100 largest metro areas in the United States. The updated numbers actually show that the range is an average of 17.4% less expensive in Honolulu (HI), all the way up to 53.2% less expensive...

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Can St. Joseph Sell your Home?  

There are many tips that promise to help bring a quick home sale. However, there is only one that requires a shovel and a prayer. Many people believe that burying a statue of St. Joseph in the yard will help a home sell faster. "In general, sales of Saint Joseph statues tend to rise when the market sours," said Lara Traina, director...

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Caroline Ruhl named 2015 Laureate of the Quad Cities Business Hall of Fame.

Caroline Ruhl, President of Ruhl&Ruhl Realtors, named 2015 Laureate of the Junior Achievement Quad Cities Business Hall of Fame. The Quad Cities Business Hall of Fame recognizes individuals who positively serve as role models and demonstrate an entrepreneurial vision to the overall growth and development of the Quad Cities. “It is wonderful...

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Catch a Buyers’ Eye – Top Rated Exterior Improvement Projects

For the homeowner who has not seen a great deal of traffic on their listed property, start to evaluate your curb appeal.  Real estate professionals nationwide have evaluated some time and cost effective exterior projects to catch a buyers’ eye and give you, the seller the best turnaround time on investment. When homebuyers are searching for...

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Cedar Rapids Real Estate Fall Update: Regional Markets Improving

Despite regional sales volume being down 1% in the first nine months, we are improving and definitely trending in the right direction! Sales Volume By Quarter Compared to 2013 1st 2nd 3rd Year-to-Date -9% -2% +4% -1% There is considerable variation from market to market - six of our markets are down year to date and seven of our markets are...

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Celebrating the Life and Legacy of Chuck Ruhl

Anyone who has met, or had the privilege of doing business with Charles A. Ruhl would agree that he had a special way with people. "Chuck," as he was known by most, had a natural ability of making everyone he met feel significant. "He could make anyone feel like they were the most important person in the world," said Caroline Ruhl, President...

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Changing Lives One Veteran At a Time

If you ask Kim Gould, she’d probably say she isn’t a hero, she just works with them. Kim, a Moline agent, works full-time as the Executive Director for the Iowa Chapter of Paralyzed Veterans of America (Iowa PVA). As the Executive Director, Kim coordinates events and fundraising for the chapter. Her job is not always easy, as the organization...

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Choosing an Agent

How to Select the Best Real Estate Agent for YOU. Once you have decided to list or buy a home, the next step is to find a real estate agent. The process of choosing a real estate agent can be overwhelming and confusing, but read over the following tips and you’ll be ahead of the game!! Have Choices -- Word of mouth and personal references...

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Cleaning Up the Negative Media on Housing

We here at KCM are often accused of allowing our belief in the benefits of owning a home to impact how we report on the housing market. We do not hide from the fact that we believe homeownership is a major piece of the American Dream. However, we still try to accurately report on the facts behind all industry news. Yet, there seems to be a consorted...

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Community Partnership Sets Goal to Revitalize South of Six

A local development project is not all business for a team working to change the South of Six area in Iowa City.  As a young boy, Brad Houser remembers growing up in the South District.  He fished in the ponds, went swimming and rode bikes with his neighborhood friends. Brad, in partnership with Steve Gordon and other builders and real estate...

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Comparing Real Estate To Other Investments

Since the subject of comparing real estate to other investments has come up, via Keeping Current Matter's article in Real Estate Magazine. Ruhl&Ruhl Realtors would like to take a closer look. There are two major advantages to investing in a home of your own rather than another option: You Can't Live in Your IRAWhen you buy your...

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Condo Sales Set the Pace in New Construction Market

Regional MLSs report a YTD increase of 7% in new home sales, energized by an 18% increase in the sale of new condos. New house sales were up 1% for the same period.  Sales increases were accompanied by an 11% decline in available inventory.  Some of the lower inventory numbers can be explained by current sales of older inventory and...

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Congratulations to Sam Rollins

Sam Rollins, a Realtor with the Davenport Office, successfully completed a demanding Public Affairs Officer Course in late July. Rollins is a seven year Iowa Army National Guard veteran, graduated with honors in the top 10 percent of his class, who were commissioned officers from the Army, Navy and Air Force. Sam Rollins currently serves with...

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Congress Passes Homebuyer Tax Credit

Congress Passes Homebuyer Tax Credit The House of Representatives voted overwhelmingly this afternoon to pass legislation containing an extension and expansion of the homebuyer tax credit, completing Congressional action and sending the tax credit to President Obama for his signature, possibly as early as tomorrow. The $8,000 homebuyer tax credit...

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Consider Cost Not Just Price

In today’s real estate market, buyers have a tendency to focus on price when searching for a new home.  But, they really should focus on the long term cost of a home. In November 2013, the Mortgage Bankers Association (MBA), the National Association of Realtors, Freddie Mac and Fannie Mae estimated a 1% increase in mortgage interest rates in...

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Davenport NOW Tax Incentive Extended

Davenport NOW, a city established tax incentive program that launched in July of 2009, provides a 50% rebate of the City’s share of property taxes for 10 years to people who build a home or renovate an existing property in Davenport, Iowa. The program has now been extended to June of 2014! Davenport NOW was passed to improve economic development,...

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Davenport, IA Passes Tax-Rebate Program: Davenport NOW

DAVENPORT-- Aldermen Wednesday approved a tax-rebate program for new home construction they hope will spur economic development. The program, known as Davenport NOW, rebates 50 percent of the city's portion of taxes on new assessed value for construction of more than $5,000, which includes additions to existing structures, for 10 years. According...

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Despite Old Man Winter, Cedar Rapids Real Estate Market Warming

CEDAR RAPIDS – Even with Jack Frost nipping at our nose – the Cedar Rapids real estate market is still warming up. Homes pending in November, meaning those real estate transactions that have a contract signed but have not closed, are up 3% this month compared to November 2011. Pending sales are a good predictor of the market one or two months...

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Distressed Sales: State by State

We have often written on the impact foreclosures and short sales have on the value of the house next door. The Center for Responsible Lending has done great reporting on the subject. It seems distressed properties will be a challenge we will need to deal with for some time. The National Association of Realtors (NAR) released their Existing Sales...

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DIY Home Energy Audit in 6 Easy Steps

Is your home squandering precious energy? Here’s how you can search out areas of energy waste that may be costing you money. By following up on problems, you can lower energy bills by 5% to 30% annually. With annual energy bills averaging $2,200, investing in fixes or energy-efficient replacement products could save you up to $660 within a year....

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Do Neighborhood Watch Groups Cut Crime and Insurance Costs?

Your neighborhood watch program isn’t guaranteed to cut crime in your community, but if it does, that can lower insurance costs and raise property values.   Some studies report a reduction in crime after a watch starts, while others found an increase, according to a study by the U.S. Department of Justice. The DOJ report looked at 18 studies...

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Does It Make Sense To Buy a Home?

The financial turmoil we have experienced over the last five years has definitely taken it's toll. It has especially been a difficult time for real estate. Nationally, values have fallen over 25% and there may be more softening in prices to come. We realize that this has caused difficulty, and in some cases, heartbreak for many families. People...

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Don’t Wait! Move Up to the Home You Always Wanted

Now that the housing market has stabilized, more and more homeowners are considering moving up to the home they have always dreamed of. Prices are still below those of a few years ago and interest rates are still around 4%. The holiday season is almost over, we think it is about time you give yourself the perfect gift: Your Dream Home. ...

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Don’t Let the Cold Get you – Winterize your Vacant Home

If you have a house that is going to be vacant this winter it is important to winterize the property. Failure to do so can cause dramatic and costly damage. Don’t get caught by surprise; here is a checklist of what needs to be done to protect your vacant home. Turn down the thermostat so the house will stay at 50 – 60 degrees Fahrenheit....

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Don’t Let the Cold Get you – Winterize your Vacant Home

If you have a house that is going to be vacant this winter it is important to winterize the property. Failure to do so can cause dramatic and costly damage. Don’t get caught by surprise; here is a checklist of what needs to be done to protect your vacant home. Turn down the thermostat so the house will stay at 50 – 60 degrees Fahrenheit....

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Drive-In Movie Theater in Blue Grass, Iowa

If you have driven by Blue Grass, Iowa recently you may have noticed some “giant cubes” sticking out of the ground. This construction at 774 W. Mayne Street confounded residents as to what could be happening in their small farming community. To their delight, it was something that the Quad Cities has not had in over 25 years – a drive-in...

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Dubuque Iowa Listed Within Top 10 Great Cities

  Dubuque is a great place to live! Of course we always knew that but Kiplingers Personal Finance Magazine thinks it too. According to Kiplinger, what makes a city great is: “good jobs, reasonably priced homes, decent schools, great health care and manageable size are all a part of the mix.” Dubuque, rated #10 on Kiplinger’s recent list of Great Cities That Have It All.  Kiplingers started with the metro areas that have a population...

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Dubuque Office Hosts Annual Charity Kickball Tournament

  Are you ready for some kickball?! This second-annual tournament, hosted by our Dubuque real estate office, will be the busiest place in town on Saturday, August 20. With three fields of competition, food and drinks available for purchase, and an entire fun zone for kids, you can bring the whole family. Come out and enjoy food provided by Papa John's Pizza, Mason Dixon Saloon, and more! Plus, a jungle gym and bounce houses will...

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Dwindling Condo Sales Stall New Construction Market

A modest increase in new house sales has been offset by a continued reduction in the number of new condos sold across the region in 2014. Multiple Listing Services report a 2% increase in house sales and a 12% decrease in condo sales, combining for an overall unit sales decrease of 3% versus the same period last year. New home sales across the...

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Early March is a Great Time to Put Your House on the Market

Recent local trends show that putting your house on the market as soon as possible in March gives you an advantage for the spring market.  This is because after a dip in the number of listings in winter, there is a significant uptick in March. Last year, only 400 homes were listed in February but this increased 38% to 550 homes in March.  By...

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Eight Things Homesellers Risk When They For Sale By Owner

There are a few things throughout your life where you should put your trust in a professional. You may want to think twice before you perform your own root canal, as there are plenty of risks involved when you’re not properly trained for the job. Believe it or not, there are lots of risks involved when you choose to sell your home without...

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Energy Efficiency and You

We’ve all heard that a green home can save you money, but how many of us have taken the steps to make our houses energy-efficient? Check out these top five tips from RIS Media’s “Ask the Expert” to make your home as green as can be. Insulation is key: Without proper insulation, a home can lose up to 40 percent of cooled or heated air....

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Eric Schlutz Elected President of Realtors Land Institute

After years of serving the Realtors Land Institute (RLI) Iowa Chapter #2, Eric Schlutz was sworn in as President on September 16, 2014. Schlutz, manager of the Ruhl&Ruhl Realtors Muscatine Office and Realtor serving the Muscatine area, is experienced in farm and land brokerage and has worked to help educate others in the industry. “Eric...

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Even the Naysayers Are Saying To Buy Now!

Business School professors Eli Beracha of East Carolina University and Ken H. Johnson of Florida International University have done extensive research on which makes more sense financially: to rent or own a home. They published, Lessons from Over 30 Years of Buy versus Rent Decisions: Is the American Dream Always Wise? In their paper, the professors do...

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Excellence in Education in Geneseo

When driving through Geneseo, Illinois it is not uncommon for a complete stranger to wave or start a conversation. This was experienced firsthand while visiting. With the new school year just starting there was one topic on everyone’s mind – the advantages and benefits of the Geneseo School District. “We pride ourselves on the school district...

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Experts on Real Estate

Our agents are experts because we learn from experts.  View one of our instructors on Fox and see what he says about now being the time to SELL! Keep checking RuhlHomes.com for the most up to date information on the real estate market! Steve Harney on Fox Business News from Steve Harney on Vimeo. ...

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Fall 2016 QCBR Parade of Homes

We are excited to announce the line-up of homes for the 2016 Fall Parade of Homes on September 17, 18, 21, 24, and 25. Please join us at this free event weekends from 1:00 p.m. - 5:00 p.m., and Wednesday from 5:00 p.m. - 8:00 p.m. According to Dave Falk, director of new construction and development for Ruhl, there has been a "resurgence...

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Fall 2019 QCBR Parade of Homes

We are excited to announce the line-up of homes for the 2019 Fall Parade of Homes from September 21-22, 25, 28, and 29. Please join us at this free event weekends from 1:00 p.m. - 5:00 p.m., and Wednesday from 5:00 p.m. - 7:00 p.m. There are a variety of builders and subdivisions on display this year, so be sure to check them all out! A total of 14 homes will be on parade this year, with 5 shown by Ruhl agents. Check out the builders,...

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Family Friendly St. Patrick Day Events

You may have heard the saying, “If you’re lucky enough to be Irish - you’re lucky enough!” But you also might have heard the expression, “Everyone is Irish on St. Paddy’s Day.” Whichever quote you chose to support,...

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Fannie Mae Announces 3.5% Buyer Assistance on REO Properties

Fannie Mae announced Monday that borrowers purchasing a Fannie Mae-owned property through HomePath, the GSE’s REO disposition operation, will receive up to 3.5 percent in closing cost assistance. The initial offer must be submitted on or after April 11, 2011, and the sale must close on or before June 30, 2011 to be eligible for the incentive....

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Father’s Day Traditions At Ruhl&Ruhl

Remember the time your dad taught you how to fish? Or when he was teaching you how to drive, and you almost wrecked his car? What about those yearly summer traditions you had like going to the movies on Monday nights or having a big family dinner for Father’s Day? Well, we here at Ruhl&Ruhl love celebrating family traditions, and Father’s...

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Featured Community: Thomson, Illinois

Every other week, Ruhl&Ruhl Realtors will be featuring a community that we serve. This week it's Thomson, Illinois - the Melon Capital of the World! Click the link below for some current statistics on Thomson real estate, including the current number of homes for sale in Thomson. Thomson, Illinois | Create Infographics And to see current...

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Federal tax credit continues to draw new home buyers

After two months of solid house-hunting, newlyweds Adam and Jackie Haut have become quite schooled in what to look for in a house and what to avoid. Under the guidance of their Realtor, Sharon Tahere of Ruhl&Ruhl Realtors, they've picked up tips such as inspecting the mechanicals and roof, checking for signs of a wet basement and looking...

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FHA Mortgage Insurance Changes Coming April 9th

Soon it will cost a little more for some mortgage loans. The Federal Housing Authority (FHA) will have a new premium structure for FHA-insured single-family mortgage loans, increasing the Annual Mortgage Insurance Premium (MIP) it collects by 0.10 percent. These premium changes will impact new loans insured by the FHA, effective April 9, 2012....

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FHA Reduces Annual Insurance Premiums

U.S. Housing and Urban Development Secretary, Julien Castro, announced that the Federal Housing Administration (FHA) will reduce the annual premiums new borrowers will pay by half (.5) a percent. “What this means, is that going forward their mortgage insurance will be roughly 35%- 40% percent cheaper, depending on down payment, than it...

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Fifth Generation Joins Ruhl&Ruhl REALTORS

After 148 years in business, the fifth generation of the Ruhl family joins Ruhl&Ruhl REALTORS. Chris Beason, son of Caroline Ruhl, President of Ruhl&Ruhl REALTORS, is now working as a Realtor in the company’s Davenport office.   Chris was born and raised in the Quad Cities and has grown up in the real estate business. After graduating...

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Finding or Selling Your Home while using Social Media

More and more people are taking their home search out of the car and onto the computer. With our great new site, ruhlhomes.com, it’s easy to search for a home from the comfort of your living room. Online websites have taken a lot of the leg work out of finding the perfect home. But many people aren’t utilizing social media, like Facebook,...

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First-Time Homebuyer Tax Credit Repayment

There have been lots of questions about the 2008 First-Time Homebuyer Tax Credit, so Ruhl&Ruhl put together this information to help. As always, please talk to your tax advisor with questions that are specific to you or your family. Before addressing repayment a brief look at the history of the homebuyer tax credit: The original tax credit...

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First-Time Homebuyers Savings Program and What it Means for You

Beginning January 1 of 2018, those looking to become first-time homebuyers in Iowa will have a new resource available to them. Governor Terry Branstad signed the legislation to make the First Time Homebuyers Savings Program official. This program authorizes tax-preferred First Time Homebuyer Savings Accounts. This account has to be in the name...

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Five Reasons Iowa is SO Much Better than New York City

A guest post by Director of Marketing - Jenny Parvin 1. You can afford a home - a real one with a nice backyard. Look! Here's mine! All of my friends have houses too - and we've had ours for awhile. You don't have to wait until you are mid-career to own here. Plus, my commute is 10 minutes! (10 minutes! Sometimes I ride my bike!)...

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Five Things to Love About the New mobileRUHL

1. New Look and FeelmobileRUHL has been renovated from top to bottom. You will see a more attractive interface, which includes more photos overall. Scroll through the gallery to see photos of listings, or view the map to see homes available in a specific area. Any way you view it, you can't lose. 2. More Information AvailableWhen...

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Five Tips for the First-Time Homebuyer

We’re hearing more and more about the difficult market for first-time homebuyers, but we want you to know that Ruhl&Ruhl is here to help. A Ruhl&Ruhl Realtor® will be there for YOU, and ensure your questions are answered. Plus, all offices have their very own RuhlMortgage officer there to help answer any financial questions you may...

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Fixed-rate Mortgages Fall to 6-Month Lows

Local lenders saw rates on 30-year and 15-year, fixed-rate mortgages move to a six-month low this past week, an important factor in the housing market recovery. Jane Schneider, President of 1862 Mortgage, said rates have slipped again presenting a great opportunity for buyers, as well as those ready to refinance. The average 30-year fixed-rate...

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Flood Insurance Rates May Rise for Homeowners

There are 5.6 million property owners in over 20,000 communities across the country that depend on the National Flood Insurance Program (NFIP) for flood insurance. In July 2012, the U.S. Congress passed the Biggert – Water Flood Insurance Reform Act of 2012 (BW-12). This calls on the Federal Emergency Management Agency (FEMA) and other agencies...

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For Buyers: The Financial Opportunity of a Lifetime?

We often point out that a buyer should be more concerned about the COST of a home rather than the PRICE. Price obviously is a component of cost. However, unless you buy all-cash, you must also be concerned about the financing of the purchase. The price and the financing together determine the cost of a home. Today, we want to look at only the...

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Foreclosures Decreasing: Exploring the Short Sale Option

RealtyTrac released its U. S. Foreclosure Market Report for November 2010, which shows foreclosure filings were reported on 262,339 U. S. properties in November, a 21 percent decrease from the previous month and a 14 percent decrease from November 2009. One in every 492 U. S. housing units received a foreclosure filing during the month. Both...

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Foreclosures: Bringing Clarity to the Confusion

Headlines created by the numerous foreclosure reports often contradict each other. One headline announces foreclosures are rising while the next talks about the decrease in foreclosure numbers. This has led to tremendous confusion regarding the issue. Let’s bring some clarity to the data. There are five individual stages of the foreclosure process that are reported: 1.) 90+ Day Delinquencies Once a homeowner falls three months behind...

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Four Things You Should Do This Fourth of July

See a fireworks show Whether you watch the Macy’s Firework Show on NBC or you go to a local park to watch the fireworks, they are a tradition on the fourth that can’t be missed. Check out these local fireworks shows: Bettendorf, Burlington, Cedar Rapids, Clinton, Davenport, DeWitt, Dubuque, Iowa City, Maquoketa, Moline, and Muscatine. ...

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From Residential Investments to Real Estate Wealth

Financial freedom occurs when your income from investments exceed your expenses. This can be accomplished in a variety of ways, from the stock market to investing in rare coins, but none have the benefits that investing in real estate can provide. Join Greg Rand, CEO of OwnAmerica and host of the Fox Business Network’s “Where to Invest Now,”...

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Funds Available for Military Homebuyers in Illinois

A new financing package is being offered to help all qualified Illinois veterans, active military personnel, reservists and Illinois National Guard Members with the purchase of a home. The financing package, Welcome Home Heroes, through the Illinois Housing Development Authority provides qualified veterans or active reservists a $10,000 forgivable...

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Geneseo Go-Giver

If giving were a competition, Olivia Egert would definitely place. Olivia, daughter of Ruhl&Ruhl Realtors sales associate, Penny Egert, is competing in the Miss Blackhawk Valley Pre-Teen competition this weekend, but her real passion is giving back to those in her community. “Olivia is honestly fundraising 24/7!” Penny said. “She plays...

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Get Silly, Outside for St. Patrick’s

The Quad Cities Saint Patrick’s Day Grand Parade is special to many, and JJ Condon, Ruhl&Ruhl Realtor and Applestone Homes Owner, is one of them. “I love the St. Patrick’s Day Grand Parade because it’s the unofficial start of spring in the Quad Cities,” said Condon. “Some years we get beautiful weather; other years it’s still...

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Going for Gold

From Left: Becca Poirier, Abby Yohe, Katie Yohe Many Americans have cheered on the good ole USA this year for the Olympics in Sochi, Russia, but for Ruhl&Ruhl employees Katie Yohe and Becca Poirier, it hits home. Andy Yohe, Katie's husband and Becca's brother-in-law, is the captain of the 2014 United States Paralympic Sled Hockey...

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Great Time to Sell Your Home in Our Region

Start to Ruhl your move at ruhlhomes.com! Inventory of homes for sale is down, and there is pent up buyer demand. Home prices are going up, and low interest rates make buying another home affordable. All of these factors combined create favorable conditions for prospective home sellers in our region. Inventory of Homes for Sale is Down We consider...

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Happy 40th Anniversary Roni!

Throughout her 40 years at Ruhl&Ruhl Realtors, Roni Pianca has been a leader, a mentor, an inspiration, a shoulder to cry on, a laugh when you need it most, and one of the most important members of the Ruhl Family. Roni began her journey with Ruhl by missing her initial job interview because she couldn’t find the office. Her adventures...

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Harry Blewett Awarded Dubuque Realtor of the Year!

We are excited to announce that Harry Blewett of the Ruhl&Ruhl Realtors Dubuque Office has been awarded Realtor of the Year by the Dubuque Board of Realtors. "Harry is the consummate professional. He is honest, hardworking and committed to the Code of Ethics," the Board said. "He has a big heart and is respected by all of his fellow Realtors." Voted on or selected by his peers, the "2014 Realtor of the Year" award is given to the real...

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Head Shave for Hospice

After nearly six months of growing his hair (and many hairstyles, much to the ado of his agents!), Jeff Hefel, Ruhl&Ruhl’s Dubuque Manager, posed the following challenge: Raise $2,000 for Hospice of Dubuque and I will shave my head – raise it by June 1, and I will wear a Mohawk for a week! After raising $2,230, here are the results!...

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Health Care Bill Includes New “Real Estate Transfer Tax”

A few months ago, a health care bill turned the country upside down on the subject of the “National Real Estate Transfer Tax.”  Both sides have argued whether or not the new “Real Estate Tax” exists.  Some might even be asking what a Transfer Tax is.  Unlike property taxes, real estate transfer taxes are state and local taxes that are...

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Help Us Honor the Military

Dear Faithful RuhlBlog Reader, As we enjoy the summer with our family and friends – whether we’re on the river or around the barbeque – we should pause to remember why we have our freedom by celebrating and honoring all of the men and women who have served our country in the past and those who continue to serve. During the month of July,...

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High Demand for Affordable Housing

We continue to have a bifurcated market with strong demand for and low inventory of affordable homes for sale, but low demand for and abundant inventory of expensive homes for sale. Recall that fewer than 4 months of inventory is a seller’s market, 4-6 months is balanced, and greater than 6 months of inventory is a buyer’s market. Below is...

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Home Improvement for Your Health

Home repairs can be costly, but they can also provide plenty of benefits for you and your family. A simple siding replacement of $14,000 can add $8,600 to your resale value. However, we have all heard about the great benefits of resale value when upgrading. Now, according to surveys released by the National Association of Realtors, we have learned...

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Home Improvements to do Before Spring

As the snow starts to melt, it's time to consider some updates and ways to save yourself some money! With spring just around the corner, (we promise it will come!) here are a few home improvement ideas that you can do while you are still stuck inside. 1.     Update light fixtures and replace light bulbs: Are you tired of that brass light...

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Home Prices Appreciating in the Cedar Rapids Region

  The eastern Iowa region continues its steady climb in home price appreciation – with the Cedar Rapids area showing positive gain. In the Cedar Rapids region, home prices are up 1.20% in the past year. This data is provided by the Federal Housing Finance Agency (FHFA) for the 2nd quarter of 2014 (see chart and website below). Nationally,...

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Home Prices Continue to be Strong in our Markets

Our local markets are reaping the benefits of stronger home prices compared to the rest of the country, ranking in the top 15% in the nation. Nationally home prices have fallen 19.16% in the last five years, but all of our markets’ home prices are up: 7.84% in Dubuque; 3.25% in the Quad Cities; 3.04% in Iowa City; and 1.72% in Cedar Rapids....

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Home Prices Continue to Rise in Local Markets

Our eastern Iowa markets continue to have steady and stable growth in home price appreciation. Nationally home prices have increased only.15% in the last five years, larger increases are found in all of our local markets’ with home prices up: 9.71% in Dubuque; 5.32% in Iowa City; 1.33% in Cedar Rapids; and 3.93% in the Quad Cities. This compares...

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Home Prices Stable in Our Markets

Our markets continue to be shielded from the rest of the country’s harsh decline in home prices, with our markets seeing a distinct increase, especially in the Quad Cities and Dubuque.        Nationally home prices have fallen 17.50% in the last five years, but all of our markets’ home prices are up: 8.51% in Dubuque; 6.35% in the...

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Home Prices Steadily Rising in our Local Markets

DAVENPORT – Slow and steady wins the race! Our eastern Iowa markets continue to have steady and stable growth in home price appreciation. Nationally home prices have fallen 9.15% in the last five years, but all of our markets’ home prices are up: 7.01% in Dubuque; 1.95% in Iowa City; 1.48% in the Quad Cities; and 0.74% in Cedar Rapids. This...

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Home Prices Steady in our Markets

Our local markets continue to have stable growth in home price appreciation, ranking in the top 39% in the country. Information courtesy of the Federal Housing Finance Agency (FHFA) for fourth quarter 2012. FHFA stats always run one quarter behind. Their full report is available at www.fhfa.gov. *Rankings based on annual percentage change in...

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Home Prices Strong in our Markets

Home prices in our markets continue to be resilient when compared to the rest of the country, ranking in the top 16% in the nation. Nationally home prices have fallen 18.56% in the last five years, but all of our markets’ home prices are up: 8.06% in Dubuque; 5.23% in the Quad Cities; 2.39% in Cedar Rapids; and 2.27% in Iowa City. This compares...

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Home Prices Up in Our Markets

Our local markets continue to provide much more stable home prices than the rest of the country. Real estate continues to be a great investment in our region – based on the appreciation in our markets over the past five years. While nationally home prices have fallen 4.41%, in our markets prices are up: 5.69% in Cedar Rapids, 7.83% in the Quad...

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Home Sales Brisk and Prices Appreciating

Fueled by low interest rates, the first half of 2016 saw a 10% increase in sales volume and a 4% increase in average sales price. There were 5% more properties sold, and there were 12% fewer properties listed for sale. Check out some of our top performing markets: We like to compare this information to the top performers in the first half of...

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Home Sales: Investors Are About to Return

Sales in the housing industry have remained stagnant over the last several months. Though certain categories of purchasers have remained stable and even increased, the number of cash buyers and investors has dramatically decreased. Researchers from Capital Economics recently reported: “The firm has found that since January, the number of homes...

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Home Staging Tips for Fall

The fall season is all about change. If your home is still on the market, it may be time to modify your home staging strategy. By changing your home with the seasons, potential buyers are more likely to feel like your house could be their future home. Bring in the Scent of Fall: Burn an apple candle or boil cinnamon sticks on the stove. Another...

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Homebuyer Tax Credit FAQ

Question: Existing homeowner credit: Must the new house cost more than the old house? Answer: No. Thus, for example, individuals who move from a high cost area to a lower cost area who meet all eligibility requirements will qualify for the $6500 credit. Question: I am an existing homeowner. On October 25, 2009, I signed a contract to purchase...

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Homesnap: Your New Mobile Resource

Ruhl&Ruhl Realtors is transitioning from mobileRuhl to a new, award-winning mobile application called Homesnap. Homesnap, a nationwide, user-friendly application, is now available in the Quad Cities, Clinton, Cedar Rapids, Muscatine, and Burlington. The application will be available soon in all other markets. Homesnap is a state-of-the-art...

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Hooah Quad Cities’ Resources for Veterans

Hooah! Quad Cities began as a military awareness and appreciation campaign to uphold the importance of the defense industry in the Quad Cities, and specifically to make the community more aware of the importance of the Rock Island Arsenal. Hooah!’s mission was to instill community pride for our local military member, veterans and families, and...

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House Hunting in the Palm of your Hand

Between trying to please his wife with a big backyard and his desire to live by a bike path, Brian Gartner knew he needed something to ease his home search when moving across the state of Iowa. Luckily, Brian's trusted Ruhl&Ruhl agent, Regen Johnson, had the perfect solution. She told Brian about Ruhl&Ruhl's mobile app,...

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House Prices Continue Appreciating

House prices continue steady growth in the eastern Iowa and northwestern Illinois region, along with the rest of the country. Nationally, house prices have increased 9.93% in the last five years, as reported by the Federal Housing Finance Agency (FHFA). In our local markets the gains, while not as large, continue to be positive. Home prices...

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House Sales in the U.S.

                                  Keep checking RuhlHomes.com for the most up to date information on the housing market. Graphic provided by: KCM Blog

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Housing Market in Q-C ‘bubbling’

The Quad-City housing market remains strong, according to the annual prediction of a national real estate firm. Housing Predictor, an independent real estate research firm based in Destin, Fla., ranked the Quad-City region 24th on its Best 25 Real Estate Markets, according to editor Mike Colpitts. The ranking looked at 234 U.S. markets. The survey...

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Housing Market Stabilizing in Cedar Rapids

We have been on a roller coaster ride for the past 18 months, with residential sales roaring ahead, then falling back and now slowly, but steadily, stabilizing and gradually improving. For the first six months of 2014, the total number of properties sold in our eastern Iowa, northwestern Illinois and southwestern Wisconsin region is down 4%,...

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How Much Should You Put Down?

Like most questions, the answer is “it depends”. Today, I thought I’d give you some things to consider. Let’s begin the discussion with loans that don’t require Mortgage Insurance. The suggestion is to borrow as much as you can afford. As an example, borrowing $310,000, as opposed to $300,000, will increase your mortgage payment by...

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How Supply & Demand Impacts the Real Estate Market

The concept of supply and demand has been reiterated to you for years: The best time to sell something is when supply of that item is low and demand of that item is high. This guarantees that the price for that item increases as supply lowers. This is exactly what is happening in today’s real estate market! In our markets, 4-6 months of inventory...

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How to Assess the Real Cost of a Fixer-Upper

Trying to decide whether to buy a fixer-upper house? Follow these seven steps, and you’ll know how much you can afford, how much to offer, and whether a fixer-upper house is right for you. 1. Decide what you can do yourself TV remodeling shows make home improvement work look like a snap. In the real world, attempting a difficult remodeling...

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How to Host a Stress-Free Thanksgiving

Hosting Thanksgiving dinner can be fun and exciting. Unfortunately, it can also be stressful. It is easy to get overwhelmed during any holiday you are hosting. The key to success? Have a plan and get as many preparations done before as you can. We came up with a few tips and tricks to get you through hosting a Thanksgiving meal. 1. Make your...

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How To Make An Offer that Will Be Accepted

You have finally found the house of your dreams. It is priced right and is receiving a lot of attention from other buyers. You don’t want to miss this opportunity so you are ready to put in an offer with the real estate agent immediately. What can you do to guarantee your offer is the one accepted? Financially, offers can be broken down into...

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How to score an offer

You know the house -- the nice brick one you drive past every day. The Smith family lives there, and it's been on the market for months without a buyer. Yet, there's the Jones' house, same model, just around the corner. That yard sign hasn't been up for more than a few weeks and it already says "under contract." What...

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If Prices Are Falling, Why Are the Rich Buying?

There is an interesting phenomenon taking place in the real estate market. While house prices are falling, the rich are starting to purchase. DataQuick Information Systems reported last week that sales on homes $1 million or more rose 18.6% last year after four consecutive years of decline. This is at the same time that sales outside of this price...

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If Your Goal Is to Buy Low, Buy Now!

There is a very famous saying which asserts “Sell High, Buy Low”. It is obviously great advice no matter what the investment. Below is a graph showing the cycle of investments. It shows the points of maximum risk and maximum opportunity when purchasing. We want to sell high (point of maximum risk) and buy low (point of maximum opportunity)....

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Illinois Quad Cities Housing Market is up 27%

Ruhl&Ruhl Realtors measures all regional housing activity on a quarterly basis in Western Illinois and Eastern Iowa.  In the first half of the year, the Illinois Quad Cities market was up 27% in sales volume over the first half of 2014.  This compares to a 6% increase in sales volume in the Iowa Quad Cities. The Three Top-Performing Markets...

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Increasing Demand Increases Value of Farmland

The value of farmland is on the rise because of an increasing demand. Although prices vary based on location and size of parcel, high-quality crop land in the Quad-Cities region and western Illinois is selling for about $8,000 to $9,000 an acre, according toDennis Stolk, of Ruhl & Ruhl's Davenport Farm & Land division. Mr. Stolk said...

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Inside Look at the Life of a Real Estate Agent

In a previously recorded podcast, we sat down with Bettendorf sales manager, Matt Schwind, to uncover his motivation for becoming a Realtor. His “why.” Although Matt no longer sells, he shares with us what initially drew...

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Iowa City Office hosts Toys for Tots Drive in Coralville

Ruhl&Ruhl REALTORS' Iowa City office is teaming up again, with Theisen's in Coralville, for our 3rd Annual Toys for Tots Drive. Stop by the Coralville Theisen's store on Saturday, December 7th between 9AM and 3PM and purchase an extra gift or two to donate before you leave! Already have a gift you'd like to donate? Then just drive-thru in front of the store and we can collect your toys right from your car! Help us bring some...

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Iowa City Region’s Home Prices Appreciating

The eastern Iowa region continues its steady climb in home price appreciation – with the Iowa City area showing positive gain. In the Iowa City region, home prices are up 2.38% in the past year. This data is provided by the Federal Housing Finance Agency (FHFA) for the 2nd quarter of 2014 (see chart and website below). Nationally, home prices...

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Iowa Cropland Values Up in Last Six Months

The Land Trends and Value Survey, presented by the Iowa Farm and Land Chapter #2 REALTORS Land Institute, reported a statewide average increase of 0.9% for tillable cropland values from September 2016 to March 2017 period. Combining this increase with the 3.7% decrease reported in September 2016 indicates a statewide average decrease of 2.8% for...

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Iowa Cropland Values Up in Last Six Months

The Land Trends and Value Survey, presented by the Iowa Farm and Land Chapter #2 REALTORS Land Institute, reported a statewide average increase of 0.9% for tillable cropland values from September 2016 to March 2017 period. Combining this increase with the 3.7% decrease reported in September 2016 indicates a statewide average decrease of 2.8% for...

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Iowa Farmland Increased 18.5% in Value

The value of cropland across the state of Iowa continues to be on the rise, along with high demand. The Land Trends and Value Survey, presented by the Iowa Farm and Land Chapter #2 REALTORS Land Institute, reported a statewide average increase of cropland values of 18.5% for the year from September 1, 2011 to September 1, 2012. This follows an...

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Iowa Farmland Increased 25.4% in Value

The value of cropland across the state of Iowa is dramatically on the rise, along with high demand. “Demand for cropland in our area is the strongest I've ever seen,” said Tom Marcus, Ruhl&Ruhl Realtor in the Maquoketa area, who has been selling farmland since 1975. “In greatest demand is high quality cropland Corn Suitability Rating...

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Iowa Farmland Value Decreases, but Demand Stays Strong

Despite a decrease in the value of cropland across the state of Iowa, there continues to be high demand for certain types of land. The Land Trends and Value Survey, presented by the Iowa Farm and Land Chapter #2 REALTORS Land Institute, reported a statewide average decrease of cropland values of 4.2% for the year from March 1, 2013 to March 1,...

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Iowa Finance Authority: Military Service Member Homeownership Assistance

The Iowa Legislature created the Military Service Member Homeownership Assistance Program (MHOA) in 2005 to help eligible armed forces service members purchase a primary residence in Iowa. The program provides up to $5,000 that may be used toward down payment on a qualifying home purchase and/or closing costs on a qualifying first purchase money...

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Iowa High School Graduation Rates are Up

According to the Iowa Department of Education, the state’s high school graduation rate has increased for the fifth year in a row. About 90 percent of students in Iowa’s 2015 graduating class completed high school within four years. The graduation rate has steadily increased from 88.3 percent in 2011. Officials say Iowa became the first state...

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Iowa housing market stable

The Iowa Association of Realtors is reporting a glimmer of positive news in its annual 2011 Housing Trends Report, out this month. It says home sales were up statewide in December, for the fifth consecutive month, and steady throughout 2011. Rob Cook is a realtor for Ruhl&Ruhl REALTORS in Dubuque, a real estate blogger and self-proclaimed...

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Iowa Top Workplaces include Ruhl&Ruhl Realtors

The state of Iowa is known for having a dedicated and diligent workforce and Ruhl&Ruhl Realtors is proud to be included. Ruhl&Ruhl has been selected as one of the 2014 “Iowa Top Workplaces,” a list of the best places to work in the state of Iowa. The evaluation for the Top Workplaces program is based upon feedback from an employee...

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Is a Short Sale or a Foreclosure My Best Option?

We get asked this question quite often. In a rapidly changing market, it is difficult to give absolute answers. Much depends on your family’s personal situation. However, if you realize that you can no longer make the payments, you may have to decide between doing a short sale or letting the home go to foreclosure. Here are three things you...

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Is Buying Right For You?

Have you ever found yourself stuck between a rock and a hard place? Like trying to decide between renting or buying? There is no golden choice here, as everyone lives a different lifestyle. However, one may be the better option for you. Matthew Frankel shared his top five reasons for owning and some good questions to consider, so that you could...

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Is It Time for Young Families to Buy a Home?

We have reported that almost six million adults between the ages of 25 to 34 are currently living with their parents. That number reflects an almost 50% increase since 2003. These young adults are now being advised to jump into homeownership. Who are the people selling them on the American Dream? Their parents! It seems that parents of some...

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Is It Time to Invest in a Rental Property?

With house prices inching up and rents skyrocketing, this could be the perfect time to invest in single family residential real estate. And if you do, you won’t be alone. According to the National Association of Realtors’ (NAR) 2012 3rd Quarter Metro Area Report says “Investors…accounted for 17 percent of all transactions in the third...

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Is There a 3.8% Sales Tax on Homes in the Health Bill?

We have received many questions about a possible 3.8% sales tax which will be put on home sales beginning 2013. Ruhl&Ruhl would like to take this opportunity to do our best to clarify this situation for everyone. Understand that, when it comes to IRS regulations, you should check with your accountant for the most accurate and up-to-date information....

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Is There a 3.8% Tax on Homes in the Health Bill?

As the presidential debates start to heat up, there will be comments about the Administration's Health Care Bill. We are again getting many questions about a possible 3.8% tax on home sales that some claim is in the bill. To answer these questions, we have decided to re-run a blog post we did a couple months ago. We have received many...

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It’s Time to Buy (or Refinance)

 “Housing is more affordable than it’s been in a generation. I think it is a good time to become a home owner because it’s so affordable today compared to where it’s been for generations,” stated HUD Secretary Shaun Donovan.  This is a great time to buy in our region – and here is why: 1. Our Region’s Real Estate Market is healthier...

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Karl Larsen Awarded Iowa City Newcomer of the Year

Karl Larsen, a Realtor in the Ruhl&Ruhl Iowa City office, has been awarded the Newcomer of the Year by the Iowa City Area Association of Realtors. "Karl earned and deserves this award as there is no harder worker," said Travis Hiatt, Managing Broker of the Ruhl&Ruhl Realtors Iowa City office. "I'm very proud of...

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Knowledge is Power

Guest Post by Bettendorf Sales Manager, Matt Schwind Is this the year you buy a house? As a manager of a real estate office, I can tell you that, although it's only February, the sales activity in the market has already started to pick up. It's been a mild winter, and the warmer weather tends to accelerate the housing market in the Quad...

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Kristin Mayo Receives Community Betterment Grant

An organization in eastern Iowa will have a little extra money in their pockets soon, due to the efforts of local resident Kristen Mayo! Kristin Mayo, loan officer with Ruhl Mortgage – Dubuque, received the most votes for her clients’ entry, in the Under Construction Homeownership Contest sponsored by the Iowa Finance Authority.  With...

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Lack of Listings Slowing Down the Market

The real estate market is moving more and more into a complete recovery. Home values are up. Home sales are up. Distressed sales (foreclosures and short sales) have fallen dramatically. It seems that 2017 will be the year that the housing market races forward again. However, there is one thing that may cause the industry to tap the brakes: a...

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Land Values Decrease in Iowa

The Land Trends and Value Survey, presented by the Iowa Farm and Land Chapter #2 REALTORS Land Institute, reported a statewide average decrease of 3.7% in cropland values from the March 2016 to September 2016 time period. Combining this decrease with the 5% decrease reported in March 2015 indicates a statewide average decrease of 8.6% for the...

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Let’s Kick Poverty so Everyone gets Home!

Ruhl&Ruhl Realtors Dubuque office has a vision; a vision where all families have access to safe and affordable housing in their community.  Though it sounds impossible to some, by teaming up with the community they are taking steps to kick poverty once and for all – with a charity kickball tournament. “You always hear the story of someone...

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Limited Inventory for First-Time Home Buyers

According to a recent article from RIS Media, first-time buyers are struggling with limited inventory and high prices. With 10 percent fewer entry-level homes on the market this year compared to last, values in this segment are rising faster than half of the largest U.S. housing markets. As we enter the “home-shopping season,” or summer as...

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Linking IN

Using Right Right Tools: LinkedIn Tool Box     Recently, an  article came out from the Wall Street Journal as to how not using LinkedIn could be hurting your career. This particular piece of wall street literature applies to a variety of industries, but it really hits home with the Real Estate industry.     However,...

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Loan Officer Receives Community Grant

Melanie Hinman, Loan Officer for 1862 Mortgage, has received a $2,500 Community Betterment Grant for her participation in a statewide contest. The Meaning of Homeownership Contest was a partnership between the Iowa Finance Authority and the Iowa Association of Realtors to energize Iowans about homeownership this summer. Iowa Realtors and lenders...

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Luxurious Apartment Living with a View

Ruhl&Ruhl Realtors' Property Management department is excited to announce a partnership with new luxurious apartments for lease overlooking Downtown Davenport and the Mississippi River Valley in the completely renovated Kahl Mansion. The Gold Coast Apartments are an upscale, active community for adults 50 plus. ...

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Make your move- 8 Money Saving Moving Tips

Are you making a move soon? Although the idea of getting into your new home caries a lot of excitement the moving process itself can be stressful. So, here are some money saving tips that will help you save a little bit more amongst the 16.7 million household moves per year. 1)      Unload What You Don’t Need:  Ask yourself, what do I...

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Markets Steadily Improving

Closed sales volume for 2014 is down 1% compared to the first 9 months of 2013 across the region of eastern Iowa, northwestern Illinois and southwestern Wisconsin. This is actually good as we are improving each quarter in the region, but definitely trending in the right direction! Sales Volume Compared to 2013 First Quarter                     ...

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Matt Schwind Recognized as Iowa Realtor of the Year

BETTENDORF, IA – Caroline Ruhl, President of Ruhl&Ruhl REALTORS, is pleased to announce that Matt Schwind was recognized by the Quad City Area Realtor Association as the 2012 Iowa REALTOR® of the Year. This is the highest honor the Association bestows upon a member and recognizes a REALTOR who is an industry leader, active in the Association,...

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Meet Vegas, The Dog-O-Ween Winner

On Saturday, October 30th, our Moline Office hosted its first Dog-O-Ween event which featured a dog costume photo contest. The competition was stiff but little Vegas claimed the grand prize with her perfectly executed Baby...

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Mike Wendt Assumes Role as Ruhl&Ruhl General Sales Manager

Caroline Ruhl, President of Ruhl&Ruhl REALTORS, is pleased to announce that Michael R. Wendt II has assumed the role of Ruhl&Ruhl General Sales Manager. Wendt, who has worked at Ruhl&Ruhl for two years as the Legal Compliance and Customer Relations Manager, will continue his current duties for the company in addition to being the...

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Military Homebuyer Tax Credits Still Available!

Although the Homebuyer Tax Credit has expired for most of the population, Ruhl&Ruhl REALTORS would like to remind the public that there are still homebuyer tax incentives available for our service personnel. For the qualified members of the military who are ordered on a period of official extended duty, the Homebuyer Tax Credit was extended...

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Millennium Did Not Crash the Housing Market, What a Great Decade!

With all the teeth-gnashing over the real estate bubble, the bust and the mortgage mess, you can be forgiven for failing to notice this little tidbit: Housing had a superb decade. In fact, the value of a square foot of housing in the U.S. is up 58% from its January 2000 level, according to data from New York housing analytics firm Radar Logic...

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Mobile Applications link buyers, agents

Ruhl&Ruhl is featured in the Quad City Business Journal for the Mobile Ruhl applications! To download Mobile Ruhl click here Mobile applications link buyers, agents By Doug Schorpp New Web-based mobile application systems are up and running for two Quad-City real estate firms, giving agents and customers access to all information about...

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Mobile Ruhl: Search Listings on Your Cell Phone

NEWS RELEASE Contact: Customer Service Office Telephone: 866-441-1776 Ruhl&Ruhl REALTORS is adding another tool to your property search capabilities – your cell phone. Ruhl&Ruhl is now the first agency in the Quad Cities and surrounding region to offer Mobile Ruhl, a mobile application used to search...

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Mobile Technology has made Life Easier

From calling and texting on the go to getting directions and staying in touch on Facebook - mobile has simplified day to day tasks. Real estate is no different. mobileRuhl, a real estate app from Ruhl&Ruhl Realtors, provides consumers and agents the capability to have accurate real estate information wherever they go. "I started using...

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MobileRuhl

MobileRuhl, powered by SmarterAgent, can now provide you with listings on your cellphone! With MobileRuhl you have search capabilities right in the palm of your hand. This application is free* and easy to download, plus, it makes your home search a breeze! MobileRuhl application provides GPS search capabilities and real time property information...

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More Disclosures on the Way to “Help” the Consumer

In their never ending quest to “simplify” the confusion surrounding the borrowing of money, the Fed has released their Final Rule for Risk Based Pricing Notices, as well as Adverse Action Notices. More paper work filled with CYA, legal terminology that winds up baffling people more than giving them any clarity. Let’s take a peek…. Risk...

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Mortgage Insurance Cancellation: The Myths and Realities

When it comes to private mortgage insurance (MI), there are several myths that exist that make buyers reluctant to consider a conventional loan with MI as an option when purchasing a home. One of the more common misconceptions is that cancelling MI is a difficult—not to mention time-consuming—process. The irony is that the majority of buyers...

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Moving is Tough – Make it Easier!

It's no secret that moving can be tough. Fortunately, Ruhl&Ruhl Realtors has the relocation specialists that can make it easier on you and your family. Whether it's a new job, transfer or a family decision to make a move, our relocation specialist will be there assisting you with all aspects of moving to our area. Their goals are your goals...

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Myths: The Earth Is Flat and Newspapers Sell Houses

It is amazing how masses of people can believe something that is absolutely untrue. I mean, at one time the vast majority of people believed the world to be flat. Today, we want to debunk another commonly held belief - that newspapers sell houses. Somehow this notion gained believability even though the facts consistently prove it NOT...

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NAI Ruhl Commercial – Industrial Report

Information contributed by Charlie Armstrong, SIOR, Richard Schaefer and Alex Kelly of NAI Ruhl Commercial Company Overview The Greater Quad Cities region is home to many Fortune 500 industrial companies including John Deere Corporate headquarters and manufacturing plants, HNI / HON Company, Arconic, Tyson Fresh Meats, Kraft Heinz, ADM,...

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NAI Ruhl Commercial – MultiFamily and Investments Report

Information contributed by David Levin of NAI Ruhl Commercial Company.  Multi-Family Overview Multi-family is coming off another record high year, both in terms of growth and sales volume. Per unit sale prices, once again, rocketed up in the fourth quarter after holding fairly steady most of the year. Multi-family continues to outperform...

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NAI Ruhl Commercial – Office Report

Information contributed by Shawn Langan and John G. Ruhl of NAI Ruhl Commercial Overview The office market remains stabilized both nationally and regionally. Nationally, new product has been constructed in larger markets with employment growth driven by the tech industry and the financial services sector. Markets without a technology employment...

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NAI Ruhl Commercial – Property Management Report

Information contributed by Laurie A. Peters, Senior Property Manager of NAI Ruhl Commercial Company Property Management is the foundation of profitability and value of a real estate investment. With over 1.6 million managed square feet of office, retail, institutional and industrial space throughout the Quad Cities and surrounding area, our...

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NAI Ruhl Commercial – Retail Report

Information contributed by Richard Weinstein and Chris Wilkins of NAI Ruhl Commercial  Market Activity 2016 continued to see the trend of strong demand for retail space in the Quad Cities. Interest in the highest profile areas however was hindered due to the lack of available supply. This also impacted the number of closed transactions....

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Neighborhood Features that Devalue Your Home

Realtor.com recently identified the neighborhood features near a home that could have the biggest impact on a home’s price. To calculate, realtor.com analyzed home prices and appreciation rates in zip codes of the 100 largest metro areas across the country where a “drag-me-down” facility, such as cemeteries and power plants, was present....

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New Commercial Real Estate Company Opens in Quad Cities!

Caroline Ruhl and John G. Ruhl have joined forces to create a new commercial real estate company.  Premier Partners, the 3rd largest firm in the region, is also merging in with the new company. The new company has acquired the assets of NAI Ruhl&Ruhl Commercial Company from Chuck Ruhl, Jr., who is not associated with the new company. ...

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New Construction Coming Back to Life

Residential New Construction Coming Back to Life in Scott and Rock Island Counties The Quad Cities area residential new construction market is starting to show signs of life. At the end of November a number of indicators pointed in a more positive direction. The inventory of new homes has steadily declined over the past two years, with a number...

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New Construction Inventory Falling

Across the region served by Ruhl&Ruhl REALTORS, new home sales dropped by an average of nearly 14% (see chart below for more detail) while Ruhl&Ruhl REALTORS experienced a company-wide increase of over 6% in unit sales for the year.  Price level preferences were consistent with sales in the Quad Cities market, but the rest of the region...

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New Construction Inventory Picking Up

Three percent fewer newly constructed homes sold in the region in 2014 than sold in 2013, a decline from 1,117 sales to 1,081 sales. As always, there was considerable variation by market: Market                   % Change Cedar Rapids -1% Dubuque Area +35% Illinois Quad Cities 0% Iowa Quad Cities -7% Iowa City Area...

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New Construction Markets Stabilizing

2009 has been a year of mixed signals to the new home market.  In our regional markets we started to see daylight with some areas showing actual increases in overall unit sales, while most areas that showed decreases in sales experienced smaller decreases than in 2008.  To be certain, we are not experiencing a “boom” time yet, but the signs...

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New Home Sales Rebound in 2012

2012 brought modest growth to new home sales results in the Cedar Rapids area markets.   The Multiple Listing Service reported an increase in overall new home unit sales of 3% over the totals for 2011, as shown on an attached table.  House sales dropped 2% while condo sales rose 13% for the year.  Broken down by market segment;  the Marion/Hiawatha/Robbins...

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New Homes Market Steadies Regionally

Steady, if modest, growth in the regional new homes market has continued through the 3rd quarter of 2016. Area Multiple Listing Services (MLSs) have reported a sustained increase of 7% YTD. Both house and condo sales increased equally. At the same time, area inventories are 6% above this time last year, with house supply decreasing 5% while there...

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New Manager Joins Ruhl&Ruhl REALTORS in

Ruhl&Ruhl REALTORS is pleased to announce the addition of Cathy Dalldorf to our team, as a Regional Manager, overseeing the Ruhl&Ruhl offices of DeWitt, Clinton and Maquoketa. Dalldorf brings a wealth of real estate knowledge and expertise, as well as management experience. “I am excited for this new opportunity to grow with Ruhl&Ruhl,”...

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New Manager Joins Ruhl&Ruhl REALTORS in Cedar Rapids

Ruhl&Ruhl REALTORS is pleased to announce the addition of Ollie Dent to our management team in the company’s Cedar Rapids office. Dent is an experienced Realtor who brings prior management and sales experience to Ruhl&Ruhl. “I am excited for this new opportunity to grow with Ruhl&Ruhl,” said Dent, who is a member of the National...

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New Manager Joins Ruhl&Ruhl REALTORS in Maquoketa and DeWitt

Ruhl&Ruhl REALTORS is pleased to announce the addition of Tiffany Mangler to our team, as the manager of both the Ruhl&Ruhl Maquoketa and DeWitt offices.  Mangler, the daughter of Dennis and Wendy Scott and Nancy DeVore of Maquoketa, brings a wealth of real estate knowledge and expertise, as well as experience in marketing.  “It’s...

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New Manager Joins Ruhl&Ruhl REALTORS in Moline Office

Ruhl&Ruhl REALTORS is pleased to announce the promotion of Chris Beason as the manager of the Ruhl&Ruhl Moline Office. Beason, son of Caroline Ruhl, President of Ruhl&Ruhl REALTORS, was born and raised in the Quad Cities and has grown up in the real estate industry, bringing a wealth of knowledge about the area and the business. ...

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New National Mortgage Process May Slow Real Estate Transactions

A new TILA RESPA Integrated Disclosure (TRID) rule went into effect from the Consumer Financial Protection Bureau (CFPB) requiring new disclosure forms and longer timeframes to approve documentation during the lending process. For example, the closing disclosure (CD) must be provided to a client three days before closing.  This means that closings...

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New Rule in Mortgage Lending

The consumer Financial Protection Bureau's Ability - to - Repay Rule (ATR) went into effect on January 10th. This rule protects consumers from debt traps by requiring mortgage lenders to evaluate whether borrowers can afford to pay back the mortgage before signing up. The rule was required by Congress as a response to the financial crisis and...

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New Services Provide Options for Land Brokerage

Ruhl Farm&Land, a division of Ruhl&Ruhl Realtors, now provides a new service for the sale of farms or land – auction. “A lot goes into putting on a successful auction,”said Eric Schlutz, manager of the Ruhl&Ruhl Muscatine Office and President of Realtors Land Institute Iowa Chapter #2. “Any of our land professionals have the...

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Newbo is Growing

The Newbo City Market has quickly turned into the place to be among locals in Cedar Rapids. The area has great food, gifts and a fun atmosphere that exudes the Bohemian culture. Just how popular is the Newbo Market? They just announced that they will be expanding in March 2015. "People are always talking about the Newbo area and especially...

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NEWSFLASH: There Is NO Inventory!!!

I was in a conversation with one of the most productive agents in our area recently and he told me that there were “no homes for him to sell”. I thought he had a brain cramp. Look at all the ‘For Sale’ signs, all the homes on MLS, all the short sales and foreclosures plus the entire shadow inventory on its way. Had this respected agent...

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North Liberty Dominates Iowa City Area New Construction

A review of the Iowa City area residential new construction market statistics for the first quarter of the year reveals that North Liberty continues to lead the way in unit sales, reporting 66% of the overall new home sales in the area, while Iowa City maintained a 14.6% market share with Coralville-Tiffin closing 12.1% of sales and the remaining...

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North Liberty, Iowa

Did you know that North Liberty is the second fastest growing city in Iowa according to the 2010 census? Check out the infographic below to see statistics on North Liberty real estate. North LIberty, Iowa |Create infographics And to see current homes for sale in North Liberty, IA or to find out more information about living in North Liberty...

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Now is the Time to Buy

Cost is not determined by the price alone but by price and the mortgage rate. As projected by Fannie Mae, Freddie Mac and the National Association of Realtors, the longer a buyer waits, the higher the mortgage payment will be if rates continue to increase. Money Magazine, agreed with this as they warned their readership of the same consequences...

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Obama Signs Extended Tax Credit into Law

Expected to contribute approximately $22 billion to the economy, Congress overwhelmingly passed a bipartisan measure this week extending the $8,000 home buyer tax credit to April 30, 2010. The legislation, which is part of a larger bill that also extends unemployment benefits, was signed into law by President Obama today. More people are now...

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Optimism & Opportunities

Guest Post by Broker/Owner Chris Beason If you're tired of negativity surrounding the change in administration, you may want to go speak with someone in the real estate industry for a more positive outlook on the times ahead. This time of year, we like to get input from a variety of sources on the outlook for the coming year. By asking general...

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Our Corridor Offices Ruhl at Excellence in Service!

Ruhl&Ruhl Realtors is dedicated to providing service with quality, value and integrity to all of our clients. We are a company where people are the difference. Each quarter, the Excellence in Service Award is earned by agents and offices who show exemplary customer service on returned client surveys. Only agents who receive answers of “excellent”...

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Our Quad City Offices Ruhl at Excellence in Service!

Ruhl&Ruhl Realtors is dedicated to providing service with quality, value and integrity to all of our clients. We are a company where people are the difference. We continually strive to provide the highest quality of service in the business. In doing so, we want to make certain that the service we provide is responsive, thorough and conscientious....

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Pending Home Sales on the Rise

Following a sharp drop in the months immediately after the expiration of the home buyer tax credit, pending home sales have modestly risen, according to the National Association of Realtors. The Pending Home Sales Index, a forward-looking indicator, rose 5.2% to 79.4 based on contracts signed in July from a downwardly revised 75.5 in June, but...

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Plan your own Open House Tour!

Want to do your own Open House Tour? Ruhl&Ruhl has provided a page dedicated to our agent's Open Houses, each week, Thursday-Sunday.  With Ruhl&Ruhl's Open House webpage, making your own Open House Tour is as easy as 1-2-3! 1. Access the Open House Page and search for type of home, bedrooms, price, and even in multiple cities! This...

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Post-Tax Credit Buyers May Save Money

Missing the tax credit deadline might have seemed like a big mistake to some home buyers, but waiting could have been the smartest thing to do. Interest rates have fallen so dramatically since April 30th that the typical purchaser of a $350,000 home, financed with a $280,000 mortgage, would have saved a bundle by waiting until May. At April’s...

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Preview: What to Expect in 2017

When the air starts turning cold, we begin to think about the new year. What are our goals? What will be different about 2017? According to Realtor.com, some major things will change when it comes to buying a home. Realtor.com released a forecast for the 2017 buying season, and it looks promising for suburban neighborhoods. First-time homebuyers...

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Proper Planning for Your Mortgage Application

With good preparation, most things are easier. That works in mortgages too! Today, I want to give you some ideas that can make your mortgage experience less painful. Income Items:  Gather your documents. Today, many people will have to produce 2 years’ complete tax returns, including W2′s, 1099′s, K1′s, and all the schedules, as well...

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Protect Our Property Values: Short Sales Better Than Foreclosures

While our region doesn’t have nearly the foreclosure problem that Florida, Nevada, Arizona and California are experiencing, we do have a substantial number of sellers who are struggling with delinquent mortgages and a growing number of foreclosure properties are coming onto the market. At Ruhl&Ruhl, for example, we have 1,352 properties...

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Q-C home sales show strength

The Quad-City housing market saw housing sales end the month of December ahead of a year ago. "When we compare our 2008 numbers to 2009, we are up significantly," Kris Ratigan, Mel Foster Co.'s marketing director, said Monday of the market's performance. Citing statistics from the Quad-Cities Multiple Listing Service, or MLS, which tracks all...

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Q-C housing sales rebound

Fueled by low interest rates, the first-time homebuyer tax credit and the return of buyer confidence, the Quad-City real estate market hit a turnaround in April, local real estate experts said. Although the area’s pending home sales were down last month, both the average sales price and the median price rose. According to statistics from...

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Q-C’s new homes market shows signs of growth

Quad-City home builders and real estate professionals are gearing up for what they believe will be a strong year for sales of new homes. That hope comes despite a mixed national outlook. Sales of newly built, single-family homes declined 11.2 percent in January to a seasonally adjusted annual rate of 309,000 units, the slowest pace on record,...

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Quad Cities at Lowest Housing Inventory since 2000

DAVENPORT – The Quad Cities inventory of homes for sale is at a 13-year low with 1,636 properties listed for sale. Inventory has been declining steadily over the past few years as the market has picked up and investors began a buying spree before prices went up.   There is uneven demand based on price ranges and neighborhoods. There are...

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Quad Cities at Lowest Housing Inventory since 2001

The latest hang up for the Quad Cities housing market isn’t a shortage of qualified buyers; it’s a shortage of homes for sale. In many local areas, we are seeing multiple offers and not enough homes for sale to fill the need for the number of buyers currently looking. In fact, the current number of homes for sale in the Quad Cities area, according...

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Quad Cities Housing Market Recovery Charging Ahead

Regional real estate sales are strong. Sales volume is up in almost all of our markets for the first 6 months of the year compared to 2011: Burlington Area                                 +17% Cedar Rapids Area                           +16% Clinton Area                                      +34%...

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Facts and Trends, Mortgage Rates, Uncategorized

Quad Cities Real Estate Sales Volume Highest Ever

The residential real estate sales volume in the Quad Cities reached its highest mid-year level ever through June of this year. Combined sales in the Iowa and Illinois Quad Cities were up 3.5% over last year. This increase was reflective of 4.1% fewer actual properties sold, but an 8% increase in average sales price from $169,800 to $183,400. ● Iowa Quad Cities: the highest number of sales in 15 years, since 2004. Compared to the 1st...

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Quad Cities Real Estate Update: Local Market is Up

While sales volume is down 1% for the region, the combined Iowa & Illinois Quad Cities have seen a 1% increase in sales volume in the first nine months of 2014 compared to last year. Overall, the market is actually improving each quarter and definitely trending in the right direction!  Sales Volume By Quarter Compared to 2013 1st    ...

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Quad City Home Sales Bright Spot in Country

NEWS RELEASE MAY 14, 2009 Contact: Caroline Ruhl, President Office Telephone: 563-441-5200 Note: See Attachments: 1.) NAR Press Release Quad City Home Sales Bright Spot in Country Lawrence Yun, Chief Economist for NAR (National Association of Realtors), reported on “bright spots in the first quarter”. The largest...

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Race for A Life

About one in eight women will develop breast cancer in their lifetime. Darcy Holle, the Director of Career Development for Ruhl&Ruhl Realtors was the 'one'. "I remember participating in the first ever QC Race for the Cure with my daughter and mom back in 1990 at Bettendorf High School." said Holle. "Little did I know,...

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Real Estate a Great Investment in Our Region

Home prices continue to be stable in our markets in eastern Iowa, while the rest of the nation experiences declines. Nationally home prices have fallen 8.36% in the last five years, but all of our markets’ prices are up: 9.25% in Dubuque; 7.22% in the Quad Cities; 5.68% in Cedar Rapids; and 5.43% in Iowa City. According to the Federal Housing...

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Real Estate and Financing Are PERSONAL

Every day we are bombarded with statistics and data.  Housing starts are up, housing starts are down; more job losses, unemployment is improving; foreclosures, short sales, housing inventory, interest rate movements and much more.  It’s enough to make your head spin. There’s an old saying that claims: “All real estate is local”. It...

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Real Estate in Blue Grass, Iowa

This week we check out Blue Grass, Iowa. Click below to see market statistics and months of inventory. Blue Grass, Iowa | Create Infographics To see current homes for sale in Blue Grass or to find out more about living in Blue Grass, go to RuhlHomes.com.

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Real Estate: GOLDen Opportunity of This Decade

Everyone wants to comment on the current real estate market. They want to talk about how now is not the time to buy a home. Some even argue owning a house has never been a great investment. Most say it will be a long time before real estate again begins to appreciate. It all sounds so familiar to me. It was just a decade ago that many made the...

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Realtors Roll up their Sleeves to Save Lives

For Ruhl&Ruhl Realtors, the importance of donating blood hits home.  Local Blood Center spokesperson, Andy Yohe, just joined the Ruhl family as a Realtor, and he credits blood donors for helping save his life after a harrowing accident in 1996, his sophomore year of high school.  More information about Andy’s story can be found at www.bloodcenter.org/andy....

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Record Breaking Sales and Home Prices Appreciating

The first half of 2017 saw a record number of homes sold and closed in our region. In the Quad Cities, for example, the Multiple Listing Service (MLS) had the most sales closed from January through June that we have had since 2000 – a 17-year high (See Mid-Year Comparison Chart). Our Regional Activity Chart shows the sales increases in...

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Region’s 3rd Quarter Housing Market

Region’s Housing Market Turned the Corner in Third Quarter According to economists surveyed by the National Association for Business Economics, the recession, which began in December 2007, has ended. Further, they noted the housing recovery “will gather momentum” and 2010 will be the first year since 2005 that the housing sector will contribute...

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Regional Cities Offer Homeowner Discounts

Whether you’re a first-time home buyer or looking for a fixer-upper, there are discounts available for your home buying needs in our region! We are here to help you find them. Check out just a couple below! Davenport NOW Davenport NOW, a city established tax incentive program that launched in July of 2009, provides a rebate for 50% of the...

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Regional New Homes Market off to a Good Start in 2017

Builders and developers across the region are hoping that a solid increase in first quarter sales reflects stronger customer confidence and result in stronger sales levels for the entire year in 2017. Area MLSs reported an overall growth of 27% in unit sales YTD. New house sales were up 13%, while condo sales jumped 62%. Builders have also demonstrated...

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Rental Prices Jump 11.6 Percent in 2010

 You would think that with the housing crisis in full swing that there would be so many homes available to rent that rental prices would go down. Seeing the recent numbers from HotPads you would be wrong. The average rental price in 2010 increased by 11.6% during the year. That is a huge jump on many levels: For families on a fixed income,...

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REOHome Program from Iowa Finance Authority

The Iowa Finance Authority’s REOHome Program can help hard-working Iowans purchase the home of their dreams! This unique new program offers up to $10,000 in down payment/closing cost assistance to qualified Iowans who are purchasing a home that is Real Estate Owned. (Real Estate Owned properties are in the possession of a lender as a result...

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Revision of FHA Mortgage Policies

(Moline, IL) – If you’re in the market for a home loan and you are considering an FHA loan, be prepared for some changes.   As of April 1, 2013, if you are purchasing a home and hope to use an FHA (Federal Housing Authority) loan for your financing, you will notice an increase in the annual mortgage insurance premium charged. Depending...

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Rick Hernandez has a Growing Family

Since 2010, Hernandez, a Realtor in the Ruhl&Ruhl Cedar Rapids Office, and his wife have opened their Cedar Rapids home as a host family for foreign exchange "daughters" from South America. "All of our girls have come from very poor rural communities and they all have their own interesting stories to share," said...

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Robson Homes Now Building at Prairie Heights in Davenport

Ruhl&Ruhl REALTORS and Robson Homes are pleased to announce that construction is now under way on the first phase of a new townhome-style condominium project at Prairie Heights, Davenport’s finest new neighborhood. With a traditional neighborhood design, Prairie Heights features large green spaces, expansive pedestrian walkways, adjacent...

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Ruhl 2017 Blood Drive

Ruhl is once again hosting our annual blood drive on Thursday, June 8 th at our Bettendorf Office to help save the lives of people like Andy Yohe. Andy Yohe received 22 pints of blood after he was struck by a train as a teenager. He lost his legs, but his life was saved thanks to generous blood donors. Today, Andy is a Ruhl&Ruhl Realtor®...

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Ruhl Agents Care About Community Schools

Ruhl&Ruhl REALTORS is dedicated to community service, and it shows in each and every member of our organization. Each quarter, a member of our Ruhl family is recognized for their outstanding commitment to improving our communities. And as the back to school season is upon us, we wanted to take a moment to appreciate the time and effort put...

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Ruhl and Ruhl Selected as a SIRVA Relocation Preferred Broker

CEDAR RAPIDS, IA – Ruhl&Ruhl REALTORS announced today that they have again been selected as a SIRVA Relocation Preferred Broker for 2013-2014.  Ruhl&Ruhl has 57 sales professionals that are trained and certified to work with SIRVA transferees as qualified relocation specialists. “We are pleased that a strong partner with SIRVA Relocation...

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Ruhl Blood Drive

Andy Yohe received 22 pints of blood after he was struck by a train as a teenager. He lost his legs, but his life was saved thanks to the generous donation of people like you. He continued on to win two gold medals and one bronze medals at the Paralympic games, where he was also the USA sled hockey team captain. Today, we are lucky enough to have...

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Ruhl Blood Drive Wrap-Up

At 7:45am on Thursday, June 9 th, Amanda sat in her car and contemplated the risk of leaving. It was pouring rain outside, so leaving meant getting wet. But leaving also meant saving lives, because Amanda was on her way to the Ruhl&Ruhl Blood Drive. So Amanda, like many other selfless people that morning, left her car, got a little wet,...

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Ruhl Gives Back for the Holidays

Across all of our regions, our offices have been spreading holiday joy by giving back to their communities, as we continually strive for excellence in community service as well within the Ruhl Family. December 2 was the National Association of Realtor's Ring the Bell Day across the nation, and all of our offices participated to help raise...

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Ruhl Markets GREAT for First-Time Homebuyers

In 2015, the National Association of Realtors reported that the percentage of first-time homebuyers had dropped for the third consecutive year from 33% to 32%. Historically, the long-term average shows that nearly 40% of primary purchases are from first-time homebuyers. Currently, two cities served by Ruhl&Ruhl Realtors sit on the 2016 list...

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Ruhl Mortgage – New Name for Local Mortgage Company

  Ruhl Mortgage, formally Shelter Mortgage and 1862 Mortgage, announced today that, effective immediately, Shelter Mortgage has finalized changes and its corporate name to Ruhl Mortgage. Ruhl Mortgage, based out of Moline, Illinois with offices in Bettendorf, Cedar Rapids, Davenport, Dubuque, Iowa City, Clinton and Muscatine, Iowa, provides...

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Ruhl Mortgage Partners with Quad City Bank & Trust

Ruhl Mortgage and Quad City Bank & Trust announced that the formation of their new joint venture to provide mortgage services and products to their clients is now complete. The combined entity will operate as Ruhl Mortgage. “Ruhl Mortgage, Ruhl&Ruhl Realtors and Quad City Bank & Trust all have their roots in the Quad Cities Region,”...

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Ruhl Premier Access – FREE Super Suite of Tools

Along with the launch of Ruhl&Ruhl REALTORS’ new and improved website, RuhlHomes.com, came Ruhl Premier Access.  Ruhl Premier Access is a free suite of tools to make a real estate transaction simpler and more informative to our clients. Ruhl Premier Access now allows consumers to: Search properties that have recently sold in a neighborhood....

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Ruhl&Ruhl Celebrates Market Share Gains

Ruhl&Ruhl Celebrates Market Share Gains Ruhl&Ruhl Announces Year-End Results Caroline Ruhl, President of Ruhl&Ruhl REALTORS, congratulated her sales associates and staff for their strong results and great customer service in 2008.  Caroline thanked them for being “Winter Soldiers”.  “You are not summer soldiers or...

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Ruhl&Ruhl Realtors Celebrates Strong Results!

Ruhl&Ruhl Realtors celebrated a strong 2014 and kicked off what is projected to be an even better 2015.  Caroline Ruhl, President of Ruhl&Ruhl Realtors, reviewed with the nearly 300 agents, staff, and affiliated business partners in attendance a recap of 2014 and a forecast for 2015. “I love watching each of you get smarter and better,...

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Ruhl&Ruhl 100th Largest Broker in Country

NEWS RELEASE APRIL 15, 2009 Contact: Caroline Ruhl, President Office Telephone: 563-441-5001 Ruhl&Ruhl 100th Largest Broker in Country Of nearly 8,000 real estate companies in the country, Ruhl&Ruhl REALTORS was just ranked the 100th largest broker in the U.S. by REAL Trends in their annual Big Broker report....

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Ruhl&Ruhl agents had the best week since July 2007!

Last week, Ruhl&Ruhl agents sold $17,696,207 in volume and did 126 sides! The last week we did that well was in July of 2007. It's a great time to buy and/or sell! Start working with a Ruhl&Ruhl agent today! There is still time to take advantage of the $8000 tax credit. Click here to learn more. Visit the Ruhl&Ruhl REALTORS...

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Ruhl&Ruhl Agents Pursue Mastery

Ruhl&Ruhl Realtors is excited to announce the commencement of our agents and staff from the Ninja Selling Installation. We had 69 agents participate in the vigorous sales training. The purpose of Ninja is to focus on positive mindset, create better business systems and work every day to improve – or have the pursuit of Mastery. The class...

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Ruhl&Ruhl Announced as Iowa Top Workplace

Our real estate agents and employees have done it again! Their rave reviews of Ruhl&Ruhl Realtors has ranked us as one of the 2013 "Iowa Top Workplaces," a list of the best places to work in the state of Iowa. The evaluation for the Top Workplaces program is based upon feedback from an employee survey. Ruhl&Ruhl had over...

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Ruhl&Ruhl Company Blood Drive

Who's ready to save lives through blood donations? We are! On Wednesday, July 27th Ruhl & Ruhl will be hosting a blood drive from 8:30 AM -1:30 PM at our Bettendorf Office for our agents. Our goal is simply to contribute...

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Ruhl&Ruhl Congratulates Rock Island Arsenal for Best Overall Chapter Award

Ruhl&Ruhl REALTORS is proud to congratulate the Rock Island Arsenal for being awarded the Best Overall Chapter Award in their category from AUSA National. This award demonstrates their commitment to assist Soldiers and families throughout eastern Iowa and western Illinois - from Active Army, Reserve, and National Guard personnel to ROTC, Veteran...

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Ruhl&Ruhl has launched its brand new app mobileRuhl!

Growing with Mobile, mobileRuhl that is Mobile is where it’s at. And Ruhl&Ruhl REALTORS is leading the way. Searching for properties in eastern Iowa just got a little easier with a brand new app launched by Ruhl&Ruhl REALTORS, mobileRuhl. Ruhl&Ruhl REALTORS, a family-owned and operated real estate company headquartered in Davenport,...

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Ruhl&Ruhl hits 300!

Ruhl&Ruhl REALTORS has grown to 300 agents – the largest number of agents we have ever had in our company! This is just more great agents to serve you! With the hot market and real estate being such a great profession, many more are considering a real estate career. In fact, according to a recent CareerBliss.com survey, real estate agents...

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Ruhl&Ruhl Hosts 2 FREE Career Seminars

Enjoy the Freedom a Real Estate Career can offer!  Ruhl&Ruhl REALTORS is hosting a 2 free Real Estate Career Seminar on Tuesday, April 10th from 7:00 PM – 8:30 PM at the Ruhl&Ruhl Realtors Davenport Office, 4545 Welcome Way, Davenport, IA and Wednesday, April 11th from 6:00 PM – 7:30 PM at the Burlington Holiday Inn, 1605 N. Roosevelt...

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Ruhl&Ruhl is more than Real Estate

When asked to sit down to talk about working with family at Ruhl&Ruhl the last thing Kate Franzen would imagine was her mom tearing up with pride as she talked about working with her daughter. But, as Gina Rowland opened up and talked about her "leap of faith" in trusting her daughter to treat her clients the way she would,...

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Ruhl&Ruhl Leads Quad Cities Real Estate Market

In all major categories in the Quad Cities, Ruhl & Ruhl Realtors served more clients than any other company in 2012.  Ruhl agents accounted for 39% of the closed market share of residential and condo sales in the Quad Cities Area (IAQC/ILQC).  That is bolstered by our New Construction Market Share that accounts for nearly half of all dollars...

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Ruhl&Ruhl Named for Having One of the Most Colorful Trees in the QC

Old summers don't die, they just explode into color - the bright yellows, oranges, reds and purples of our annual Midwest fall foliage show. The performance is under way now and will peak in various spots until the end of October. The northern halves of Iowa and Illinois are expected to experience peak colors about Saturday, Oct. 8, with...

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Ruhl&Ruhl Outsells Mel Foster Company

For the first time ever, Ruhl&Ruhl REALTORS, the residential company, outsold Mel Foster Company in sales volume for the year of 2009. According to the Real Trends 500 Report, Ruhl&Ruhl was ranked 174th nationally based on sales volume. There are over 8,000 real estate companies in the country. Mel Foster Co. was ranked 178th. Ruhl&Ruhl’s...

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Ruhl&Ruhl Participates in 2011 Fall Parade of Homes

Please join us for the upcoming Fall Preview Parade of Homes event.  The parade will be held September 17th, 18th, 21st, 24th & 25th from 1:00 p.m. – 5:00 p.m. on Saturday and Sunday and 5:00 p.m. - 8:00 p.m. Wednesday –Friday. As always, the parade of homes is free to the public. Many of the top builders in the Quad Cities participate...

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Ruhl&Ruhl Participates in 2012 Spring Parade of Homes

Please join us for the upcoming Spring Parade of Homes event.  The parade will be held April 21st, 22nd, 25th, 28th and 29th from 1:00 p.m. – 5:00 p.m. on Saturday and Sunday and 5:00 p.m. - 8:00 p.m. Wednesday. As always, the parade of homes is free to the public. Many of the top builders in the Quad Cities participate in this event as it...

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Ruhl&Ruhl REALTOR Assists with the Sale of Cedar Rapids Church

Cedar Rapids Ruhl&Ruhl REALTOR, Peg Cretin certainly went out of the ordinary with the listing of the Church on Fire Christian Center.  With a recent deal under way the property is now pending, but Ruhl&Ruhl wanted to share an article ran in the “Cedar Rapids Gazette” on July 2, 2011. The article reads - Cedar Rapids Realtors still...

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Ruhl&Ruhl Realtor Jerry Eyman Honored with Lifetime Achievement Award

Jerry Eyman, Iowa City, has been honored with a lifetime achievement award from the Iowa City Association of Realtors. On the same night, he also received the "Realtor Emeritus" status from the National Association of Realtors for his 40+ years of service as a realtor. Jerry's career started in 1978 with Rhoades Kroeger Realty. He stayed committed to real estate and eventually joined Ruhl&Ruhl Realtors in 2002. He has been an active...

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Ruhl&Ruhl Realtor’s is more than Real Estate – We’re Family!

A curious Quad Cities citizen noticed something familiar on the latest Real Estate Today TV show that airs on WQAD. Outstanding service is not the only attribute gaining attention. People are noticing the resemblance between Caroline Ruhl and Chris Beason! Quad City Times “Ask the Times” writer, Roy Booker, was asked by a curious Quad Cities...

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Ruhl&Ruhl Realtors Announced Top Real Estate Company by Community

Thank you to all the locals that love us! Ruhl&Ruhl Realtors was recently announced the top real estate company by community votes in the “Locals Love Us” competition.  Ruhl&Ruhl would also like to show some love to Brent Scogland of our Bettendorf Office and Jon Loquist of our Moline Office for being recognized as some of the Quad...

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Ruhl&Ruhl REALTORS Announces New Burlington Office

Caroline Ruhl, President of Ruhl&Ruhl REALTORS, is pleased to announce the addition of a Burlington Office. Ruhl&Ruhl, the largest privately-owned real estate company in Iowa, has other residential sales offices located in Bettendorf, Davenport, Cedar Rapids, Clinton, Coralville, DeWitt, Maquoketa, Muscatine and Dubuque, Iowa; and in...

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Ruhl&Ruhl REALTORS Announces New Cedar Rapids Office

Caroline Ruhl, President of Ruhl&Ruhl REALTORS, is pleased to announce the addition of a Cedar Rapids Office. Ruhl&Ruhl is the 96th largest residential real estate company in the country in sales transactions, according to the National Association of Realtors. They are the largest real estate company in eastern Iowa. Cedar Rapids will...

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Ruhl&Ruhl REALTORS Announces New Office in Muscatine

Contact: Eric Schlutz, Muscatine Office Manager Office Telephone: 563-288-2980 Contact: Tom Meeker, Property Owner Office Telephone: 563-263-5057 Ruhl&Ruhl REALTORS Announces New Office in Muscatine Ruhl&Ruhl Realtors is moving their office to downtown Muscatine. They will be relocating...

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Ruhl&Ruhl Realtors Awarded Coolest Places to Work

Ruhl&Ruhl Realtors received recognition as one of the Coolest Places to Work by the Corridor Business Journal. Founded 153 years ago, Ruhl&Ruhl is one of the oldest real estate brokerages in the country. And while that fact doesn’t necessarily scream “cool,” it is the ability to create a positive culture that has set Ruhl&Ruhl...

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Ruhl&Ruhl Realtors Awarded for Exceptional Customer Service

Ruhl&Ruhl Realtors received Gold recognition for exceptional customer service at the AIReS Broker Network Summit on December 9-11. AIReS, a provider of world class relocation solutions, hosted a three day event to provide education, training, and an inside look at the AIReS culture to their top Real Estate Brokerage Partners. All attendees...

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Ruhl&Ruhl Realtors Celebrates Best Year Ever!

Ruhl&Ruhl Realtors celebrated a strong 2016, with company sales volume of $844,644,683, making 2016 their best year ever. In addition, Ruhl Mortgage closed $148,531,635 in loan volume. "It takes a great team working together to provide our clients their best real estate experiences ever! Thank you for your caring service." Ruhl...

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Ruhl&Ruhl REALTORS Celebrates Grand Opening of New Muscatine Office

  Caroline Ruhl, President, and Eric Schlutz, Muscatine Sales Manager, welcomed community members to their new home at 226 E. 2nd Street, in historic downtown Muscatine on Wednesday, September 23, 2009. The festivities started at 4:15pm as The Greater Muscatine Chamber of Commerce & Industry held a ribbon cutting ceremony commemorating...

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Ruhl&Ruhl Realtors Celebrates Junior Achievement Bowl-A-Thon

Davenport, IA- Ruhl&Ruhl Realtors celebrated the Junior Achievement Bowl-A-Thon on Saturday, February 22nd at Bowlmor Lanes. Four teams represented Ruhl&Ruhl with employees and agents from all of our Quad Cities offices support Junior Achievement of the Heartland's mission. "I think it's important that we continue to support school-aged children in any way possible," Katie Yohe, Director of HR at Ruhl&Ruhl Realtors said....

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Ruhl&Ruhl REALTORS Celebrates Sales Growth in 2011

Caroline Ruhl, President of Ruhl&Ruhl REALTORS, congratulated her sales associates and staff on an amazing 2011. “While business was down in most of our markets and at most competing real estate companies, business was up at Ruhl&Ruhl REALTORS!” Ruhl credited her company’s success to her extraordinary people:  “The Ruhl&Ruhl...

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Ruhl&Ruhl Realtors Celebrates Success for First Half of 2012

Ruhl&Ruhl REALTORS is excited to celebrate the continued trend as the #1 company in the Quad Cities, accounting for over 37% market share of all residential and condo sales within the first six months of 2012. Since 2009 our market share has increased by 20% while our nearest competitors market share has decreased by 16%. Our sales associates...

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Ruhl&Ruhl Realtors Congratulates 2013 Award Winners

Ruhl&Ruhl Realtors honored 200 award winners for their 2013 achievements at the Waterfront Convention Center on Friday, January 24th, 2014. The top awards were awarded to: Top Excellence in Service Award: Mark Miller, Burlington Office Top Associate of the Year: Kurt Johnson, Bettendorf Office Extraordinary Production Award: Gary Williams,...

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Ruhl&Ruhl REALTORS Critiqued by Peers

Ruhl&Ruhl REALTORS was recently visited and critiqued by leaders of 15 real estate firms from all different areas of the United States. Brokers came from Raleigh, North Carolina; Reno, Nevada; Los Angeles, California; Burlington, Vermont, and points in between to help make Ruhl&Ruhl an even better company. “The entire group was very...

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Ruhl&Ruhl Realtors Moves into New, High-Tech Office

Ruhl&Ruhl Realtors is pleased to announce their move to a new Burlington office. Ruhl&Ruhl Realtors has been serving clients in the Burlington area since August of last year.  The new state of the art office will be located at 403 S. Gear Avenue, Suite 105 in West Burlington. “Our new office will enable the Realtors and staff to meet...

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Ruhl&Ruhl Realtors Opens Office in Galena

Ruhl&Ruhl Realtors is pleased to announce that they have joined forces with McCoy Real Estate Inc. Ruhl&Ruhl Realtors will be opening a new office in Galena located at 412 S Main Street, formerly the office of McCoy Real Estate. Mike and Shelly McCoy are now brokers with Ruhl&Ruhl Realtors, as are Joan Murray, Kevin Knautz...

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Ruhl&Ruhl Realtors Opens Office in NewBo

Ruhl&Ruhl Realtors is pleased to announce the opening of their second Cedar Rapids office located across the street from the NewBo City Market in downtown Cedar Rapids. The new state of the art office is at 1117 3rd Street SE, Cedar Rapids, IA. Ruhl&Ruhl Realtors opened their first office in the Cedar Rapids area in September of 2010....

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Ruhl&Ruhl REALTORS Participates in 2012 Fall Parade of Homes

Please join us for the upcoming Fall Preview Parade of Homes event.  The parade will be held September 15th- 16th, 22nd - 23rd from 1:00 p.m. – 5:00 p.m., as well as September 19th from 5:00 p.m. - 8:00 p.m. As always, the parade of homes is free to the public. Many of the top builders in the Quad Cities participate in this event as it showcases...

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Ruhl&Ruhl REALTORS Participates in Student Hunger Drive

Ruhl&Ruhl REALTORS proudly collected 10,947 pounds of food for the 2010 Student Hunger Drive Corporate Challenge and earned the prize for the Most Creative Company at the annual Clucky awards.  “I am so proud of our company’s participation in such a wonderful community organization,” said Caroline Ruhl, President of Ruhl&Ruhl REALTORS....

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Ruhl&Ruhl REALTORS Participates in the Student Hunger Corporate Challenge

Ruhl&Ruhl REALTORS is proud to be a sponsor and participant in the annual Student Hunger Drive Corporate Challenge. The hunger drive will run from August 20th – September 19th.   During that time Ruhl&Ruhl has many fun activities planned including; penny wars, auctions, potlucks and a fun QC wide scavenger hunt.  In 2011, Ruhl&Ruhl...

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Ruhl&Ruhl REALTORS Participates in the United Way Day of Caring

Ruhl&Ruhl REALTORS threw on their work gloves and got a little dirty to help our community for the 2012 United Way Day of Caring. A group of 26 Realtors and staff did some landscaping, litter pick-up and painting to help beautify Stephens Park in Moline today. “Ruhl&Ruhl always enjoys helping our community and non-profit organizations,”...

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Ruhl&Ruhl REALTORS Partners with Nelson Brothers Insurance

Ruhl&Ruhl REALTORS and NAI Ruhl & Ruhl Commercial Company are partnering with Nelson Brothers Insurance to expand our offerings and provide insurance services to our clients. "With their commitment to integrity and customer service, as well as being a locally-owned and family-operated company, it was a natural fit," said Caroline Ruhl,...

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Ruhl&Ruhl REALTORS presents the Big Brothers Big Sisters Annual Plant Sale

Ruhl&Ruhl REALTORS is proud to be a sponsor of the 2013 Big Brothers Big Sisters of the Mississippi Valley Annual Plant Sale. Since 1990, the Plant Sale has been a Quad Cities tradition for many families and businesses. The Plant Sale is held every year the week prior to Mother's Day.  All proceeds from this event benefit Big Brothers Big...

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Ruhl&Ruhl Realtors Ranked #1 in Customer Service

Ruhl&Ruhl Realtors congratulates the Relocation Department, being ranked #1 out of 246 Preferred Brokers in customer service from SIRVA, Inc. in 2013. This was based on Agent Rating and Overall Quality of Service. SIRVA is a third party relocation company that handles transferees from many corporations. Vice Presidents - Relocation and Business...

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Ruhl&Ruhl Realtors Ranks as Iowa’s Largest Independent Real Estate Company

DAVENPORT, IA – Ruhl&Ruhl Realtors has ranked once again as the largest independent real estate company in Iowa. REAL Trends 500 ranks the Top 500 real estate companies in the country according to the number of residential transactions and sales volume. Ruhl&Ruhl Realtors ranks 157th nationally based on 5,172 transactions closed. REAL Trends 500 ranks companies on residential transactions only. When we add back in farm and...

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Ruhl&Ruhl Realtors Ranks as Iowa’s Largest Privately-Owned Company

Ruhl companies close over a billion dollars in sales volume in 2015 Once again, Ruhl&Ruhl Realtors has been ranked as the largest privately-owned real estate company in Iowa. REALTrends 500, a trusted source for real estate news and surveys, ranks the top 500 real estate companies in the country based on number of residential transactions...

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Ruhl&Ruhl Realtors Ranks as Iowa’s Largest Privately-Owned Real Estate Company

DAVENPORT, IA – Ruhl&Ruhl Realtors has ranked once again as the largest privately-owned real estate company in Iowa. REAL Trends 500 ranks the Top 500 real estate companies in the country according to the number of residential transactions and sales volume. Ruhl&Ruhl Realtors ranks 149th nationally based on 4,980 transactions closed. REAL Trends 500 ranks companies on residential transactions only. When we add back in farm and...

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Ruhl&Ruhl REALTORS Sponsor of Schmooza Palooza

Ruhl&Ruhl REALTORS is proudly sponsoring the 2011 Quad Cities Chamber of Commerce Schmooza Palooza, a chamber event dedicated to networking and tasting of local eats and drinks. “We are excited to be a part of this exciting event,” said Caroline Ruhl, President of Ruhl&Ruhl REALTORS. “We have always been supporters of the Chamber...

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Ruhl&Ruhl Realtors Sponsors Quad City Marathon

Ruhl&Ruhl Realtors is proud to sponsor the 2014 Quad Cities Half Marathon. The marathon will take place on Sunday, September 28th at 1201 River Drive in Moline, IL. “We are thrilled to be a part of this exciting event,” said Caroline Ruhl, President of Ruhl&Ruhl Realtors. “The organizations that the marathon contribute to have...

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Ruhl&Ruhl REALTORS Sponsors THE Quad City Marathon

Ruhl&Ruhl REALTORS is proudly sponsoring the 2011 Quad Cities marathon! The marathon will consist of 5 different races and all proceeds will benefit the Erika Kate foundation and US Too prostate cancer education and support group. “We are thrilled to be a part of this exciting event,” said Caroline Ruhl, President of Ruhl&Ruhl REALTORS....

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Ruhl&Ruhl REALTORS Supports the Big Brothers Big Sisters Annual Plant Sale

Ruhl&Ruhl REALTORS is proud to be a sponsor of the 2012 Big Brothers Big Sisters of the Mississippi Valley Annual Plant Sale. The plant sale takes place May 5th – May 13th with pre-ordering available online at www.bbbs-mv.org through April 23rd.  Hanging baskets will be available for purchase at the Ruhl&Ruhl REALTORS Bettendorf Office,...

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Ruhl&Ruhl REALTORS to Host FREE Career Seminar

Did you know that you may possess talents very similar to our most successful agents and not even know it?  Join Ruhl&Ruhl REALTORS on Thursday, June 16th as they host a free Real Estate Career Seminar from 7:00–8:30 p.m. at its Moline office, located at 1702 – 52nd Avenue, Moline, Illinois.      This seminar will focus on selling...

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Ruhl&Ruhl REALTORS Wins Primacy Relocation Recognition

Ruhl&Ruhl REALTORS is one of only three real estate firms in the State of Iowa to achieve Prime Select Broker status with Primacy Relocation. The broker is the only firm in eastern Iowa to achieve this recognition. Ruhl&Ruhl received this distinction based on our agent's ability to price properties within 5% of their ultimate selling...

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Ruhl&Ruhl Selected as a Prudential Preferred Broker

Ruhl&Ruhl REALTORS Relocation Department is proud to announce that Ruhl&Ruhl has been selected by Prudential Real Estate and Relocation Services as a member of their Preferred Broker Network for 2011-2012. Prudential’s commitment to their corporate clients is to utilize brokers and sales professionals who have been certified through...

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Ruhl&Ruhl Sponsors Toy Tree at the 2013 Festival of Trees

For the second year in a row Ruhl&Ruhl Realtors will be supporting the Festival of Trees through sponsorship of the event’s Toy Tree. Standing over 20-feet tall, the Toy Tree takes new toy donations for displaying during the Festival and then all toys are delivered to Toys for Tots at the end of the Festival for distribution in the Quad...

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Ruhl&Ruhl Stays Hot Leading the Real Estate Market Again!

Ruhl&Ruhl has more great new to share! From Ruhl&Ruhls big gain in market share to now having 49% of Ruhl agents closing over $2 million in 2012! This puts Ruhl&Ruhl agents 18% higher next to our next nearest competitor. Also, those agents within the Quad Cities have eclipsed over the $3 million dollar mark in closing putting Ruhl...

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Ruhl&Ruhl Supports the Dubuque Museum of Art

Ruhl&Ruhl REALTORS is the proud to be the sponsor of the Dubuque Museum of Art’s 2011 Annual Art Auction and Holiday Party. “This is going to be a great event and we are excited to be a part of it this year,” said Jeff Hefel, Manager of the Ruhl&Ruhl Dubuque Office. “Art has been a long-time treasure of this community and our...

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Ruhl&Ruhl to Host Military Financing Seminar

Together, with 1862 Mortgage, Ruhl&Ruhl REALTORS will be hosting an informational seminar regarding VA mortgages. Veterans have many financing benefits that they may not be aware of, including: - Up to 100% financing available - No monthly private mortgage insurance (PMI) - Additional IFA/Government Grants available - Additional assistance...

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Ruhlhomes.com – A new Look for the New Year!

Ruhlhomes.com has an updated look and feel designed to make your real estate journey easier.   You can now access Ruhlhomes.com anytime, anywhere with the same experience on your mobile, tablet, laptop and desktop computer. You can also learn more about the process of buying and selling a home by clicking the buy or sell menu items.  Here are...

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RuhlHomes.com Ranked #5 Website in Nation

Ruhl&Ruhl Realtor’s website, RuhlHomes.com, was ranked the fifth top performing residential real estate website in the country for 2013. REAL Trends, a communications and consulting company considered to be the leading source of analysis and information on the residential brokerage and housing industry, completed the rankings based on 12...

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RuhlHomes.com Ranks Number 4 in Nation

RuhlHomes.com Ranks Nationally for Best Overall Website, Best Community, and Best Design RuhlHomes.com was honored with national recognition. Judged against hundreds of other residential brokerages across the nation, RuhlHomes.com...

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RuhlHomes.com Website Visits, April 2008 to April 2009

The work with abstract conclusions which are competent in this task are included elements of your thoughts about a reasonable price. An essay is not like the structure, such cases our company that offers college papers and who'll create a particular genre, involving distinct (although not always . Paperell Usually, in this task are included...

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RuhlHomes.com: Totally New Website with New look, Improved Function

On September 1, Ruhl&Ruhl REALTORS launched an improved, even easier to use website, with additional bells and whistles to provide much more information, faster to our customers. “Today’s buyers and sellers want to be in control of their home buying and home selling experiences. They want to do research and deserve all the information...

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Sales Growth in 2009

Ruhl&Ruhl Celebrates Sales Growth in 2009; Announces Year End Results Caroline Ruhl, President of Ruhl&Ruhl REALTORS, congratulated her sales associates and staff on “surviving and thriving in 2009”.  She thanked them for their extraordinary customer service.  “You are knowledgeable and highly skilled professionals who consistently...

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Santa’s Secret

As most people know, gift distribution via chimney is the easiest and most efficient way for Santa to deliver presents. By using the chimney, he usually ends up right by the Christmas tree! His big problem is slowing down before he gets to the bottom. After all, if he lands with a "thud" he'll wake up everyone in the house. Santa prefers the fireplace...

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Scott County New Home Sales Grow in 2010

Scott County year-to-date new house sales, as reported by the Quad City Area Realtor Association’s Multiple Listing Service, have shown a 27.6% increase in unit sales, when compared with the first ten months of sales in 2009.  The month of October saw exactly the same number of both closed and pended new house sales as recorded during October...

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Selling Your House? 5 Reasons To Do It NOW!

The conventional wisdom when selling a home has always been to wait until the 'Spring Buying Season'. Over the years, that has seemed to make sense and is now accepted as a good strategy for those who want to sell their house and receive the best possible price. This real estate market has shattered many previously held beliefs. The wisdom...

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September Brings a Continued Real Estate Upswing in our Markets

September revealed a continued improvement in home sales for Ruhl&Ruhl REALTORS in our markets in Eastern Iowa and Western Illinois. Ruhl&Ruhl experienced a 24% increase in sales volume of new and existing homes in September, compared to the same month last year. Also in September 2009, the company’s number of units sold was up 23%....

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Set the Stage for Success with these Home Staging Tips!

If you are planning to put your house on the market this summer, it goes without saying that you are hoping it will sell as quickly as possible acheter viagra pfizer pas cher. Here are some tips to keep in mind as you are getting ready to sell your home. First impressions are the most lasting. Remember that when a prospect buyer comes to look...

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Sharon Tahere Nominated for Good Neighbor Award

Congratulations to Sharon Tahere, a Realtor in the Ruhl&Ruhl REALTORS Bettendorf Office, for her nomination for the Good Neighbor Award by the Realtor® Foundation of Iowa (RFI). The RFI recognizes the Iowa Association of Realtors® members that are making positive changes in their communities by helping others.  Tahere, who is a member of...

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Short Sale vs. Foreclosure: A Short Sale Always Wins

Today’s ever changing real estate industry has brought upon some very challenging questions from our clients. We as counselors, want to put forth the best, non-emotional advice that we can, in hopes that we can help our clients and their families navigate the rough waters of the short sale process. The most prevalent question and one that continues...

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Short Sales: Has Their Time Finally Arrived?

Last week, RealtyTrac released its Q2 2011 U.S. Foreclosure Sales Report. The report confirmed what we are hearing in the marketplace – banks are beginning to look more favorably on short sales as option to foreclosure. The report dissected the sales of distressed properties in the second quarter of 2011. Here are several of their findings:...

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Should You Buy that Fixer-Upper?

Investing in real estate can be a challenge, but from a monetary standpoint, it could be a great payoff.  When searching for real estate – don’t leave out the fixer-uppers. Fixer-upper properties will give you more purchasing power when looking for a new home.  Just think: you can get a property below market price, invest time and money...

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Should You Move or Improve?

Whether to move or improve is a harder question to answer than it was a few years ago, but a few cost-benefit calculations can help you make the right decision. Moving has gotten harder.  With median housing prices down 25% since their peak in 2006, some 15 million homeowners—almost one in four—owe more on their mortgages than they could...

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Should You Rent or Buy in this Market?

Families are trying to determine whether or not now is the time to buy a home. Some are advising these families to sit out the current real estate market and instead rent for the next year or two. We do not agree with this advice. Homeownership means a lot to a family. We also realize that the financial aspects of purchasing a home today can be...

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Should You Wait to Sell??

There have been more and more reports showing that the housing market is beginning to recover. This has caused angst among some homeowners who are considering whether or not to sell their house in the next several months. With the market showing signs of life, the question becomes should they wait to sell because prices may be about to increase....

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Six fixes to make buyers say WOW

Getting ready to sell your home is not an easy process. It involves decluttering, constantly cleaning for showings, and an endless list of things you were going to fix “someday.” Inman.com gave us a list of six things you should fix to really give your home the WOW factor buyers are looking for. Check them out! Structural and mechanical...

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Sizzle vs. Steak or Sizzle AND Steak?

It’s often so difficult to choose who to work with in a real estate transaction. It’s tough to know the great agents and loan officers. I believe finding the great ones can truly prove to be a gift to your future. What is the “Steak”? To me, that’s the part of the agent or loan officer’s expertise. They are fluent in their industry,...

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Spring 2017 QCBR Parade of Homes

We are excited to announce the line-up of homes for the 2017 Spring Parade of Homes on April 22, 23, 26, 29, and 30. Please join us at this free event weekends from 1:00 p.m. - 5:00 p.m., and Wednesday from 5:00 p.m. - 8:00 p.m. According to Dave Falk, director of new construction and development for Ruhl noted that there are...

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New Construction, Parade of Homes, Uncategorized

Spring 2019 QCBR Parade of Homes

We are excited to announce the line-up of homes for the 2019 Spring Parade of Homes on April 27 and 28 plus May 1, 4 and 5. Please join us at this free event Saturdays and Sundays from 1:00 p.m. - 5:00 p.m., and Wednesday from 5:00 p.m. - 7:00 p.m. A total of 20 homes will be on parade this year, with 7 shown by Ruhl&Ruhl agents. Check out the builders, listings, and agents below! Builder Address Listing Agent Bob Walter 5244...

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Spring Real Estate Update: Home Prices Rising in Our Markets

In the past year, home prices have risen in most of our markets. The increases have been driven by declining inventory and pent up buyer demand. The Regional Real Estate Activity Chart below also shows the percent change in average sales price comparing first quarter of 2014 to first quarter of 2013. There is tremendous variation from market...

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Start the Mortgage Process Today

Unsure of where to start when it comes to the mortgage process? Look no further, because thanks to the Fall Buyer's Guide released by Keeping Current Matters, we have everything you need to know about the ins and outs of a mortgage. Check it out! You could be closer to buying a home than you think… Here's what you'll need to...

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Staycation in Newbo

Looking to travel across the Atlantic this weekend? Look no further than the heart of Cedar Rapids. Designated as an Iowa Cultural District, the Czech Village/New Bohemian District is also known as the NewBo District. The NewBo District provides visitors with art, history, shopping, and a wide variety of food. Food vendors inside the NewBo City...

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Strong National First Quarter Home Appreciation Reflected Right Here at Home

Every single local metropolitan area experienced a positive gain in five-year home appreciation, or the growth in value of your home over five-years. Averages ranged between 5.24% and 12.49% growth, with the highest five-year appreciation in Iowa City followed by Des Moines and the Quad Cities. Nationally, this is the 19th consecutive quarter...

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Strong Spring Market is Heating Up!

Wow – what fun it is to be in a good real estate market again! So many good things are happening in our region. Average price of homes sold is up in most of our markets. The best performers are Burlington up 13% and Cedar Rapids up 12% compared to 1st quarter average sales prices in 2014. See the Regional Real Estate Activity Chart below for details....

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Support Quad City Area Children, with Flowers!

For the third year, Ruhl&Ruhl welcomed Big Brothers Big Sisters to our Bettendorf Office to sell beautiful hanging baskets for their annual Plant Sale – helping to break fundraising records for the organization. Agents and staff members came energized and ready to help petal patrons select and carry their baskets. “It was great to see...

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Tales from the Empty Nest

RIS Media's Executive Editor shares her top fives ways to "plan" for an empty nest, if you can even plan at all! 1. Expect to miss your kids. I think I was led astray by those parents who said they popped open the champagne when their final child left for college. I was actually terribly sad (my husband was even worse)...

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Tax Credit Deadline Extended

After a close call with the deadline, Congress has passed an extension of the Homebuyer Tax Credit closing deadline until September 30, 2010.  The extension applies only to transactions that have signed contracts in place as of April 30, 2010 that have not yet closed.  This new deadline applies to both the $8,000 tax credit for first-time homebuyers...

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Thank You

In just six short weeks, you helped us raise over $525 for Disabled American Veterans (DAV) on our Facebook page. That’s $87.50 per week, and $12.50 per day. We can’t thank you enough for your generosity and support during this campaign! Additionally, you helped us share our initial campaign post over 100 times, which helped it reach over...

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Thankful for You

As you celebrate this holiday, know that I am grateful for you in my life.  Thank you for trusting me as your real estate adviser and, more importantly, for your friendship. I hope you and your family have a wonderful...

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The Best Industry to work in? Real Estate!

Real estate is the best industry to work in nationwide, according to the 2013 Top National Workplaces rankings by WorkplaceDynamics. Despite real estate professionals facing a “down market for the past five years, they continue to love their jobs and the companies they work for,” according to a press release announcing the results. “REALTORS®...

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The Emotion Driving the Housing Recovery

This blog often discusses the data behind the housing market. Today, we want to address the emotion behind the market comeback; a belief in homeownership which is still alive and well in this country. A study conducted by Coldwell Banker and psychotherapist Dr. Robi Ludwig found that owning a home is still very much a goal for many Americans....

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The Five Biggest Turn-offs For Homebuyers

A lot of sellers don't listen to their real estate agents, we'll tell you what your agent wants to say, but can't say to you and this is it - your agent can't get you the price you want unless your home is in pristine move-in condition. That means no sticking drawers in the kitchen. No leaning fences. No rust-stained plumbing fixtures. We could...

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The Future of Real Estate

The future of real estate is here, and it is awesome! Here at Ruhl&Ruhl Realtors, we pride ourselves in providing our agents and clients with the most up-to-date technologies. Check out some of the ways our agents are keeping up with the fast-paced real estate environment in Dubuque and the Quad Cities! Jared Althoff, Dubuque Jared, and many...

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The Location ‘Ruhls’ at Newbo, Cedar Rapids

Comfortably nestled across the street from the Newbo City Market is the newest real estate office in Cedar Rapids. The cozy yellow house is Ruhl&Ruhl Realtors’ second location in the city of five seasons. But don’t let its quaintness fool you – 1117 3rd Street SE, Cedar Rapids is home to tech-savvy Cedar Rapids Realtors who are keeping...

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The Melon Capital of the World – Thomson

Thomson, Illinois may be a small town but it has a big name - the "Melon Capital of the World," nicknamed so for the amount of watermelons produced there. The village, located along Illinois Route 84 near the Mississippi River in Carroll County, is home to about 590 people. And from our humble opinion, it's a quiet, peaceful place, with plenty...

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The Need for a True Real Estate Professional

Anyone in the real estate industry for any length of time realizes that the education required and the resources necessary to be a true industry professional have dramatically increased over the last two decades. In today’s volatile market, it is necessary to have a true real estate professional if you want to sell your home for the best possible...

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The New Construction Market

The HARD Facts About our Soft New Construction Market As much as we in the Midwest like to think we are insulated from the tremendous swings in the market often experienced by the coasts and some larger markets, the truth is – this time we are in it too!  Developers and builders in our region continue to suffer through a drought when it comes...

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The Quad Cities Experiences the Largest One-Year Gain in Region

Five-year home appreciation in our region was between 6.96% and 15.32% with all of our local Metropolitan Statistical Areas experiencing a positive gain. "Although interest rates rose sharply during the fourth quarter, our data show no signs of a home price slowdown," said Federal Housing Finance Agency (FHFA) Deputy Chief...

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The Quad Cities Experiences the Largest One-Year Gain in Region

Five-year home appreciation in our region was between 6.96% and 15.32% with all of our local Metropolitan Statistical Areas experiencing a positive gain. "Although interest rates rose sharply during the fourth quarter, our data show no signs of a home price slowdown," said Federal Housing Finance Agency (FHFA) Deputy Chief Economist...

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The Real Estate Market Is Back!

NEWS RELEASE APRIL 21, 2009 Contact: Caroline Ruhl, President After six months of wondering if we would ever sell another house, the real estate market is back! Hallelujah! The regional real estate market slowed dramatically during the fourth quarter of 2008 and the first quarter of 2009. Real estate pending sales...

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The Ruhls of Real Estate – Becoming a Realtor

This is The Ruhls of Real Estate, a podcast available only on the RuhlBlog.com. Once a month we’ll be bringing an expert in to break down the complicated world of real estate. From becoming a Realtor to learning what an Orangeburg pipe is, The Ruhls of Real Estate will cover it all. This episode features Matt Schwind, our Bettendorf Office Manager. Matt discusses how he got started in real estate, and how it might be a good fit for...

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The Ruhls of Real Estate – Coming Soon

This is The Ruhls of Real Estate, a podcast available only on the RuhlBlog.com. Once a month we’ll be bringing an expert in to break down the complicated world of real estate. From becoming a Realtor to learning what an Orangeburg pipe is, The Ruhls of Real Estate will cover it all. Look for it on RuhlBlog.com on the last week of every month. Check out our preview below.

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The Scenic Village of Thomson

The area along Route 84 is known as “the great river road - one of the most scenic routes in America,” which is where the Village of Thomson, Illinois is situated. Upon driving to the little village that is less than 3 miles long, we couldn’t agree more. If you want to see nature at its finest, come to Thomson. Known for its hunting and...

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The Time to Sell is NOW!

You may have been on the fence about selling all summer, but now is truly the best time to put your home on the market. Keeping Current Matters gives us the top five reasons why you shouldn’t wait to sell your home. Demand is strong Buyers are ready, willing and able to purchase, so take advantage of the buyer activity currently in the...

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The TRUTH about How Real Estate Agents Get Paid

Most home buyers enlist the services of a real estate professional when buying a house. It only makes sense – agents have experience in dealing with multiple issues surrounding the process, and they usually have the homes listed for sale as well as hold the most knowledge on the homes currently listed in their respective markets. But the question...

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The Truth about Selling your Home this Winter

Timing can be everything when selling your home. Most people tend to wait until the spring to put their home on the market. The sun is shining, school is almost out and the flowers are blooming. We wanted to let you know that the grass is not always greener come spring. Putting your house on the market now may be the best option for you. ...

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The Truth about Selling your Home this Winter

Timing can be everything when selling your home. Most people tend to wait until the spring to put their home on the market. The sun is shining, school is almost out and the flowers are blooming. We wanted to let you know that the grass is not always greener come spring. Putting your house on the market now may be the best option for you.<img...

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Thinking about Renting Out Your Home?

Homeowners who want or need to move don't necessarily have to sell their house. It might make sense to rent it. Renting your home can sometimes lessen the financial burden, and you might be able to turn a small profit. If you’re thinking about renting – Ruhl&Ruhl has the answers and we are here to help you with the process. By renting...

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Thinking of a Career in Real Estate? Think Ruhl&Ruhl!

Ruhl&Ruhl REALTORS’ mission is to develop confident, trustworthy, successful, integrity-minded real estate professionals who are working and learning to their highest potential in a caring and supportive environment taught by a competent staff of well known industry leaders.A career in Real Estate can be exciting and rewarding.  But choosing...

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Three Ways the Internet Can Make the Home Buying Process Easier

We think these three simple ways the internet can help you in your home buying process from U.S. News are a great way to #ruhlyourmove! Local Neighborhood Info “One of the most important aspects of buying a home is understanding the neighborhoods and areas in which you are interested.” Whether you are interested in the neighborhood trends...

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Tight Inventory Continues to Lead to Increases in Home Price Appreciation

Five-year home appreciation in our region was between 8.13% and 14.74% with all of our regional Metropolitan Statistical Areas experiencing a positive gain. “U.S. house prices rose in nearly every state during the second quarter,” said FHFA senior economist William Doerner. “The tight inventory is a major explanation for why...

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Tips for Preparing for Homeownership

Realtor.com recently shared '5 Habits to Start Now if you Hope to Buy a Home in 2017.' Below are the top three from their list with a brief description. #1 - Automate Your Down Payment Savings One way to jump start your down payment savings is to automate your checking account to automatically save a small amount of your paycheck into...

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Tips for Your Next Home Project

According to the Spring Real Estate Guide 2016, you may want to rethink your next big home improvements. While we just talked about the health benefits of an upgrade to your home in our most recent blog post, the Spring Real Estate Guide discusses the importance of scaling your upgrades. "Choose your upgrades partly on need, of course,...

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Top 10 Tips for First-Time Homebuyers

There is a popular saying that exists and while the latter half of the saying varies depending on time, date and season, it always begins with “It’s hard to imagine …” For instance, you could be driving along, staring at the snow-covered landscape and someone will chirp up and say, “It’s hard to imagine that in six months time...

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Top 5 Real Estate Headlines in the 1st Half of 2011

We have reached the midway point of the year. Today, we want to look back over the first six months and give you what we believe were the five items which have had the biggest impact on the real estate industry so far this year. The Government Wants Out of the Mortgage Business From the original outline of the Dodd-Frank regulations to the talk...

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TOP TEN REASONS TO BUY A NEW HOME NOW!

  10. Amenities Gourmet kitchen, mini-spa bathroom, home theatre. You want it you got it! It’s all about you! 9. Energy and Resource Efficiency Today’s new homes are increasingly energy-efficient. You’ll be amazed at how low your utility bills can be! 8. Low Maintenance Cost You’ll have more time and money to do things you really...

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Toys for Tots Collection Drive

For the third year in a row Ruhl&Ruhl Realtors will be supporting the Festival of Trees through sponsorship of the event’s Toy Tree. Standing over 20-feet tall, the Toy Tree takes new toy donations for displaying during the Festival and then all toys are delivered to Toys for Tots at the end of the Festival for distribution in the Quad...

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Trending Up in 2011

Ours Are Among the Best Housing Markets in the Country! Housing Predictor, an independent real estate research firm, just released their ranking of 234 real estate markets in the country. The ranking was based on projected appreciation in local home values for 2011. And our markets top the list: Best 25 Housing Markets 2011 Forecasted...

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Two Rivers YMCA Sneaker Ball Keeps Kids Running

All children should have access to swimming lessons or camps. This is the goal of the Two Rivers YMCA Sneaker Ball, which will be held tonight from 5:30-9pm at Stoney Creek Inn, Moline. The event, sponsored by Ruhl&Ruhl Realtors and hosted by Mike Wendt, General Sales Manager of Ruhl&Ruhl Realtors, raises money for children in our community to send...

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Understanding Real Estate Representation

Always remember you have choices when selecting representation in a real estate transaction. Here are five tips for understanding which type of legal relationship with a real estate professional, called an agency relationship, will best protect you when you buy or sell a home. 1. Buyer’s agency When you’re buying a home, you can hire an...

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User Guide – Mobile Real Estate Solution

User Guide    We are excited to share our brand NEW app, mobileRuhl, with you! It’s for iPhones, iPads and all Android devices and it’s FREE! Here’s a quick glimpse on how to best use all the features of mobileRuhl. Or start to play with it yourself by downloading it today with the links below! Available in the App Store Available...

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Using Ruhl Technology to Buy Your First-Home

Tech.Co recently published A Helpful Tech Guide for First-Time Homebuyers, and we LOVED it. However, we had some local additions to their tips. Install Apps to Quickly Compare Housing Costs Yes. You can’t haul your computer or tons of papers around with you from showing to showing. What happens when you go to dinner and you forget those papers?...

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Volunteering Hits Home

Habitat for Humanity has a vision where everyone has a decent place to live. Hannah Dolash, a Realtor in the Ruhl&Ruhl Realtors Clinton Office, agrees. In fact, she thinks volunteering for Habitat for Humanity is the perfect niche for a Realtor. The volunteer driven organization builds affordable housing for low-income families. "I...

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Was it Worth Waiting?

        This article was originally published in the Keeping Current Matters newsletter.  For more statistics and current prices of owning a home please visit RuhlHomes.com.

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We Walk The Extra Mile So They Can

When Alexander Stopulos was born 4 months early, it sent his parents into a tailspin. “First we wondered if he was going to survive,” said Megan Stopulos, his mother, adding that Alexander weighed only 1 lb. 8 oz. and was just 12 inches long. “Then, you wonder what will be his quality of life? How are we going to take care of him? How are...

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What If I Don’t Currently Qualify For a New Mortgage

When the initial dream of homeownership and beginning your process starts to form in your mind, bets are - the question stated above is not included in your initial thoughts.   And while this type of situation is unbelievably frustrating, keep in mind that you do have options. Let’s start from the beginning, say you have began your home search...

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What If I Don’t Currently Qualify For a New Mortgage?

Ruhl&Ruhl realizes that when the idea or dream of purchasing a home starts to circle around in your mind, majority of the time the title above does not accompany that thought. And while this type of situation is unbelievably frustrating, keep in mind that you do have options.  Ruhl&Ruhl Realtors along with 1862 Mortgage is here to help....

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What is a QR code? And what does it do?

Ruhl&Ruhl REALTORS has adopted some new technology to create QR codes, which look similar to a barcode, for all Ruhl&Ruhl listings, allowing our Realtors to market our listings even more effectively. Ruhl&Ruhl’s QR codes will contain the basic information such as price and square footage on the home, address of the home and the...

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What It Means To Be an ‘EXPERT’ in Real Estate

If you are either buying or selling a home in today’s market, you need a real estate expert. However, we must realize what the term ‘expert’ actually means. An expert in any area cannot give perfect advice as no one can predict the future. But they can give excellent advice based on their insight into their field. If you go to an attorney...

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What to do this Labor Day Weekend 2021

Summer may be coming to an end but that doesn't mean the fun has to! This Labor Day weekend is bringing all kinds of unique and exciting events to many of the Ruhl&Ruhl Realtors’ communities. Be sure to check out the...

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What’s Happening in Burlington – Shops

Those who live in Burlington are fortunate to be surrounded by boutiques and stores unique to their community that are filled with items you can’t find anywhere else. From home décor to custom fine jewelry, Burlington...

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What’s Happening in Cedar Rapids – Shops

When looking to shop in Cedar Rapids, you'll want to set aside lots of time to explore because there are beautifully curated stores that can be found throughout the region. From Marion to Solon and everything in between,...

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What’s Happening in Clinton – Shops

When in the mood to shop til you drop in Clinton, you won't find it hard to do some serious retail therapy in Clinton and the surrounding areas. You can shop for yourself, others in your life, and even for your pup! Stay...

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What’s Happening in Davenport – Shops

In addition to delicious restaurants and lively events, Davenport is home to a variety of shops that fit the bill no matter if you are looking to update your wardrobe or find unique vintage pieces. There is a store for everyone...

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What’s Happening in DeWitt – Restaurants

You don't need all the restaurant options in a town to have good food, you just have to have the right restaurants, and that's the dining situation in DeWitt. This town may not have the most places to pick from but they have...

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What’s Happening in DeWitt – Shops

When you drive down DeWitt's Downtown District you get an overwhelming feeling of being 'home,' whether you live there or not! That's in large part due to the pride in ownership and craft of the shops and restaurants that...

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What’s Happening in Iowa City – Shops

Many people travel from out of town to shop in Iowa City as it is one of the premier places to shop til you drop in Iowa. Not only does it have national stores that many people know and love within Coral Ridge Mall and the...

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What’s Happening in Moline – Restaurants

Coffee/Cafes Revive Cafe is a wellness center offering everything from your morning brew to yoga and massage. But in terms of food, Revive is a great place to find local, sustainable, and from-scratch items that are delicious...

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What’s Happening in Muscatine – Shops

When you stroll down Muscatine’s historic downtown you can’t help but notice the beautifully restored buildings filled with delicious cafes, restaurants, and family-owned boutiques and shops. Before you know it hours...

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What’s Holding Millennials Back from Buying?

The answer must be student loans, right? Wrong! While paying back an education is part of the equation for some, it is not the only factor that holds Millennials back from buying their first homes. A survey of young renters by Fannie Mae found that the factor that delays the most potential buyers is an insufficient credit score or history (53%),...

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What’s Happening in Dubuque – Restaurants

Dubuque, Iowa’s masterpiece on the Mississippi, is more than just a feast fit for the eyes, it’s a place for foodies to enjoy as well! Whether you’re local, visiting for the weekend, or just passing through, there’s...

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What’s Happening in Dubuque – Shops

Over the years, Dubuque has embraced the characteristics that make it a special community to visit and live in, and today it still supports its unique, one-of-a-kind charm that is evident in its many locally owned and operated...

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Whats Happening in Clinton – Restaurants

It's best to come hungry as Clinton is home to several delicious dining establishments. Dining in Clinton can be picturesque since many restaurants and cafes are in historic, often restored buildings. Not only is the food...

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Where Are Housing Prices Headed?

The National Association of Realtors (NAR) has been reporting great news recently. Last week's Existing Home Sales Report and this week's Pending Sales Report both showed consecutive months of increases in the number of homes sold. Finally, buyers are jumping off the fence and taking advantage of one of the most opportune times to purchase...

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Where Are Rents Headed?

People are delaying the decision to buy a home because they are not sure where prices are headed. If they buy and prices continue to soften, they feel that they will not have purchased at the optimal moment. They reason that, if they sit and wait, they can’t be hurt. This thinking assumes that a non-decision comes without consequence. The normal...

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Whitey’s Ice Cream: A Quad Cities Tradition since 1933

Consistently voted number one in the Midwest for years, Whitey's Ice Cream is a Quad City treat you do not want to miss out on! Established in 1933 by Chester "Whitey" Lundgren, Whitey's grew to be a household name through its second owners, the Tunbergs. A second store was added in 1977, and since then the business has grown...

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Who is Ruhl&Ruhl Realtors?

Founded in 1862, Ruhl&Ruhl Realtors is ever-changing, ever-growing, and ever-loyal to our clients. Although we have constantly innovated over our 154 year history, we still hold the same principles to be true. “With our hundred years of service, we here at Ruhl&Ruhl have seen many changes, but our basic principles still remain … quality,...

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Why Do People Actually Buy a Home?

It seems that every time we talk about real estate today the conversation immediately goes to the financial aspects of buying a home. Where are prices headed? Where are interest rates headed? Should I wait to try and get a ‘better buy’? Should I wait until I can get a ‘steal’? The odd thing about all these questions is that survey after...

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Why Getting Pre-Approved Should Be Your First Step

In many of our local markets including the Quad Cities and Dubuque, the amount of buyers searching for their dream home greatly outnumbers the amount of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved...

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Why Invest In Land

Have you ever wondered what it is about land that makes it such a valued investment? I have my own thoughts about this that I share routinely as I consultant clients about the nature of land investing. Dirt is real, it is tangible and it is not just a piece of paper or a number on a screen. In an age of electronic accounts, many people are realizing...

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Why wait? Davenport NOW!

Davenport NOW, a city established, tax incentive program that launched in July of 2009, provides a 50% rebate of the City’s share of property taxes for 10 years to people who build a home or renovate an existing property in Davenport, Iowa. With the Davenport NOW program there has never been a better time to make Davenport your home.  Davenport...

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Why wait? Davenport Real Estate NOW!

Davenport NOW, a city established, tax incentive program that launched in July of 2009, (provides a 50% rebate of the City’s share of property taxes for 10 years to people who build a home or renovate an existing property in Davenport, Iowa) the program has now been extended to June of 2014. Davenport NOW was passed by Alderman to improve economic...

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Why We Started

As we near the end of our July campaign, we want to remind you why we began. On June 28, we set out to raise $2,500 for Disabled American Veterans (DAV) by July 31. The DAV works to fulfill promises made to the men and women who have served the United States, and to empower veterans to lead high-quality lives with respect and dignity. They do...

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Why You Need a True Professional to Sell Your Home

Many people ask us whether they should hire an agent to sell their home or whether they should first try as a For Sale by Owner (FSBO). In today’s volatile market, we believe this is an easy decision: you need an experienced professional! You need an expert guide if you are traveling a dangerous path The field of real estate is loaded with...

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Will Falling Values Lead to More Strategic Defaults?

As prices continue to soften, more and more homeowners will fall into a position of negative equity on their homes. This means that the balance on their mortgage is greater than the value of their home. The reason this is important is that people are more prone to strategically default on their mortgage when ‘underwater’. What is a strategic...

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You Might Find this Pin-teresting!

Imagine flipping through a magazine and tearing out pictures that inspire you. These could be anything ranging from DIY projects, home décor, to your dream house. That is exactly what one of the fastest growing social media sites, Pinterest, allows you to do electronically. Pinterest is a visual search engine where you can browse articles ranging...

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Your Home Buying Wish List

When you begin to think about buying a home, you may start forming lists in your head of everything you WANT or NEED in your home. When it comes down to it, it’s important to know what you’re looking for when you start your home search. The first step before you even begin looking for homes is to get pre-approved for your mortgage. This allows...

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Zillow

There has been lots of chatter about Zillow’s acquisition of Trulia. How will this impact our markets? How will it change the real estate game for homebuyers, home sellers, investors and our Realtors? Well, we believe it won’t. Not now and not ever. Real estate has always been local. The person with the local market knowledge earns the business...

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