The Ruhl Blog

Whenever you are getting ready to sell your house, first impressions matter the most! You don’t want to turn buyers away with bad curb appeal, when they didn’t even get a chance to see the inside of the house. Buyers...

When listing your property with Ruhl&Ruhl Realtors, you partner with a trusted local real estate advisor. Our Realtors are equipped with the best support, knowledge, resources, and tools to guide you through this major...

Ready to buy your first home in 2023? Ruhl&Ruhl Realtors specializes in helping first-time home buyers like you find their dream property. Before you start searching for homes online, it's important to take the first...

Managing the real estate market nowadays can be challenging at times, especially when you encounter a lot of conflicting information; it can be difficult to determine what is true. The most crucial thing you can do when purchasing...

Generation Z (Gen Z) is eager to put down their own roots and achieve financial independence. As a result, they’re turning to homeownership. According to the latest Home Buyers and Sellers Generational Trends Report from...

A lot can happen in a year which is why sitting down with your real estate agent annually can be very beneficial whether you are thinking of selling your home or not. Swift housing market changes can happen and news sources...

If you've been considering purchasing a home, your main concerns are probably mortgage rates and home prices. This might even be the reason you've suddenly delayed your plans. Some buyers discovered that the numbers simply...

So, you got hail. What now? You have the right to determine who works on your property's repairs, but it's important to choose a reputable and experienced contractor for the job; be cautious of those that appear at your doorstep...

Despite what outside sources may suggest, the real estate market slowdown was predicted by many in the industry months before it occurred. As expected, the housing market needed to come down from its pandemic high. What we...

It’s no secret that by the time a transaction with your real estate agent is complete, they may know more about you than your closest friends and family. Your relationship with your agent requires serious financial transparency...

When you think of an FHA loan, you may think that the homes are harder to pass an inspection. While that can be true at times, because some houses aren’t FHA qualified, it’s not always the case. The property must pass...

One of the most frequently asked questions our loan officers at Ruhl Mortgage receive is “When is the appraisal?” Followed closely by, “What happens if the home appraises for more than the purchase price?” These are...

Earlier in the year, homes were selling at breakneck speeds. Freddie Mac reported that “Nearly two-in-five potential homebuyers would consider purchasing a home requiring renovations.” With that kind of demand, home improvements...

Summer is here and it’s time for fun in the sun! But, before you dive into your summer activities, make sure your home is just as ready for the season as you are. Ensure your summer is a relaxing one with these timely home...

The new year has arrived, and you may be thinking if 2024 is the best time to purchase or sell a property. If you want to make the best selection possible, you should know what the experts think about the property market's...

Buying and owning your home can make a big difference in your life by bringing you joy and a sense of belonging. Of course, there are financial reasons to buy a house, but it’s important to consider the non-financial benefits...

What is Loan-to-Value (LTV) and Why is it Important? By Chris Schneider, Vice President of Ruhl Mortgage  The loan-to-value (LTV) ratio is a metric lenders use to measure the amount of debt used to buy a home compared...

Even though activity in the housing market has slowed from the frenzy that was the ‘unicorn’ years, it’s still a seller’s market because the supply of homes for sale is so low. But what does that really mean for you?...

If one of the main reasons you’re hesitant to buy a home is because you’re worried about the upkeep, here’s some information you may find interesting on both new home construction and existing homes (a home that’s...