Mortgage

When you’re ready to buy or are getting more serious about starting the process, one of the first questions you’ll ask yourself is: “How much can I afford?” Ruhl Mortgage, formally Shelter and 1862 Mortgage, can help you find the answer quickly.

Ruhl Mortgage has an array of loans for many situations - from a home purchase or investment financing to refinancing. Your loan officer will introduce you to different types of mortgage products that best fit your financial situation and the home you plan to buy.

Plus, your loan officer works closely with your Ruhl&Ruhl Realtor to keep all parties updated, making the process of buying a home more efficient!

So let’s get started!

How much can you afford?

Increase your negotiating power and save time by knowing how much you can afford. This starts with a mortgage pre-approval*. The benefits of mortgage pre-approval* include:

  • Save time as you target your search. Don’t waste time looking at homes outside your budget. Knowing the maximum mortgage amount you may obtain allows you to shop confidently.
  • Improve negotiations with sellers. Sellers often show preference to the buyer with “assured” financing, knowing that pre-approval often ensures a quicker closing.
  • Speed up the final loan approval. Since we obtain much of the required loan documentation for pre-approval, we’ll be able to process your mortgage request more quickly.
  • Enjoy peace of mind. By knowing exactly how much you can afford, there’s no need to worry about whether or not you will be approved for the loan amount you desire.

Online Pre-Approval* Application
Start the loan process right away by completing our secure mortgage pre-approval* application. You will be contacted within one business day to discuss your application. There is also no obligation – just information!

Quick Credit Analysis
Provide some basic information to get started and we will contact you to discuss your options. It takes about 2 minutes and you will be contacted within one business day. There is no obligation – just information!

Contact any one of our knowledgeable loan officers, who will help walk you through the home buying process and answer all your questions.


Whether you are buying your first home, building your dream home, or refinancing your current home, we have the information and solutions you need to make a sound home financing decision.

Contact Ruhl Mortgage to get started!
563-441-1862 or toll free 866-441-1862

*Pre-approval is conditional.

Information provided should not be considered as a commitment to lend.  Offer subject to property and credit approval.  Program and other restrictions may apply.  Please contact your Loan Consultant for further details.  1701 52nd Avenue, Moline, IL 61265.  Illinois Residential Mortgage License. ©2013 Ruhl Mortgage.  NMLS#935629.